Bledsoe County, TN
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 35.59, -85.21.
Assembled 2026-10-06. Read the brief.
- 56th pct · 1,345th of 3,063 US counties · median $234,566
- 42nd pct · 55th of 95 Tennessee counties · median $259,021
- 92nd pct · 224th of 3,063 US counties · median +2.9%
- 97th pct · 3rd of 95 Tennessee counties · median +3.2%
- US counties: not published this period
- Tennessee counties: not published this period
- 20th pct · 2,560th of 3,221 US counties · median 8,232
- 14th pct · 81st of 95 Tennessee counties · median 8,576
- 48th pct · 1,669th of 3,221 US counties · median $1,039
- 51st pct · 47th of 95 Tennessee counties · median $1,030
- 58th pct · 1,269th of 3,063 US counties · median 4.3
- 37th pct · 60th of 95 Tennessee counties · median 5.0
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $251,662 (Aug 2026), +8.6% over one year, +35.0% over five
- 56th pct · 1,345th of 3,063 US counties · median $234,566
- 42nd pct · 55th of 95 Tennessee counties · median $259,021
| Item | Value | Distance |
|---|---|---|
| Bledsoe County, TN | $251,662 · +8.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Tennessee counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,378 a month on $251,662 at 7.28%, against an average weekly wage worth $4,468 a month: 30.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $251,662 × 80% = $201,329, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,378/mo principal and interest
- wage share = payment / (avg weekly wage $1,031 × 52 / 12 = $4,468) = 31% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $251,662 / ($1,031 × 52) = 4.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,509 jobs at 189 employers (2026 Q1); -0.8% jobs and +9.0% average weekly wage over the year
- 20th pct · 2,560th of 3,221 US counties · median 8,232
- 14th pct · 81st of 95 Tennessee counties · median 8,576
| Item | Value | Distance |
|---|---|---|
| Bledsoe County, TN | 2,509 jobs · $1,031/wk · -0.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 192 | $453 | 0.79 | +7.3% |
| Accommodation and food services | 171 | $445 | 0.76 | +0.6% |
| Information | 88 | $1,981 | 1.90 | +0.0% |
| Finance and insurance | 64 | $1,247 | 0.63 | +14.3% |
| Administrative and waste services | 63 | $1,204 | 0.44 | +37.0% |
| Professional and technical services | 52 | $1,745 | 0.30 | -14.8% |
| Real estate and rental | 40 | $760 | 1.04 | +2.6% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Construction | withheld | |||
| Manufacturing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
2 USGS reservoir gauges, no capacity figures to weight
Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| CARTERS LAKE NEAR CARTERS, GA | 1,072 ft (USGS, no capacity on file) | 119 km |
| CARTERS RE-REGULATION LAKE NEAR CARTERS, GA | 36.8 ft (USGS, no capacity on file) | 120 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
45 gauges · 0 flooding · 4 with quality panels averaging 95 % · 14 stale
Sites found: 45, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| CLEAR CREEK AT LILLY BRIDGE NEAR LANCING, TN | flow 14.5 ft³/s · quality 80 % (5) | 72 km |
| Richland Creek at Dayton, TN | stage 5.07 ft | 21 km |
| Little Richland Creek at 16th AVE at Dayton, TN | stage 2.37 ft | 21 km |
| Big Spring near Clifty, TN | stage 1.07 ft | 27 km |
| SEQUATCHIE RIVER NEAR DUNLAP | flow 237.0 ft³/s · STALE | 30 km |
| BASSES CREEK AT LAKE TANSI NR CROSSVILLE,TN | flow 1.21 ft³/s | 32 km |
| Tennessee River below Watts Bar Dam | no flooding | 39 km |
| Tennessee River above Watts Bar Dam | no readings | 39 km |
| NORTH CHICKAMAUGA CREEK NEAR MONTLAKE, TN | flow 12.1 ft³/s · STALE | 40 km |
| SEWEE CREEK NEAR DECATUR, TN | flow 36.8 ft³/s · no flooding | 41 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
10 wells in 0 named aquifers:
Sites found: 10, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-351249085110101 | depth 99.8 ft · 2011-06-01 | 42 km |
| USGS-351248085131601 | depth 22.1 ft · 2026-10-05 | 42 km |
| USGS-351428085003600 | depth 22.7 ft · 2026-10-05 | 43 km |
| USGS-351146085122701 | depth 69.8 ft · 2026-10-05 | 44 km |
| USGS-351115085025001 | depth 12.7 ft · 2026-10-05 | 47 km |
| USGS-350750085045802 | depth 9.53 ft · 2026-10-05 | 53 km |
| USGS-350234085181200 | depth 16.5 ft · 1998-10-26 | 62 km |
| USGS-345848085173701 | depth 70.7 ft · 1981-06-27 | 69 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.02)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.05 / 0.55
Banks & federal dollars #
$220.4 m in deposits at 2 offices of 2 banks (SOD June 2026); HHI 5,024, highly concentrated. $95.6 m federal obligations in FY2026 (direct payments $92.7 m, grants $2.8 m), $38,091 per covered job
| Item | Value | Distance |
|---|---|---|
| Citizens Tri-County Bank | $117.9 m · 53.5% share · 1 office | |
| First Farmers & Commercial Bank | $102.5 m · 46.5% share · 1 office | |
| Bledsoe, TN | $95.6 m FY2026 · $38,091/job | |
| MULTIPLE RECIPIENTS | $85.8 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Citizens Tri-County Bank | $117,854,000 | 53.5% | 1 |
| First Farmers & Commercial Bank | $102,534,000 | 46.5% | 1 |
Deposit concentration is 5,024 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 53.5² + 46.5² = 5,024
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $78,263,380 |
| Department of Veterans Affairs | $7,281,560 |
| Department of Housing and Urban Development | $6,609,526 |
| Department of Agriculture | $1,606,158 |
| Federal Communications Commission | $1,243,727 |
| Railroad Retirement Board | $351,791 |
| Department of Transportation | $215,123 |
That is $38,091 per covered job, against 2,509 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $95.6 m / 2,509 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $38,091
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Bledsoe County, TN: 7 findings, 1 at a watch level and 6 noted
watchBledsoe County, TN's covered employment is -0.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteBledsoe County, TN's average weekly wage was 9.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBledsoe County, TN's covered employment was 0.8% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBledsoe County, TN's typical home value fell 0.5% from $252,947 in July 2026 to $251,662 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.5% = (251661.6680085427 - 252947.3479038153) / 252947.3479038153 × 100
- 251661.6680085427 = Zillow ZHVI, 2026-08
- 252947.3479038153 = Zillow ZHVI, 2026-07
noteBledsoe County, TN's typical home value of +8.6% ranks 3rd of 95 Tennessee counties, against a median of +3.2%.
Period 2026-08.Show the arithmetic
- 98 on the 0-to-100 scale across 95 Tennessee counties that published home.yoyPct
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.