Anderson County, TN

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 36.12, -84.20.

Assembled 2026-10-06. Read the brief.

Typical home value
$314,707
as of August 2026
  • 72nd pct · 846th of 3,063 US counties · median $234,566
  • 73rd pct · 26th of 95 Tennessee counties · median $259,021
  • 62nd pct · 4th of 9 counties in the Knoxville metro · median $302,780
Home value, one year
+3.5%
as of August 2026
  • 56th pct · 1,336th of 3,063 US counties · median +2.9%
  • 53rd pct · 45th of 95 Tennessee counties · median +3.2%
  • 50th pct · 5th of 9 counties in the Knoxville metro · median +3.5%
Typical rent
$1,653
as of August 2026
  • 62nd pct · 521st of 1,399 US counties · median $1,496
  • 68th pct · 15th of 46 Tennessee counties · median $1,490
  • 25th pct · 4th of 5 counties in the Knoxville metro · median $1,738
Jobs
46,973
as of 2026 Q1-01
  • 83rd pct · 537th of 3,221 US counties · median 8,232
  • 85th pct · 15th of 95 Tennessee counties · median 8,576
  • 75th pct · 3rd of 9 counties in the Knoxville metro · median 18,137
Average weekly wage
$1,628
as of 2026 Q1-01
  • 95th pct · 156th of 3,221 US counties · median $1,039
  • 96th pct · 4th of 95 Tennessee counties · median $1,030
  • 87th pct · 2nd of 9 counties in the Knoxville metro · median $1,098
Years of wages per home
3.7
  • 37th pct · 1,924th of 3,063 US counties · median 4.3
  • 15th pct · 80th of 95 Tennessee counties · median 5.0
  • 12th pct · 8th of 9 counties in the Knoxville metro · median 5.5

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026 Q1retrieved 2026-10-06

Typical home $314,707 (Aug 2026), +3.5% over one year, +42.4% over five

  • 72nd pct · 846th of 3,063 US counties · median $234,566
  • 73rd pct · 26th of 95 Tennessee counties · median $259,021
  • 62nd pct · 4th of 9 counties in the Knoxville metro · median $302,780
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
ItemValueDistance
Anderson County, TN$314,707 · +3.5% 1-yr

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

currentas of 2026 Q1retrieved 2026-10-06

Typical rent $1,653/mo (Aug 2026), +2.1% over one year; price-to-rent 15.9

  • 62nd pct · 521st of 1,399 US counties · median $1,496
  • 68th pct · 15th of 46 Tennessee counties · median $1,490
  • 25th pct · 4th of 5 counties in the Knoxville metro · median $1,738
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
ItemValueDistance
Anderson County, TN$1,653/mo · +2.1% 1-yr

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

currentretrieved 2026-10-06

Principal and interest of $1,723 a month on $314,707 at 7.28%, against an average weekly wage worth $7,055 a month: 24.4% of one job’s pay.

  • payment = P·r / (1 − (1+r)^−n), P = $314,707 × 80% = $251,766, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,723/mo principal and interest
  • wage share = payment / (avg weekly wage $1,628 × 52 / 12 = $7,055) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
  • years of wages = $314,707 / ($1,628 × 52) = 3.7
  • price-to-rent = $314,707 / ($1,653 × 12) = 15.9

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-06

46,973 jobs at 1,987 employers (2026 Q1); +1.7% jobs and +3.2% average weekly wage over the year

  • 83rd pct · 537th of 3,221 US counties · median 8,232
  • 85th pct · 15th of 95 Tennessee counties · median 8,576
  • 75th pct · 3rd of 9 counties in the Knoxville metro · median 18,137
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
Anderson County, TN46,973 jobs · $1,628/wk · +1.7% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sectorJobsAvg weekly wageLocation quotientJobs over the year
Manufacturing14,486$2,0573.83-0.6%
Health care and social assistance5,835$1,2580.83+4.6%
Professional and technical services4,553$2,6171.41+3.8%
Administrative and waste services4,287$1,6761.61-0.9%
Retail trade3,750$7490.82+2.3%
Accommodation and food services3,301$4290.78+4.6%
Construction1,845$1,5190.75+18.6%
Finance and insurance1,233$2,4150.64+0.8%
Transportation and warehousing957$1,2370.48+1.3%
Other services679$1,1170.48+4.1%
Arts, entertainment and recreation312$4460.40+10.2%
Real estate and rental217$1,3640.30-8.8%

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

currentretrieved 2026-10-06

D0 abnormally dry

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

currentretrieved 2026-10-06

1 USGS reservoir gauges, no capacity figures to weight

Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
SiteReadingDistance
LAKE LOGAN AT DAM NEAR HAZELWOOD, NC52.9 ft (USGS, no capacity on file)138 km

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

currentretrieved 2026-10-06

55 gauges · 0 flooding · 8 with quality panels averaging 98 % · 35 stale

Sites found: 55, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
SiteReadingDistance
CLEAR CREEK AT LILLY BRIDGE NEAR LANCING, TNflow 16.2 ft³/s · quality 80 % (5)47 km
EF POPLAR CR AT BEAR CR RD AT OAK RIDGE, TNflow 11.0 ft³/s · STALE14 km
EAST FORK POPLAR CR BELOW NS PIPE AT OAK RIDGE, TNflow 9.10 ft³/s · STALE15 km
BEAVER C NR POWELL TENNflow 18.4 ft³/s17 km
BEAVER CREEK AT SOLWAY, TNflow 44.7 ft³/s17 km
BULLRUN CREEK NEAR HALLS CROSSROADS, TNflow 15.0 ft³/s19 km
Conner Ck at E Gallaher Ferry Rd nr Farragut TNflow 1.10 ft³/s22 km
BEAR CREEK TRIB ABOVE BEAR CREEK ROAD NR WHEAT, TNflow 0.01 ft³/s · STALE22 km
BEAR CREEK NEAR WHEAT, TNflow 0.37 ft³/s · STALE22 km
WHITEOAK CREEK NEAR MELTON HILL, TNflow 0.06 ft³/s · STALE23 km

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

currentretrieved 2026-10-06

3 wells in 0 named aquifers:

Sites found: 3, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
SiteReadingDistance
USGS-360543084343101depth 3.74 ft · 2026-10-0534 km
USGS-363749083430701depth 7.12 ft · 2026-10-0671 km
USGS-363304084475600depth 100.7 ft · 2026-10-0572 km

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

currentretrieved 2026-10-06

low (0.01)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.03 / 0.55

Banks & federal dollars #

currentretrieved 2026-10-06

$1.4 bn in deposits at 17 offices of 12 banks (SOD June 2026); HHI 1,526, moderately concentrated. $8.1 bn federal obligations in FY2026 (contracts $7.5 bn, direct payments $541.5 m), $172,283 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
Regions Bank$368.2 m · 27.0% share · 3 offices
Pinnacle Bank$260.8 m · 19.1% share · 1 office
Truist Bank$155.5 m · 11.4% share · 2 offices
Anderson, TN$8.1 bn FY2026 · $172,283/job
CONSOLIDATED NUCLEAR SECURITY, LLC$3.3 bn · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
Regions Bank$368,221,00027.0%3
Pinnacle Bank$260,760,00019.1%1
Truist Bank$155,480,00011.4%2
TNBANK$147,729,00010.8%2
Bank of America, National Association$135,324,0009.9%1
Southern Bank of Tennessee$84,567,0006.2%1
Home Federal Bank of Tennessee$52,931,0003.9%1
One Bank of Tennessee$46,408,0003.4%2
Community Trust Bank, Inc.$40,781,0003.0%1
Peoples Bank of the South$32,493,0002.4%1

Deposit concentration is 1,526 across 12 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.

HHI = Σ (share %)² over 12 banks with deposits in the county = 27.0² + 19.1² + 11.4² + … (9 more) = 1,526

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

currentretrieved 2026-10-06

USAspending place-of-performance obligations for FY2026, by awarding agency.

USAspending, FY2026, place of performance in this county.
Awarding agencyObligations
Department of Energy$7,441,950,834
Social Security Administration$457,431,591
Department of Veterans Affairs$73,606,092
Department of Transportation$33,022,310
Department of Health and Human Services$28,221,098
Department of Defense$19,074,302
National Aeronautics and Space Administration$12,578,722
Department of Housing and Urban Development$10,027,581
Environmental Protection Agency$5,184,328
Railroad Retirement Board$2,528,797
Department of Commerce$2,355,221
Department of Agriculture$2,303,514

That is $172,283 per covered job, against 46,973 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $8.1 bn / 46,973 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $172,283

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

currentretrieved 2026-10-06

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft12.282026-10-04-0.1%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %72.602026-10-06+0.0%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships6.002026-09-22-14.3%
Shanghai to Los Angeles container rate · $ per 40 ft box6,830.002026-08-01+7.4%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel96.162026-09-29-3.2%
30-year fixed mortgage rate · %7.282026-10-01+3.6%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.202026-09-01+2.4%
US goods and services trade balance, monthly · $ millions-88,576.002026-07-01-24.4%
Retail sales excluding food services, monthly · $ millions646,347.002026-08-01+1.1%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-06

Anderson County, TN: 9 findings, 9 noted

  1. noteAnderson County, TN's average weekly wage was 3.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +3.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  2. noteAnderson County, TN's covered employment was 1.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +1.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  3. noteAnderson County, TN's typical asking rent rose 1.0% from $1,636 in July 2026 to $1,653 in August 2026, on Zillow ZORI.

    Period 2026-08.
    Show the arithmetic
    • +1.0% = (1652.7093253968253 - 1636.1774727958057) / 1636.1774727958057 × 100
    • 1652.7093253968253 = Zillow ZORI, 2026-08
    • 1636.1774727958057 = Zillow ZORI, 2026-07
  4. noteAnderson County, TN's typical home value fell 0.3% from $315,662 in July 2026 to $314,707 in August 2026, on Zillow ZHVI.

    Period 2026-08.
    Show the arithmetic
    • -0.3% = (314707.3562238586 - 315662.39914275176) / 315662.39914275176 × 100
    • 314707.3562238586 = Zillow ZHVI, 2026-08
    • 315662.39914275176 = Zillow ZHVI, 2026-07
  5. noteAnderson County, TN's price-to-rent ratio of 15.9 ranks 5th of 5 counties in the Knoxville metro, against a median of 18.1.

    Period 2026-08.
    Show the arithmetic
    • 0 on the 0-to-100 scale across 5 counties in the Knoxville metro that published priceToRent
    • typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month

    position among the entities that published this metric this period; not an official level

Read all 9 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedOccupational Employment and Wage StatisticsU.S. Bureau of Labor Statisticsopen the source
    MSA 28940, all occupations · period May 2025 · retrieved 2026-10-06
  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-06
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-06
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-06
  • publishedZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    County_zori_uc_sfrcondomfr_sm_month.csv · period 2026-08 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · price-to-rent = $314,707 / ($1,653 × 12) = 15.9
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-01 · retrieved 2026-10-06
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 47001, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · payment = P·r / (1 − (1+r)^−n), P = $314,707 × 80% = $251,766, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,723/mo principal and interest; wage share = payment / (avg weekly wage $1,628 × 52 / 12 = $7,055) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $314,707 / ($1,628 × 52) = 3.7; price-to-rent = $314,707 / ($1,653 × 12) = 15.9
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 47001, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +3.5% / ±10% × 0.3, rent 1-yr change +2.1% / ±10% × 0.15, jobs over-the-year change +1.7% / ±3% × 0.3, avg weekly wage over-the-year change +3.2% / ±6% × 0.25
  • publishedU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    USDM_current · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00062,00054 · period 2025-11-19T16:30:00.000Z · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00010,00060,00065,00095,00300,00400,63680 · period 2026-10-06T07:15:00.000Z · retrieved 2026-10-06
  • estimateUSGS Water Data APIU.S. Geological Surveyopen the source
    · retrieved 2026-10-06 · quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 8 sites = 98 %
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019 · period 2026-10-06T00:00:00.000Z · retrieved 2026-10-06
  • estimateU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    · retrieved 2026-10-06 · supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.03 / 0.55 = 0.01; terms drought (D0 / 4), quality (1 − 98 % / 100)
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054 · period 2026-10-06T07:20:00+00:00 · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019,62610,62611 · period 2026-10-06 · retrieved 2026-10-06
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:47001:2026 · period 2026-06-30 · retrieved 2026-10-06
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:47001:2026 · period 2026-06-30 · retrieved 2026-10-06 · HHI = Σ (share %)² over 12 banks with deposits in the county = 27.0² + 19.1² + 11.4² + … (9 more) = 1,526
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateUSAspending APIU.S. Department of the Treasuryopen the source
    · retrieved 2026-10-06 · per job = FY2026 obligations $8.1 bn / 46,973 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $172,283
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_category:47001:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-06 · typical home value / (average weekly wage × 52); one average covered job, not a household
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
  • estimateZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    · retrieved 2026-10-06 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

Citations

  • U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics. series MSA 28940, all occupations. period May 2025. https://www.bls.gov/oes/tables.htm. accessed 2026-10-06.
  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). series County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Observed Rent Index (ZORI). series County_zori_uc_sfrcondomfr_sm_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zori/County_zori_uc_sfrcondomfr_sm_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: price-to-rent = $314,707 / ($1,653 × 12) = 15.9.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-01. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-06.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 47001, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/47001.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: payment = P·r / (1 − (1+r)^−n), P = $314,707 × 80% = $251,766, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,723/mo principal and interest; wage share = payment / (avg weekly wage $1,628 × 52 / 12 = $7,055) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $314,707 / ($1,628 × 52) = 3.7; price-to-rent = $314,707 / ($1,653 × 12) = 15.9.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 47001, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/47001.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +3.5% / ±10% × 0.3, rent 1-yr change +2.1% / ±10% × 0.15, jobs over-the-year change +1.7% / ±3% × 0.3, avg weekly wage over-the-year change +3.2% / ±6% × 0.25.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. series USDM_current. https://droughtmonitor.unl.edu/CurrentMap.aspx. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00062,00054. period 2025-11-19T16:30:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00010,00060,00065,00095,00300,00400,63680. period 2026-10-06T07:15:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. https://api.waterdata.usgs.gov/. accessed 2026-10-06. estimate computed by Embedding Atlas: quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 8 sites = 98 %.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019. period 2026-10-06T00:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. https://droughtmonitor.unl.edu/. accessed 2026-10-06. estimate computed by Embedding Atlas: supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.03 / 0.55 = 0.01; terms drought (D0 / 4), quality (1 − 98 % / 100).
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054. period 2026-10-06T07:20:00+00:00. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019,62610,62611. period 2026-10-06. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:47001:2026. period 2026-06-30. https://api.fdic.gov/banks/sod?filters=STCNTYBR%3A47001+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE%2CMSABR%2CMSANAMB&format=json&limit=10000. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:47001:2026. period 2026-06-30. https://api.fdic.gov/banks/docs/. accessed 2026-10-06. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 12 banks with deposits in the county = 27.0² + 19.1² + 11.4² + … (9 more) = 1,526.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-06.
  • U.S. Department of the Treasury. USAspending API. https://api.usaspending.gov/. accessed 2026-10-06. estimate computed by Embedding Atlas: per job = FY2026 obligations $8.1 bn / 46,973 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $172,283.
  • U.S. Department of the Treasury. USAspending API. series spending_by_category:47001:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_category/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-06. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.
  • Zillow Research. Zillow Observed Rent Index (ZORI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.

What these numbers are not

  • The occupation mix is the 28940 metro area's, from the bundled BLS OEWS release: OEWS does not publish a county table.
  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • Stress uses 2 of 4 terms (drought, quality); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 6 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-06T07:28:16.444Z. Place identity tables pulled 2026-10-01.