Calhoun County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 28.44, -96.58.
Assembled 2026-10-06. Read the brief.
- 39th pct · 1,853rd of 3,063 US counties · median $234,566
- 45th pct · 134th of 243 Texas counties · median $215,660
- 33rd pct · 2,025th of 3,063 US counties · median +2.9%
- 64th pct · 86th of 243 Texas counties · median +0.0%
- 4th pct · 1,339th of 1,399 US counties · median $1,496
- 1st pct · 104th of 106 Texas counties · median $1,483
- 60th pct · 1,271st of 3,221 US counties · median 8,232
- 67th pct · 83rd of 254 Texas counties · median 6,022
- 96th pct · 125th of 3,221 US counties · median $1,039
- 92nd pct · 20th of 254 Texas counties · median $1,115
- 8th pct · 2,813th of 3,063 US counties · median 4.3
- 20th pct · 193rd of 243 Texas counties · median 3.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $207,494 (Aug 2026), +1.5% over one year, +5.8% over five
- 39th pct · 1,853rd of 3,063 US counties · median $234,566
- 45th pct · 134th of 243 Texas counties · median $215,660
| Item | Value | Distance |
|---|---|---|
| Calhoun County, TX | $207,494 · +1.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $906/mo (Aug 2026), n/a over one year; price-to-rent 19.1
- 4th pct · 1,339th of 1,399 US counties · median $1,496
- 1st pct · 104th of 106 Texas counties · median $1,483
| Item | Value | Distance |
|---|---|---|
| Calhoun County, TX | $906/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,136 a month on $207,494 at 7.28%, against an average weekly wage worth $7,336 a month: 15.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $207,494 × 80% = $165,995, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,136/mo principal and interest
- wage share = payment / (avg weekly wage $1,693 × 52 / 12 = $7,336) = 15% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $207,494 / ($1,693 × 52) = 2.4
- price-to-rent = $207,494 / ($906 × 12) = 19.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
12,606 jobs at 638 employers (2026 Q1); -9.8% jobs and +4.6% average weekly wage over the year
- 60th pct · 1,271st of 3,221 US counties · median 8,232
- 67th pct · 83rd of 254 Texas counties · median 6,022
| Item | Value | Distance |
|---|---|---|
| Calhoun County, TX | 12,606 jobs · $1,693/wk · -9.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 4,130 | $2,702 | 4.07 | +0.4% |
| Construction | 2,793 | $1,335 | 4.23 | -32.8% |
| Retail trade | 890 | $1,135 | 0.72 | -2.6% |
| Accommodation and food services | 788 | $446 | 0.70 | -22.0% |
| Professional and technical services | 596 | $1,559 | 0.69 | -1.0% |
| Health care and social assistance | 411 | $933 | 0.22 | -9.5% |
| Transportation and warehousing | 344 | $1,344 | 0.65 | +196.6% |
| Finance and insurance | 276 | $1,449 | 0.54 | +27.2% |
| Other services | 178 | $538 | 0.47 | -7.8% |
| Real estate and rental | 147 | $2,126 | 0.76 | +28.9% |
| Agriculture, forestry, fishing | 58 | $839 | 0.64 | -14.7% |
| Information | 56 | $2,976 | 0.24 | +43.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
85 % of conservation capacity, weighted over 3 TWDB reservoirs
Sites found: 4, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Texana | 89 % full · 159k ac-ft | 50 km |
| Coleto Creek Reservoir | 75 % full · 31k ac-ft | 66 km |
| Lake Corpus Christi | 84 % full · 256k ac-ft | 134 km |
| Lk Corpus Christi nr Mathis, TX | 215,400 Acre-ft (USGS, no capacity on file) | 134 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
23 gauges · 0 flooding · 5 with quality panels averaging 53 % · 5 stale
Sites found: 23, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| E Mustang Ck nr Louise, TX | flow 5.48 ft³/s · quality 0 % (1) | 72 km |
| Cox Bay site COX nr Point Comfort, TX | temp 30.5 °C · quality 50 % (3) · STALE | 19 km |
| Matagorda Bay Site MATA nr Palacios, TX | temp 16.9 °C · quality 67 % (3) · STALE | 29 km |
| Tres Palacios Bay site TPAL nr Palacios, TX | temp 30.3 °C · quality 50 % (3) · STALE | 43 km |
| GBRA Calhoun Canal Pump Sta nr Long Mott, TX | flow -17.0 ft³/s · STALE | 20 km |
| North end of GBRA Calhoun Canal nr Long Mott,TX | flow 49.1 ft³/s | 21 km |
| Lavaca Bay site PTLAVA nr Port Lavaca, TX | pH 8.30 · quality 100 % (1) · STALE | 22 km |
| Guadalupe Rv at SH 35 nr Tivoli, TX | flow 790.0 ft³/s | 28 km |
| Guadalupe Rv nr Tivoli, TX | flow 1,160 ft³/s | 31 km |
| Placedo Ck nr Placedo, TX | flow 29.0 ft³/s | 37 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.26)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.3×0.15 + 0.2×0.47 / 0.85
Banks & federal dollars #
$511.6 m in deposits at 8 offices of 6 banks (SOD June 2026); HHI 3,429, highly concentrated. $141.1 m federal obligations in FY2026 (direct payments $126.0 m, contracts $13.9 m), $11,190 per covered job
| Item | Value | Distance |
|---|---|---|
| First National Bank in Port Lavaca | $266.3 m · 52.1% share · 3 offices | |
| International Bank of Commerce | $90.6 m · 17.7% share · 1 office | |
| Wells Fargo Bank, National Association | $73.4 m · 14.3% share · 1 office | |
| Calhoun, TX | $141.1 m FY2026 · $11,190/job | |
| MULTIPLE RECIPIENTS | $119.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First National Bank in Port Lavaca | $266,333,000 | 52.1% | 3 |
| International Bank of Commerce | $90,557,000 | 17.7% | 1 |
| Wells Fargo Bank, National Association | $73,398,000 | 14.3% | 1 |
| Prosperity Bank | $71,930,000 | 14.1% | 1 |
| Woodforest National Bank | $5,153,000 | 1.0% | 1 |
| First National Bank Texas | $4,203,000 | 0.8% | 1 |
Deposit concentration is 3,429 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 52.1² + 17.7² + 14.3² + … (3 more) = 3,429
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $105,629,048 |
| Department of Veterans Affairs | $13,326,087 |
| Department of Defense | $12,912,100 |
| Department of Agriculture | $4,384,334 |
| Federal Communications Commission | $1,954,018 |
| Department of Transportation | $1,304,097 |
| Department of Housing and Urban Development | $1,242,851 |
| Department of Homeland Security | $222,686 |
| Railroad Retirement Board | $91,718 |
| Department of Energy | $0 |
That is $11,190 per covered job, against 12,606 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $141.1 m / 12,606 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $11,190
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Calhoun County, TX: 15 findings, 1 at an alert level, 2 at a watch level and 12 noted
alertCalhoun County, TX's covered employment is -9.8% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -9.8 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchCalhoun County, TX's covered employment is -9.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -9.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchCalhoun County, TX's typical home value of +1.5% scores 34 on the 0-to-100 scale across US counties but 65 across Texas counties, a gap of 31 points.
Period 2026-08.Show the arithmetic
- 31 = |34 across US counties - 65 across Texas counties|
position among the entities that published this metric this period; not an official level
noteCalhoun County, TX's covered employment was 9.8% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -9.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCalhoun County, TX's average weekly wage was 4.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.