Coke County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.88, -100.64.
Assembled 2026-10-06. Read the brief.
- 18th pct · 2,504th of 3,063 US counties · median $234,566
- 24th pct · 183rd of 243 Texas counties · median $215,660
- 70th pct · 909th of 3,063 US counties · median +2.9%
- 83rd pct · 41st of 243 Texas counties · median +0.0%
- US counties: not published this period
- Texas counties: not published this period
- 5th pct · 3,049th of 3,221 US counties · median 8,232
- 10th pct · 228th of 254 Texas counties · median 6,022
- 96th pct · 117th of 3,221 US counties · median $1,039
- 93rd pct · 18th of 254 Texas counties · median $1,115
- 1st pct · 3,002nd of 3,063 US counties · median 4.3
- 7th pct · 226th of 243 Texas counties · median 3.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $156,247 (Aug 2026), +4.8% over one year, -9.2% over five
- 18th pct · 2,504th of 3,063 US counties · median $234,566
- 24th pct · 183rd of 243 Texas counties · median $215,660
| Item | Value | Distance |
|---|---|---|
| Coke County, TX | $156,247 · +4.8% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Texas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $855 a month on $156,247 at 7.28%, against an average weekly wage worth $7,449 a month: 11.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $156,247 × 80% = $124,998, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $855/mo principal and interest
- wage share = payment / (avg weekly wage $1,719 × 52 / 12 = $7,449) = 11% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $156,247 / ($1,719 × 52) = 1.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
845 jobs at 104 employers (2026 Q1); -2.0% jobs and +31.9% average weekly wage over the year
- 5th pct · 3,049th of 3,221 US counties · median 8,232
- 10th pct · 228th of 254 Texas counties · median 6,022
| Item | Value | Distance |
|---|---|---|
| Coke County, TX | 845 jobs · $1,719/wk · -2.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 71 | $595 | 0.86 | -5.3% |
| Construction | 53 | $1,316 | 1.20 | -7.0% |
| Health care and social assistance | 46 | $1,371 | 0.36 | -19.3% |
| Manufacturing | 27 | $1,461 | 0.40 | +0.0% |
| Transportation and warehousing | 9 | $3,390 | 0.25 | -18.2% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Wholesale trade | withheld | |||
| Information | withheld | |||
| Finance and insurance | withheld | |||
| Real estate and rental | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 16, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| E. V. Spence Reservoir | 9 % full · 517k ac-ft | 11 km |
| Oak Creek Reservoir | 14 % full · 39k ac-ft | 39 km |
| O. C. Fisher Lake | 11 % full · 116k ac-ft | 46 km |
| Champion Creek Reservoir | 43 % full · 42k ac-ft | 50 km |
| Twin Buttes Reservoir | 5 % full · 182k ac-ft | 56 km |
| Lake Nasworthy | 85 % full · 10k ac-ft | 56 km |
| Lake Colorado City | 53 % full · 31k ac-ft | 59 km |
| Lake Sweetwater | 17 % full · 12k ac-ft | 70 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.60)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.3×0.71 / 0.65
Banks & federal dollars #
$59.2 m in deposits at 2 offices of 2 banks (SOD June 2026); HHI 5,327, highly concentrated. $30.3 m federal obligations in FY2026 (direct payments $25.6 m, grants $4.7 m), $35,868 per covered job
| Item | Value | Distance |
|---|---|---|
| Robert Lee State Bank | $37.2 m · 62.8% share · 1 office | |
| The First National Bank of Sterling City | $22.0 m · 37.2% share · 1 office | |
| Coke, TX | $30.3 m FY2026 · $35,868/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Robert Lee State Bank | $37,168,000 | 62.8% | 1 |
| The First National Bank of Sterling City | $22,024,000 | 37.2% | 1 |
Deposit concentration is 5,327 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 62.8² + 37.2² = 5,327
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $22,230,786 |
| Department of Veterans Affairs | $2,970,923 |
| Department of Agriculture | $2,474,657 |
| Department of Transportation | $2,308,104 |
| Department of Housing and Urban Development | $278,559 |
| Department of Education | $45,304 |
That is $35,868 per covered job, against 845 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $30.3 m / 845 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $35,868
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Coke County, TX: 9 findings, 1 at a watch level and 8 noted
watchCoke County, TX's covered employment is -2.0% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteCoke County, TX's average weekly wage was 31.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +31.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCoke County, TX's covered employment was 2.0% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCoke County, TX's years of wages of 1.7 ranks 3,002nd of 3,063 US counties, against a median of 4.3.
Period 2026-08.Show the arithmetic
- 2 on the 0-to-100 scale across 3063 US counties that published yearsOfWages
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteCoke County, TX's average weekly wage of $1,719 ranks 117th of 3,221 US counties, against a median of $1,039.
Period 2026 Q1.Show the arithmetic
- 96 on the 0-to-100 scale across 3221 US counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.