Comanche County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.95, -98.55.
Assembled 2026-10-06. Read the brief.
- 52nd pct · 1,465th of 3,063 US counties · median $234,566
- 61st pct · 93rd of 243 Texas counties · median $215,660
- 83rd pct · 493rd of 3,063 US counties · median +2.9%
- 88th pct · 30th of 243 Texas counties · median +0.0%
- US counties: not published this period
- Texas counties: not published this period
- 33rd pct · 2,140th of 3,221 US counties · median 8,232
- 43rd pct · 144th of 254 Texas counties · median 6,022
- 26th pct · 2,361st of 3,221 US counties · median $1,039
- 16th pct · 213th of 254 Texas counties · median $1,115
- 63rd pct · 1,111th of 3,063 US counties · median 4.3
- 79th pct · 50th of 243 Texas counties · median 3.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $240,974 (Aug 2026), +6.6% over one year, +27.1% over five
- 52nd pct · 1,465th of 3,063 US counties · median $234,566
- 61st pct · 93rd of 243 Texas counties · median $215,660
| Item | Value | Distance |
|---|---|---|
| Comanche County, TX | $240,974 · +6.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Texas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,319 a month on $240,974 at 7.28%, against an average weekly wage worth $4,060 a month: 32.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $240,974 × 80% = $192,779, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,319/mo principal and interest
- wage share = payment / (avg weekly wage $937 × 52 / 12 = $4,060) = 32% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $240,974 / ($937 × 52) = 4.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
4,359 jobs at 388 employers (2026 Q1); -2.5% jobs and +2.2% average weekly wage over the year
- 33rd pct · 2,140th of 3,221 US counties · median 8,232
- 43rd pct · 144th of 254 Texas counties · median 6,022
| Item | Value | Distance |
|---|---|---|
| Comanche County, TX | 4,359 jobs · $937/wk · -2.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 558 | $729 | 1.31 | -1.9% |
| Wholesale trade | 423 | $917 | 2.53 | +59.6% |
| Manufacturing | 259 | $1,037 | 0.74 | -3.7% |
| Other services | 112 | $696 | 0.86 | +20.4% |
| Finance and insurance | 111 | $1,627 | 0.62 | +30.6% |
| Construction | 98 | $865 | 0.43 | -6.7% |
| Professional and technical services | 92 | $1,295 | 0.31 | +0.0% |
| Utilities | 88 | $1,716 | 5.11 | -6.4% |
| Transportation and warehousing | 83 | $992 | 0.45 | -68.2% |
| Information | 64 | $1,144 | 0.80 | -4.5% |
| Real estate and rental | 8 | $706 | 0.12 | +0.0% |
| Unclassified | 7 | $190 | 0.75 | +100.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 30, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Proctor Lake | 58 % full · 55k ac-ft | 6 km |
| Lake Brownwood | 88 % full · 131k ac-ft | 45 km |
| Leon Reservoir | 76 % full · 28k ac-ft | 47 km |
| Lake Cisco | 43 % full · 29k ac-ft | 68 km |
| Comanche Creek Reservoir | 100 % full · 151k ac-ft | 82 km |
| Lake Palo Pinto | 80 % full · 27k ac-ft | 82 km |
| Lake Coleman | 78 % full · 38k ac-ft | 87 km |
| Lake Granbury | 88 % full · 133k ac-ft | 94 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.36)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.3×0.20 / 0.65
Banks & federal dollars #
$437.8 m in deposits at 8 offices of 5 banks (SOD June 2026); HHI 2,328, highly concentrated. $100.9 m federal obligations in FY2026 (direct payments $94.9 m, grants $5.4 m), $23,142 per covered job
| Item | Value | Distance |
|---|---|---|
| TexasBank | $130.0 m · 29.7% share · 1 office | |
| Simmons Bank | $110.4 m · 25.2% share · 1 office | |
| Farmers and Merchants Bank | $102.6 m · 23.4% share · 3 offices | |
| Comanche, TX | $100.9 m FY2026 · $23,142/job | |
| MULTIPLE RECIPIENTS | $89.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| TexasBank | $130,048,000 | 29.7% | 1 |
| Simmons Bank | $110,408,000 | 25.2% | 1 |
| Farmers and Merchants Bank | $102,645,000 | 23.4% | 3 |
| First National Bank of Dublin | $63,010,000 | 14.4% | 2 |
| Prosperity Bank | $31,648,000 | 7.2% | 1 |
Deposit concentration is 2,328 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 29.7² + 25.2² + 23.4² + … (2 more) = 2,328
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $78,054,700 |
| Department of Veterans Affairs | $10,964,766 |
| Department of Agriculture | $4,939,372 |
| Department of Health and Human Services | $4,121,505 |
| Department of Housing and Urban Development | $1,486,987 |
| Railroad Retirement Board | $796,871 |
| Department of Defense | $326,736 |
| Federal Communications Commission | $214,483 |
| Department of Education | $26,168 |
| Small Business Administration | $0 |
| Department of Transportation | -$56,912 |
That is $23,142 per covered job, against 4,359 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $100.9 m / 4,359 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $23,142
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Comanche County, TX: 4 findings, 1 at a watch level and 3 noted
watchComanche County, TX's covered employment is -2.5% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.5 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteComanche County, TX's covered employment was 2.5% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteComanche County, TX's average weekly wage was 2.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteThe next Zillow ZHVI typical home value (monthly) covering Comanche County, TX is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.