Coryell County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.39, -97.80.
Assembled 2026-10-06. Read the brief.
- 47th pct · 1,607th of 3,063 US counties · median $234,566
- 56th pct · 106th of 243 Texas counties · median $215,660
- counties in the Killeen-Temple metro: Rank context is unavailable: the manifest lists 3 counties in the Killeen-Temple metro; fewer than 5 is too few to rank.
- 24th pct · 2,311th of 3,063 US counties · median +2.9%
- 55th pct · 109th of 243 Texas counties · median +0.0%
- counties in the Killeen-Temple metro: Rank context is unavailable: the manifest lists 3 counties in the Killeen-Temple metro; fewer than 5 is too few to rank.
- 23rd pct · 1,066th of 1,399 US counties · median $1,496
- 16th pct · 89th of 106 Texas counties · median $1,483
- counties in the Killeen-Temple metro: Rank context is unavailable: the manifest lists 3 counties in the Killeen-Temple metro; fewer than 5 is too few to rank.
- 64th pct · 1,131st of 3,221 US counties · median 8,232
- 71st pct · 72nd of 254 Texas counties · median 6,022
- counties in the Killeen-Temple metro: Rank context is unavailable: the manifest lists 3 counties in the Killeen-Temple metro; fewer than 5 is too few to rank.
- 61st pct · 1,225th of 3,221 US counties · median $1,039
- 46th pct · 136th of 254 Texas counties · median $1,115
- counties in the Killeen-Temple metro: Rank context is unavailable: the manifest lists 3 counties in the Killeen-Temple metro; fewer than 5 is too few to rank.
- 44th pct · 1,714th of 3,063 US counties · median 4.3
- 59th pct · 99th of 243 Texas counties · median 3.6
- counties in the Killeen-Temple metro: Rank context is unavailable: the manifest lists 3 counties in the Killeen-Temple metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $228,193 (Aug 2026), +0.4% over one year, +19.2% over five
- 47th pct · 1,607th of 3,063 US counties · median $234,566
- 56th pct · 106th of 243 Texas counties · median $215,660
- counties in the Killeen-Temple metro: Rank context is unavailable: the manifest lists 3 counties in the Killeen-Temple metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Coryell County, TX | $228,193 · +0.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,220/mo (Aug 2026), +0.6% over one year; price-to-rent 15.6
- 23rd pct · 1,066th of 1,399 US counties · median $1,496
- 16th pct · 89th of 106 Texas counties · median $1,483
- counties in the Killeen-Temple metro: Rank context is unavailable: the manifest lists 3 counties in the Killeen-Temple metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Coryell County, TX | $1,220/mo · +0.6% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,249 a month on $228,193 at 7.28%, against an average weekly wage worth $4,758 a month: 26.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $228,193 × 80% = $182,555, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,249/mo principal and interest
- wage share = payment / (avg weekly wage $1,098 × 52 / 12 = $4,758) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $228,193 / ($1,098 × 52) = 4.0
- price-to-rent = $228,193 / ($1,220 × 12) = 15.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
15,169 jobs at 1,005 employers (2026 Q1); +0.7% jobs and +2.8% average weekly wage over the year
- 64th pct · 1,131st of 3,221 US counties · median 8,232
- 71st pct · 72nd of 254 Texas counties · median 6,022
- counties in the Killeen-Temple metro: Rank context is unavailable: the manifest lists 3 counties in the Killeen-Temple metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Coryell County, TX | 15,169 jobs · $1,098/wk · +0.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,962 | $668 | 1.33 | +2.7% |
| Accommodation and food services | 1,603 | $357 | 1.18 | +0.0% |
| Professional and technical services | 1,104 | $2,044 | 1.06 | -7.9% |
| Health care and social assistance | 792 | $1,106 | 0.35 | -2.1% |
| Construction | 778 | $1,238 | 0.98 | +0.0% |
| Other services | 592 | $899 | 1.31 | -11.6% |
| Wholesale trade | 375 | $2,256 | 0.65 | +19.0% |
| Manufacturing | 315 | $1,295 | 0.26 | -7.4% |
| Finance and insurance | 265 | $2,046 | 0.43 | +1.1% |
| Information | 242 | $1,428 | 0.87 | +1.7% |
| Real estate and rental | 187 | $988 | 0.80 | +6.9% |
| Transportation and warehousing | 136 | $1,330 | 0.21 | +8.8% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
93 % of conservation capacity, weighted over 25 TWDB reservoirs
Sites found: 31, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Belton Lake | 98 % full · 433k ac-ft | 44 km |
| Stillhouse Hollow Lake | 98 % full · 230k ac-ft | 48 km |
| Waco Lake | 89 % full · 189k ac-ft | 61 km |
| Whitney Lake | 92 % full · 565k ac-ft | 66 km |
| Aquilla Lake | 84 % full · 43k ac-ft | 80 km |
| Lake Georgetown | 80 % full · 38k ac-ft | 81 km |
| Granger Lake | 100 % full · 52k ac-ft | 90 km |
| Proctor Lake | 58 % full · 55k ac-ft | 91 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
39 gauges · 0 flooding · 0 with quality panels
Sites found: 39, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Leon Rv at Gatesville, TX | flow 47.9 ft³/s · no flooding | 6 km |
| Henson Ck at W Range Rd nr Gatesville, TX | stage 6.27 ft | 8 km |
| Cowhouse Ck at FM 1783 nr Purmela, TX | stage 816.5 ft | 11 km |
| Cowhouse Ck at Pidcoke, TX | flow 2.57 ft³/s · no flooding | 14 km |
| Cowhouse Ck at Old Georgetown Rd nr Ft Hood, TX | stage 5.43 ft | 16 km |
| Cowhouse Ck at W Range Rd nr Ft Hood, TX | stage 6.22 ft | 20 km |
| House Ck at W Range Rd nr Ft Hood, TX | stage 12.9 ft | 23 km |
| Owl Ck at E Range Rd, Ft Hood, TX | stage 5.95 ft | 23 km |
| House Ck at Old Georgetown Rd nr Ft Hood, TX | stage 6.98 ft | 26 km |
| Clear Ck at Ft Hood, TX | stage 3.71 ft | 29 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
1 wells in 0 named aquifers:
Sites found: 1, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-312558097435201 | depth 459.4 ft · 2005-09-12 | 8 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.44)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.3×0.07 / 0.65
Banks & federal dollars #
$1.1 bn in deposits at 16 offices of 6 banks (SOD June 2026); HHI 2,078, highly concentrated. $807.1 m federal obligations in FY2026 (direct payments $560.1 m, contracts $224.4 m), $53,209 per covered job
| Item | Value | Distance |
|---|---|---|
| The Huntington National Bank | $364.4 m · 32.3% share · 2 offices | |
| First National Bank Texas | $233.1 m · 20.6% share · 7 offices | |
| The First National Bank of Evant | $180.4 m · 16.0% share · 3 offices | |
| Coryell, TX | $807.1 m FY2026 · $53,209/job | |
| MULTIPLE RECIPIENTS | $556.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Huntington National Bank | $364,360,000 | 32.3% | 2 |
| First National Bank Texas | $233,113,000 | 20.6% | 7 |
| The First National Bank of Evant | $180,377,000 | 16.0% | 3 |
| Extraco Banks, National Association | $169,817,000 | 15.0% | 2 |
| First National Bank of Central Texas | $95,564,000 | 8.5% | 1 |
| First Texas Bank | $86,275,000 | 7.6% | 1 |
Deposit concentration is 2,078 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 32.3² + 20.6² + 16.0² + … (3 more) = 2,078
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Department of Veterans Affairs | $291,877,436 |
| Social Security Administration | $263,757,179 |
| Department of Defense | $214,090,904 |
| Department of Transportation | $19,664,694 |
| Department of the Interior | $8,037,757 |
| Department of Education | $3,286,997 |
| Department of Agriculture | $2,351,010 |
| Railroad Retirement Board | $1,482,513 |
| Department of Housing and Urban Development | $1,029,775 |
| Federal Communications Commission | $786,801 |
| General Services Administration | $767,342 |
| Department of Health and Human Services | $0 |
That is $53,209 per covered job, against 15,169 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $807.1 m / 15,169 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $53,209
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Coryell County, TX: 5 findings, 1 at a watch level and 4 noted
watchCoryell County, TX's typical home value of +0.4% scores 25 on the 0-to-100 scale across US counties but 55 across Texas counties, a gap of 31 points.
Period 2026-08.Show the arithmetic
- 31 = |25 across US counties - 55 across Texas counties|
position among the entities that published this metric this period; not an official level
noteCoryell County, TX's average weekly wage was 2.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCoryell County, TX's covered employment was 0.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteThe next Zillow ZHVI typical home value (monthly) covering Coryell County, TX is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
noteThe next Zillow ZORI typical rent (monthly) covering Coryell County, TX is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.