Crane County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.42, -102.49.
Assembled 2026-10-06. Read the brief.
- 38th pct · 1,874th of 3,063 US counties · median $234,566
- 43rd pct · 138th of 243 Texas counties · median $215,660
- 34th pct · 1,997th of 3,063 US counties · median +2.9%
- 65th pct · 84th of 243 Texas counties · median +0.0%
- US counties: not published this period
- Texas counties: not published this period
- 11th pct · 2,866th of 3,221 US counties · median 8,232
- 20th pct · 203rd of 254 Texas counties · median 6,022
- 91st pct · 289th of 3,221 US counties · median $1,039
- 83rd pct · 44th of 254 Texas counties · median $1,115
- 14th pct · 2,617th of 3,063 US counties · median 4.3
- 29th pct · 171st of 243 Texas counties · median 3.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $205,144 (Aug 2026), +1.6% over one year, +0.5% over five
- 38th pct · 1,874th of 3,063 US counties · median $234,566
- 43rd pct · 138th of 243 Texas counties · median $215,660
| Item | Value | Distance |
|---|---|---|
| Crane County, TX | $205,144 · +1.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Texas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,123 a month on $205,144 at 7.28%, against an average weekly wage worth $6,262 a month: 17.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $205,144 × 80% = $164,115, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,123/mo principal and interest
- wage share = payment / (avg weekly wage $1,445 × 52 / 12 = $6,262) = 18% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $205,144 / ($1,445 × 52) = 2.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1,461 jobs at 110 employers (2026 Q1); +4.7% jobs and +3.6% average weekly wage over the year
- 11th pct · 2,866th of 3,221 US counties · median 8,232
- 20th pct · 203rd of 254 Texas counties · median 6,022
| Item | Value | Distance |
|---|---|---|
| Crane County, TX | 1,461 jobs · $1,445/wk · +4.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Mining, oil and gas | 300 | $2,606 | 57.67 | +5.6% |
| Construction | 158 | $1,634 | 2.06 | +198.1% |
| Retail trade | 120 | $532 | 0.84 | +2.6% |
| Transportation and warehousing | 105 | $1,857 | 1.71 | +2.9% |
| Health care and social assistance | 84 | $796 | 0.38 | +12.0% |
| Real estate and rental | 44 | $1,715 | 1.96 | -8.3% |
| Manufacturing | 42 | $1,321 | 0.36 | -2.3% |
| Finance and insurance | 13 | $743 | 0.22 | -7.1% |
| Utilities | withheld | |||
| Wholesale trade | withheld | |||
| Information | withheld | |||
| Professional and technical services | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
46 % of conservation capacity, weighted over 1 TWDB reservoirs
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Red Bluff Reservoir | 46 % full · 145k ac-ft | 145 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
2 gauges · 0 flooding · 2 with quality panels averaging 50 %
Sites found: 2, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Pecos Rv at RR 1776 nr Grandfalls, TX | flow 0.00 ft³/s · quality 50 % (4) | 50 km |
| Pecos Rv nr Girvin, TX | flow 11.7 ft³/s · quality 50 % (4) · no flooding | 35 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
1 wells in 1 named aquifer: Edwards-Trinity aquifer system
Sites found: 1, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Edwards-Trinity aquifer system | depth 111.3 ft · 2026-10-05 | 74 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.62)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.3×0.54 + 0.2×0.50 / 0.85
Banks & federal dollars #
$79.0 m in deposits at 2 offices of 2 banks (SOD June 2026); HHI 5,018, highly concentrated. $17.5 m federal obligations in FY2026 (direct payments $16.7 m, grants $522,031), $11,949 per covered job
| Item | Value | Distance |
|---|---|---|
| West Texas National Bank | $41.9 m · 53.0% share · 1 office | |
| American Momentum Bank | $37.1 m · 47.0% share · 1 office | |
| Crane, TX | $17.5 m FY2026 · $11,949/job | |
| MULTIPLE RECIPIENTS | $16.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| West Texas National Bank | $41,906,000 | 53.0% | 1 |
| American Momentum Bank | $37,111,000 | 47.0% | 1 |
Deposit concentration is 5,018 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 53.0² + 47.0² = 5,018
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $15,524,281 |
| Department of Veterans Affairs | $977,191 |
| Department of Transportation | $503,542 |
| Department of Agriculture | $369,841 |
| Federal Communications Commission | $63,803 |
| Department of Education | $18,489 |
That is $11,949 per covered job, against 1,461 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $17.5 m / 1,461 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $11,949
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Crane County, TX: 9 findings, 2 at a watch level and 7 noted
watchCrane County, TX's typical home value is -1.1% against the previous month, a watch level here: typical home value at least 1 percent below the previous month (arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.momPct = -1.0733963126166615 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level
watchCrane County, TX's typical home value of +1.6% scores 35 on the 0-to-100 scale across US counties but 66 across Texas counties, a gap of 31 points.
Period 2026-08.Show the arithmetic
- 31 = |35 across US counties - 66 across Texas counties|
position among the entities that published this metric this period; not an official level
noteCrane County, TX's covered employment was 4.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCrane County, TX's average weekly wage was 3.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCrane County, TX's typical home value fell 1.1% from $207,370 in July 2026 to $205,144 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -1.1% = (205143.92927955565 - 207369.8293816174) / 207369.8293816174 × 100
- 205143.92927955565 = Zillow ZHVI, 2026-08
- 207369.8293816174 = Zillow ZHVI, 2026-07
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.