DeWitt County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 29.08, -97.36.
Assembled 2026-10-06. Read the brief.
- 46th pct · 1,641st of 3,063 US counties · median $234,566
- 55th pct · 109th of 243 Texas counties · median $215,660
- 8th pct · 2,800th of 3,063 US counties · median +2.9%
- 23rd pct · 186th of 243 Texas counties · median +0.0%
- US counties: not published this period
- Texas counties: not published this period
- 45th pct · 1,763rd of 3,221 US counties · median 8,232
- 53rd pct · 118th of 254 Texas counties · median 6,022
- 66th pct · 1,078th of 3,221 US counties · median $1,039
- 52nd pct · 121st of 254 Texas counties · median $1,115
- 41st pct · 1,805th of 3,063 US counties · median 4.3
- 55th pct · 108th of 243 Texas counties · median 3.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $225,801 (Aug 2026), -2.5% over one year, -4.9% over five
- 46th pct · 1,641st of 3,063 US counties · median $234,566
- 55th pct · 109th of 243 Texas counties · median $215,660
| Item | Value | Distance |
|---|---|---|
| DeWitt County, TX | $225,801 · -2.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Texas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,236 a month on $225,801 at 7.28%, against an average weekly wage worth $4,866 a month: 25.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $225,801 × 80% = $180,641, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,236/mo principal and interest
- wage share = payment / (avg weekly wage $1,123 × 52 / 12 = $4,866) = 25% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $225,801 / ($1,123 × 52) = 3.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
6,842 jobs at 543 employers (2026 Q1); -0.6% jobs and +2.7% average weekly wage over the year
- 45th pct · 1,763rd of 3,221 US counties · median 8,232
- 53rd pct · 118th of 254 Texas counties · median 6,022
| Item | Value | Distance |
|---|---|---|
| DeWitt County, TX | 6,842 jobs · $1,123/wk · -0.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 816 | $787 | 1.22 | -8.4% |
| Accommodation and food services | 655 | $390 | 1.07 | +4.5% |
| Mining, oil and gas | 591 | $1,647 | 24.26 | +0.5% |
| Manufacturing | 494 | $1,011 | 0.90 | -2.6% |
| Construction | 396 | $1,304 | 1.10 | -10.0% |
| Finance and insurance | 362 | $1,618 | 1.30 | +2.0% |
| Agriculture, forestry, fishing | 227 | $1,243 | 4.59 | +21.4% |
| Administrative and waste services | 199 | $1,543 | 0.51 | -5.2% |
| Other services | 170 | $778 | 0.83 | +0.0% |
| Wholesale trade | 159 | $1,082 | 0.61 | -18.9% |
| Management of companies | 151 | $1,816 | 1.32 | +45.2% |
| Real estate and rental | 148 | $1,345 | 1.41 | -0.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 6, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Coleto Creek Reservoir | 75 % full · 31k ac-ft | 43 km |
| Lake Texana | 89 % full · 159k ac-ft | 79 km |
| Choke Canyon Reservoir | 22 % full · 663k ac-ft | 109 km |
| Canyon Lake | 98 % full · 379k ac-ft | 119 km |
| Lake Corpus Christi | 84 % full · 256k ac-ft | 126 km |
| Lake Austin | 96 % full · 24k ac-ft | 143 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.45)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.3×0.39 / 0.65
Banks & federal dollars #
$1.5 bn in deposits at 11 offices of 8 banks (SOD June 2026); HHI 1,342, moderately concentrated. $122.4 m federal obligations in FY2026 (direct payments $119.3 m, grants $3.0 m), $17,893 per covered job
| Item | Value | Distance |
|---|---|---|
| Simmons Bank | $260.8 m · 16.9% share · 1 office | |
| Crossroads Bank | $248.5 m · 16.1% share · 1 office | |
| TrustTexas Bank, SSB | $231.4 m · 15.0% share · 2 offices | |
| De Witt, TX | $122.4 m FY2026 · $17,893/job | |
| MULTIPLE RECIPIENTS | $114.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Simmons Bank | $260,779,000 | 16.9% | 1 |
| Crossroads Bank | $248,548,000 | 16.1% | 1 |
| TrustTexas Bank, SSB | $231,381,000 | 15.0% | 2 |
| Yoakum Bank | $217,959,000 | 14.1% | 1 |
| Prosperity Bank | $191,019,000 | 12.4% | 3 |
| Citizens Bank | $156,294,000 | 10.1% | 1 |
| The Huntington National Bank | $129,843,000 | 8.4% | 1 |
| Wells Fargo Bank, National Association | $109,698,000 | 7.1% | 1 |
Deposit concentration is 1,342 across 8 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 16.9² + 16.1² + 15.0² + … (5 more) = 1,342
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $101,765,990 |
| Department of Veterans Affairs | $11,527,302 |
| Department of Agriculture | $4,074,710 |
| Department of Housing and Urban Development | $1,961,480 |
| Department of Transportation | $1,378,369 |
| Railroad Retirement Board | $1,045,536 |
| Federal Communications Commission | $585,911 |
| Department of Education | $84,689 |
That is $17,893 per covered job, against 6,842 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $122.4 m / 6,842 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,893
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
DeWitt County, TX: 7 findings, 2 at a watch level and 5 noted
watchDeWitt County, TX's typical home value is -2.5% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -2.5003228656550522 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchDeWitt County, TX's covered employment is -0.6% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.6 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteDeWitt County, TX's average weekly wage was 2.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDeWitt County, TX's typical home value fell 0.7% from $227,422 in July 2026 to $225,801 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.7% = (225800.8860482207 - 227422.12850811996) / 227422.12850811996 × 100
- 225800.8860482207 = Zillow ZHVI, 2026-08
- 227422.12850811996 = Zillow ZHVI, 2026-07
noteDeWitt County, TX's covered employment was 0.6% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.