Donley County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.95, -100.82.
Assembled 2026-10-06. Read the brief.
- 9th pct · 2,770th of 3,063 US counties · median $234,566
- 15th pct · 205th of 243 Texas counties · median $215,660
- 98th pct · 45th of 3,063 US counties · median +2.9%
- 97th pct · 8th of 243 Texas counties · median +0.0%
- US counties: not published this period
- Texas counties: not published this period
- 5th pct · 3,033rd of 3,221 US counties · median 8,232
- 10th pct · 227th of 254 Texas counties · median 6,022
- 8th pct · 2,952nd of 3,221 US counties · median $1,039
- 3rd pct · 246th of 254 Texas counties · median $1,115
- 22nd pct · 2,386th of 3,063 US counties · median 4.3
- 38th pct · 150th of 243 Texas counties · median 3.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $132,165 (Aug 2026), +12.8% over one year, n/a over five
- 9th pct · 2,770th of 3,063 US counties · median $234,566
- 15th pct · 205th of 243 Texas counties · median $215,660
| Item | Value | Distance |
|---|---|---|
| Donley County, TX | $132,165 · +12.8% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Texas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $723 a month on $132,165 at 7.28%, against an average weekly wage worth $3,553 a month: 20.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $132,165 × 80% = $105,732, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $723/mo principal and interest
- wage share = payment / (avg weekly wage $820 × 52 / 12 = $3,553) = 20% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $132,165 / ($820 × 52) = 3.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
906 jobs at 126 employers (2026 Q1); +0.6% jobs and -0.7% average weekly wage over the year
- 5th pct · 3,033rd of 3,221 US counties · median 8,232
- 10th pct · 227th of 254 Texas counties · median 6,022
| Item | Value | Distance |
|---|---|---|
| Donley County, TX | 906 jobs · $820/wk · +0.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 93 | $502 | 1.05 | -6.1% |
| Health care and social assistance | 47 | $684 | 0.34 | +6.8% |
| Professional and technical services | 41 | $3,260 | 0.66 | -4.7% |
| Other services | 30 | $531 | 1.11 | +0.0% |
| Wholesale trade | 15 | $1,115 | 0.43 | -6.2% |
| Administrative and waste services | 9 | $1,700 | 0.17 | +12.5% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld | |||
| Construction | withheld | |||
| Manufacturing | withheld | |||
| Transportation and warehousing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
38 % of conservation capacity, weighted over 3 TWDB reservoirs
Sites found: 6, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-07299840 | 3,131 Acre-ft (USGS, no capacity on file) | 9 km |
| Greenbelt Lake | 5 % full · 60k ac-ft | 9 km |
| Mackenzie Reservoir | 11 % full · 46k ac-ft | 73 km |
| USGS-07227900 | 258,900 Acre-ft (USGS, no capacity on file) | 107 km |
| Lake Meredith | 44 % full · 500k ac-ft | 107 km |
| USGS-07302500 | 31,520 Acre-ft (USGS, no capacity on file) | 139 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
7 gauges · 0 flooding · 0 with quality panels
Sites found: 7, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-07299890 | flow 0.00 ft³/s · no flooding | 11 km |
| USGS-07298500 | flow 0.02 ft³/s | 38 km |
| Salt Fork of the Red River at Wellington | observation not current | 54 km |
| USGS-07297910 | flow 0.01 ft³/s · no flooding | 56 km |
| USGS-07301300 | flow 0.00 ft³/s · no flooding | 63 km |
| USGS-07299540 | flow 4.84 ft³/s · no flooding | 71 km |
| Tule Draw at Mackenzie Reservior | no readings | 73 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.69)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.3×0.62 / 0.65
Banks & federal dollars #
$112.9 m in deposits at 3 offices of 3 banks (SOD June 2026); HHI 3,483, highly concentrated. $24.6 m federal obligations in FY2026 (direct payments $24.7 m, loans $1,560), $27,119 per covered job
| Item | Value | Distance |
|---|---|---|
| Herring Bank | $46.6 m · 41.3% share · 1 office | |
| The Donley County State Bank | $39.1 m · 34.6% share · 1 office | |
| Pilgrim Bank | $27.2 m · 24.1% share · 1 office | |
| Donley, TX | $24.6 m FY2026 · $27,119/job | |
| MULTIPLE RECIPIENTS | $22.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Herring Bank | $46,619,000 | 41.3% | 1 |
| The Donley County State Bank | $39,085,000 | 34.6% | 1 |
| Pilgrim Bank | $27,240,000 | 24.1% | 1 |
Deposit concentration is 3,483 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 41.3² + 34.6² + 24.1² = 3,483
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $18,795,906 |
| Department of Veterans Affairs | $3,350,232 |
| Department of Education | $2,022,000 |
| Department of Transportation | $177,843 |
| Department of Agriculture | $134,882 |
| Federal Communications Commission | $55,836 |
| Railroad Retirement Board | $33,185 |
| Small Business Administration | $0 |
That is $27,119 per covered job, against 906 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $24.6 m / 906 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $27,119
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Donley County, TX: 11 findings, 1 at a watch level and 10 noted
watchDonley County, TX's average weekly wage is -0.7% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -0.7 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
noteDonley County, TX's average weekly wage was 0.7% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDonley County, TX's typical home value rose 0.6% from $131,346 in July 2026 to $132,165 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.6% = (132165.44852789812 - 131345.98705485082) / 131345.98705485082 × 100
- 132165.44852789812 = Zillow ZHVI, 2026-08
- 131345.98705485082 = Zillow ZHVI, 2026-07
noteDonley County, TX's covered employment was 0.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDonley County, TX's typical home value of +12.8% ranks 45th of 3,063 US counties, against a median of +2.9%.
Period 2026-08.Show the arithmetic
- 99 on the 0-to-100 scale across 3063 US counties that published home.yoyPct
position among the entities that published this metric this period; not an official level
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.