Jones County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.74, -99.87.
Assembled 2026-10-06. Read the brief.
- 19th pct · 2,453rd of 3,063 US counties · median $234,566
- 26th pct · 180th of 243 Texas counties · median $215,660
- counties in the Abilene metro: Rank context is unavailable: the manifest lists 3 counties in the Abilene metro; fewer than 5 is too few to rank.
- 86th pct · 403rd of 3,063 US counties · median +2.9%
- 90th pct · 24th of 243 Texas counties · median +0.0%
- counties in the Abilene metro: Rank context is unavailable: the manifest lists 3 counties in the Abilene metro; fewer than 5 is too few to rank.
- US counties: not published this period
- Texas counties: not published this period
- counties in the Abilene metro: Rank context is unavailable: the manifest lists 3 counties in the Abilene metro; fewer than 5 is too few to rank.
- 27th pct · 2,351st of 3,221 US counties · median 8,232
- 36th pct · 161st of 254 Texas counties · median 6,022
- counties in the Abilene metro: Rank context is unavailable: the manifest lists 3 counties in the Abilene metro; fewer than 5 is too few to rank.
- 60th pct · 1,269th of 3,221 US counties · median $1,039
- 45th pct · 140th of 254 Texas counties · median $1,115
- counties in the Abilene metro: Rank context is unavailable: the manifest lists 3 counties in the Abilene metro; fewer than 5 is too few to rank.
- 16th pct · 2,561st of 3,063 US counties · median 4.3
- 31st pct · 166th of 243 Texas counties · median 3.6
- counties in the Abilene metro: Rank context is unavailable: the manifest lists 3 counties in the Abilene metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $161,243 (Aug 2026), +7.2% over one year, +12.2% over five
- 19th pct · 2,453rd of 3,063 US counties · median $234,566
- 26th pct · 180th of 243 Texas counties · median $215,660
- counties in the Abilene metro: Rank context is unavailable: the manifest lists 3 counties in the Abilene metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Jones County, TX | $161,243 · +7.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Texas counties: not published this period
- counties in the Abilene metro: Rank context is unavailable: the manifest lists 3 counties in the Abilene metro; fewer than 5 is too few to rank.
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $883 a month on $161,243 at 7.28%, against an average weekly wage worth $4,728 a month: 18.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $161,243 × 80% = $128,994, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $883/mo principal and interest
- wage share = payment / (avg weekly wage $1,091 × 52 / 12 = $4,728) = 19% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $161,243 / ($1,091 × 52) = 2.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,316 jobs at 336 employers (2026 Q1); +2.6% jobs and +11.2% average weekly wage over the year
- 27th pct · 2,351st of 3,221 US counties · median 8,232
- 36th pct · 161st of 254 Texas counties · median 6,022
- counties in the Abilene metro: Rank context is unavailable: the manifest lists 3 counties in the Abilene metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Jones County, TX | 3,316 jobs · $1,091/wk · +2.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Construction | 347 | $1,767 | 2.00 | +28.0% |
| Retail trade | 326 | $810 | 1.01 | +3.8% |
| Administrative and waste services | 316 | $1,233 | 1.68 | +10.5% |
| Accommodation and food services | 214 | $311 | 0.72 | -4.5% |
| Manufacturing | 156 | $871 | 0.58 | -0.6% |
| Agriculture, forestry, fishing | 135 | $1,115 | 5.64 | +19.5% |
| Transportation and warehousing | 130 | $1,588 | 0.93 | -18.8% |
| Mining, oil and gas | 92 | $1,137 | 7.79 | -8.0% |
| Finance and insurance | 62 | $1,105 | 0.46 | -3.1% |
| Other services | 54 | $645 | 0.54 | -10.0% |
| Wholesale trade | 51 | $1,110 | 0.40 | -21.5% |
| Utilities | 44 | $2,061 | 3.36 | +10.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
49 % of conservation capacity, weighted over 23 TWDB reservoirs
Sites found: 26, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Fort Phantom Hill Reservoir | 67 % full · 70k ac-ft | 24 km |
| Lake Stamford | 62 % full · 52k ac-ft | 45 km |
| Lake Sweetwater | 17 % full · 12k ac-ft | 53 km |
| Lake Abilene | 8 % full · 8k ac-ft | 57 km |
| Hubbard Creek Reservoir | 36 % full · 313k ac-ft | 85 km |
| Oak Creek Reservoir | 14 % full · 39k ac-ft | 86 km |
| Millers Creek Reservoir | 57 % full · 27k ac-ft | 87 km |
| Lake Coleman | 78 % full · 38k ac-ft | 88 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
24 gauges · 0 flooding · 0 with quality panels · 4 stale
Sites found: 24, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Clear Fk Brazos Rv at FM 3116 nr Anson, TX | flow 0.00 ft³/s | 13 km |
| Clear Fk Brazos Rv at Hwy 83 nr Hawley, TX | flow 0.00 ft³/s · no flooding | 17 km |
| Clear Fk Brazos Rv at Nugent, TX | flow 1.11 ft³/s · no flooding | 20 km |
| Clear Fk Brazos Rv nr Noodle, TX | flow 2.77 ft³/s · STALE | 20 km |
| West Central Texas Lakes at Lake Fort Phantom Hill | no flooding | 24 km |
| Clear Fk Brazos Rv at Lueders, TX | flow 14.0 ft³/s | 26 km |
| Elm Ck at Abilene, TX | flow 0.06 ft³/s | 29 km |
| California Ck nr Stamford, TX | flow 0.06 ft³/s · no flooding | 30 km |
| Cat Claw Ck at Abilene, TX | flow 0.03 ft³/s | 32 km |
| Cedar Ck at IH 20, Abilene, TX | flow 0.01 ft³/s | 32 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
1 wells in 1 named aquifer: Seymour aquifer
Sites found: 1, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Seymour aquifer | depth 41.3 ft · 2005-09-29 | 73 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.64)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.3×0.51 / 0.65
Banks & federal dollars #
$164.4 m in deposits at 3 offices of 3 banks (SOD June 2026); HHI 4,346, highly concentrated. $110.3 m federal obligations in FY2026 (direct payments $100.5 m, grants $9.3 m), $33,261 per covered job
| Item | Value | Distance |
|---|---|---|
| The First National Bank of Anson | $97.2 m · 59.1% share · 1 office | |
| The First State Bank | $38.2 m · 23.2% share · 1 office | |
| First National Bank and Trust Company of Weatherford | $29.0 m · 17.7% share · 1 office | |
| Jones, TX | $110.3 m FY2026 · $33,261/job | |
| MULTIPLE RECIPIENTS | $91.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The First National Bank of Anson | $97,197,000 | 59.1% | 1 |
| The First State Bank | $38,153,000 | 23.2% | 1 |
| First National Bank and Trust Company of Weatherford | $29,049,000 | 17.7% | 1 |
Deposit concentration is 4,346 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 59.1² + 23.2² + 17.7² = 4,346
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $77,302,288 |
| Department of Veterans Affairs | $13,706,811 |
| Department of Agriculture | $9,035,612 |
| Department of Transportation | $8,392,205 |
| Department of Housing and Urban Development | $907,936 |
| Railroad Retirement Board | $377,204 |
| General Services Administration | $147,628 |
| Federal Communications Commission | $147,328 |
| Small Business Administration | $121,875 |
| Department of Justice | $96,649 |
| Department of Education | $31,452 |
| Institute of Museum and Library Services | $25,000 |
That is $33,261 per covered job, against 3,316 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $110.3 m / 3,316 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $33,261
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Jones County, TX: 7 findings, 7 noted
noteJones County, TX's average weekly wage was 11.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +11.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteJones County, TX's covered employment was 2.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteJones County, TX's typical home value rose 0.7% from $160,086 in July 2026 to $161,243 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.7% = (161243.07050386703 - 160086.3535654766) / 160086.3535654766 × 100
- 161243.07050386703 = Zillow ZHVI, 2026-08
- 160086.3535654766 = Zillow ZHVI, 2026-07
noteJones County, TX's momentum index of 0.85 ranks 57th of 3,221 US counties, against a median of 0.23.
Period 2026-08.Show the arithmetic
- 98 on the 0-to-100 scale across 3221 US counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
noteJones County, TX's momentum index of 0.85 ranks 7th of 254 Texas counties, against a median of 0.20.
Period 2026-08.Show the arithmetic
- 98 on the 0-to-100 scale across 254 Texas counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.