Nueces County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 27.74, -97.52.
Assembled 2026-10-06. Read the brief.
- 46th pct · 1,632nd of 3,063 US counties · median $234,566
- 55th pct · 108th of 243 Texas counties · median $215,660
- counties in the Corpus Christi metro: Rank context is unavailable: the manifest lists 3 counties in the Corpus Christi metro; fewer than 5 is too few to rank.
- 23rd pct · 2,353rd of 3,063 US counties · median +2.9%
- 54th pct · 112th of 243 Texas counties · median +0.0%
- counties in the Corpus Christi metro: Rank context is unavailable: the manifest lists 3 counties in the Corpus Christi metro; fewer than 5 is too few to rank.
- 43rd pct · 791st of 1,399 US counties · median $1,496
- 41st pct · 62nd of 106 Texas counties · median $1,483
- counties in the Corpus Christi metro: Rank context is unavailable: the manifest lists 3 counties in the Corpus Christi metro; fewer than 5 is too few to rank.
- 93rd pct · 200th of 3,221 US counties · median 8,232
- 95th pct · 13th of 254 Texas counties · median 6,022
- counties in the Corpus Christi metro: Rank context is unavailable: the manifest lists 3 counties in the Corpus Christi metro; fewer than 5 is too few to rank.
- 80th pct · 624th of 3,221 US counties · median $1,039
- 70th pct · 76th of 254 Texas counties · median $1,115
- counties in the Corpus Christi metro: Rank context is unavailable: the manifest lists 3 counties in the Corpus Christi metro; fewer than 5 is too few to rank.
- 31st pct · 2,093rd of 3,063 US counties · median 4.3
- 46th pct · 131st of 243 Texas counties · median 3.6
- counties in the Corpus Christi metro: Rank context is unavailable: the manifest lists 3 counties in the Corpus Christi metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $226,477 (Aug 2026), +0.3% over one year, +4.5% over five
- 46th pct · 1,632nd of 3,063 US counties · median $234,566
- 55th pct · 108th of 243 Texas counties · median $215,660
- counties in the Corpus Christi metro: Rank context is unavailable: the manifest lists 3 counties in the Corpus Christi metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Nueces County, TX | $226,477 · +0.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,424/mo (Aug 2026), +1.8% over one year; price-to-rent 13.2
- 43rd pct · 791st of 1,399 US counties · median $1,496
- 41st pct · 62nd of 106 Texas counties · median $1,483
- counties in the Corpus Christi metro: Rank context is unavailable: the manifest lists 3 counties in the Corpus Christi metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Nueces County, TX | $1,424/mo · +1.8% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,240 a month on $226,477 at 7.28%, against an average weekly wage worth $5,399 a month: 23.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $226,477 × 80% = $181,182, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,240/mo principal and interest
- wage share = payment / (avg weekly wage $1,246 × 52 / 12 = $5,399) = 23% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $226,477 / ($1,246 × 52) = 3.5
- price-to-rent = $226,477 / ($1,424 × 12) = 13.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
166,229 jobs at 8,353 employers (2026 Q1); +0.5% jobs and +3.9% average weekly wage over the year
- 93rd pct · 200th of 3,221 US counties · median 8,232
- 95th pct · 13th of 254 Texas counties · median 6,022
- counties in the Corpus Christi metro: Rank context is unavailable: the manifest lists 3 counties in the Corpus Christi metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Nueces County, TX | 166,229 jobs · $1,246/wk · +0.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 30,456 | $1,151 | 1.22 | +1.3% |
| Construction | 20,816 | $1,604 | 2.39 | +11.0% |
| Accommodation and food services | 20,628 | $455 | 1.38 | +1.6% |
| Retail trade | 16,865 | $761 | 1.04 | -0.8% |
| Manufacturing | 7,001 | $2,619 | 0.52 | +2.1% |
| Professional and technical services | 6,932 | $1,799 | 0.60 | -1.1% |
| Administrative and waste services | 6,178 | $1,012 | 0.65 | -12.6% |
| Wholesale trade | 5,009 | $1,703 | 0.79 | -6.3% |
| Transportation and warehousing | 4,714 | $1,592 | 0.67 | +1.0% |
| Other services | 4,379 | $972 | 0.88 | +0.6% |
| Finance and insurance | 4,277 | $1,716 | 0.63 | -4.4% |
| Real estate and rental | 2,872 | $1,281 | 1.13 | -5.5% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
40 % of conservation capacity, weighted over 3 TWDB reservoirs
Sites found: 5, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Corpus Christi | 84 % full · 256k ac-ft | 48 km |
| Lk Corpus Christi nr Mathis, TX | 215,100 Acre-ft (USGS, no capacity on file) | 48 km |
| Choke Canyon Reservoir | 22 % full · 663k ac-ft | 109 km |
| Choke Canyon Res nr Three Rivers, TX | 145,200 Acre-ft (USGS, no capacity on file) | 109 km |
| Coleto Creek Reservoir | 75 % full · 31k ac-ft | 115 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
33 gauges · 0 flooding · 5 with quality panels averaging 58 % · 2 stale
Sites found: 33, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Corpus Christi Bay Site CCC nr Corpus Christi, TX | temp 26.7 °C · quality 67 % (3) · STALE | 14 km |
| Nueces Rv nr Odem, TX | stage 2.32 ft · quality 50 % (2) | 21 km |
| Rincon Bayou Channel nr Calallen, TX | flow 3.07 ft³/s · quality 25 % (2) · STALE | 21 km |
| Rincon Bayou Channel nr Odem, TX | temp 27.3 °C · quality 50 % (2) | 20 km |
| Oso Ck at Corpus Christi, TX | flow 25.0 ft³/s · no flooding | 3 km |
| Oso Creek at Merrett Road | observation not current | 6 km |
| Tide Gauge at Nueces Bay | observation not current | 11 km |
| Tide Gauge above Viola Turning Basin | no readings | 12 km |
| Tide Gauge at Texas State Aquarium | no flooding | 15 km |
| Nueces Rv at Calallen, TX | flow 48.1 ft³/s · no flooding | 19 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.62)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.3×0.60 + 0.2×0.42 / 0.85
Banks & federal dollars #
$6.8 bn in deposits at 69 offices of 16 banks (SOD June 2026); HHI 1,615, moderately concentrated. $2.3 bn federal obligations in FY2026 (direct payments $2.0 bn, contracts $176.8 m), $13,661 per covered job
| Item | Value | Distance |
|---|---|---|
| Prosperity Bank | $1.8 bn · 27.2% share · 15 offices | |
| Frost Bank | $1.5 bn · 22.7% share · 7 offices | |
| Bank of America, National Association | $870.0 m · 12.9% share · 2 offices | |
| Nueces, TX | $2.3 bn FY2026 · $13,661/job | |
| MULTIPLE RECIPIENTS | $1.9 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Prosperity Bank | $1,838,533,000 | 27.2% | 15 |
| Frost Bank | $1,530,942,000 | 22.7% | 7 |
| Bank of America, National Association | $870,042,000 | 12.9% | 2 |
| Wells Fargo Bank, National Association | $698,803,000 | 10.3% | 6 |
| Kleberg Bank, N.A. | $344,093,000 | 5.1% | 3 |
| PlainsCapital Bank | $270,613,000 | 4.0% | 3 |
| First Community Bank | $242,469,000 | 3.6% | 6 |
| Charter Bank | $242,418,000 | 3.6% | 3 |
| International Bank of Commerce | $230,265,000 | 3.4% | 5 |
| PNC Bank, National Association | $125,457,000 | 1.9% | 3 |
Deposit concentration is 1,615 across 16 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 16 banks with deposits in the county = 27.2² + 22.7² + 12.9² + … (13 more) = 1,615
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $1,438,464,786 |
| Department of Veterans Affairs | $434,059,396 |
| Department of Defense | $132,135,989 |
| Department of Transportation | $61,133,524 |
| Department of Education | $58,544,385 |
| Department of Housing and Urban Development | $56,212,678 |
| Department of Agriculture | $26,898,493 |
| Department of Homeland Security | $19,709,915 |
| Department of Health and Human Services | $17,532,115 |
| Federal Communications Commission | $8,387,180 |
| Railroad Retirement Board | $5,548,792 |
| General Services Administration | $3,775,826 |
That is $13,661 per covered job, against 166,229 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $2.3 bn / 166,229 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $13,661
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Nueces County, TX: 7 findings, 1 at a watch level and 6 noted
watchNueces County, TX's typical home value of +0.3% scores 23 on the 0-to-100 scale across US counties but 54 across Texas counties, a gap of 31 points.
Period 2026-08.Show the arithmetic
- 31 = |23 across US counties - 54 across Texas counties|
position among the entities that published this metric this period; not an official level
noteNueces County, TX's average weekly wage was 3.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteNueces County, TX's covered employment was 0.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteNueces County, TX's covered employment of 166,229 ranks 13th of 254 Texas counties, against a median of 6,022.
Period 2026 Q1.Show the arithmetic
- 95 on the 0-to-100 scale across 254 Texas counties that published jobs.emp
position among the entities that published this metric this period; not an official level
noteNueces County, TX's covered employment of 166,229 ranks 200th of 3,221 US counties, against a median of 8,232.
Period 2026 Q1.Show the arithmetic
- 94 on the 0-to-100 scale across 3221 US counties that published jobs.emp
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.