San Jacinto County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 30.57, -95.16.
Assembled 2026-10-07. Read the brief.
- 57th pct · 1,288th of 3,063 US counties · median $234,566
- 67th pct · 80th of 243 Texas counties · median $215,660
- 11th pct · 9th of 10 counties in the Houston-Pasadena-The Woodlands metro · median $335,489
- 9th pct · 2,787th of 3,063 US counties · median +2.9%
- 24th pct · 184th of 243 Texas counties · median +0.0%
- 11th pct · 9th of 10 counties in the Houston-Pasadena-The Woodlands metro · median -1.7%
- 36th pct · 892nd of 1,399 US counties · median $1,496
- 33rd pct · 71st of 106 Texas counties · median $1,483
- 0th pct · 10th of 10 counties in the Houston-Pasadena-The Woodlands metro · median $1,780
- 20th pct · 2,564th of 3,221 US counties · median 8,232
- 30th pct · 177th of 254 Texas counties · median 6,022
- 0th pct · 10th of 10 counties in the Houston-Pasadena-The Woodlands metro · median 76,883
- 14th pct · 2,755th of 3,221 US counties · median $1,039
- 7th pct · 236th of 254 Texas counties · median $1,115
- 0th pct · 10th of 10 counties in the Houston-Pasadena-The Woodlands metro · median $1,347
- 74th pct · 777th of 3,063 US counties · median 4.3
- 85th pct · 36th of 243 Texas counties · median 3.6
- 88th pct · 2nd of 10 counties in the Houston-Pasadena-The Woodlands metro · median 4.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $256,621 (Aug 2026), -2.4% over one year, +1.8% over five
- 57th pct · 1,288th of 3,063 US counties · median $234,566
- 67th pct · 80th of 243 Texas counties · median $215,660
- 11th pct · 9th of 10 counties in the Houston-Pasadena-The Woodlands metro · median $335,489
| Item | Value | Distance |
|---|---|---|
| San Jacinto County, TX | $256,621 · -2.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,350/mo (Aug 2026), n/a over one year; price-to-rent 15.8
- 36th pct · 892nd of 1,399 US counties · median $1,496
- 33rd pct · 71st of 106 Texas counties · median $1,483
- 0th pct · 10th of 10 counties in the Houston-Pasadena-The Woodlands metro · median $1,780
| Item | Value | Distance |
|---|---|---|
| San Jacinto County, TX | $1,350/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,405 a month on $256,621 at 7.28%, against an average weekly wage worth $3,774 a month: 37.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $256,621 × 80% = $205,297, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,405/mo principal and interest
- wage share = payment / (avg weekly wage $871 × 52 / 12 = $3,774) = 37% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $256,621 / ($871 × 52) = 5.7
- price-to-rent = $256,621 / ($1,350 × 12) = 15.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,501 jobs at 304 employers (2026 Q1); +0.1% jobs and 0.0% average weekly wage over the year
- 20th pct · 2,564th of 3,221 US counties · median 8,232
- 30th pct · 177th of 254 Texas counties · median 6,022
- 0th pct · 10th of 10 counties in the Houston-Pasadena-The Woodlands metro · median 76,883
| Item | Value | Distance |
|---|---|---|
| San Jacinto County, TX | 2,501 jobs · $871/wk · +0.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 336 | $461 | 1.38 | +9.8% |
| Construction | 216 | $957 | 1.65 | +14.3% |
| Professional and technical services | 175 | $1,180 | 1.01 | -1.7% |
| Accommodation and food services | 135 | $380 | 0.60 | +0.0% |
| Health care and social assistance | 129 | $898 | 0.34 | -20.9% |
| Manufacturing | 76 | $1,173 | 0.38 | -7.3% |
| Other services | 71 | $1,008 | 0.95 | -22.8% |
| Finance and insurance | 68 | $963 | 0.67 | +9.7% |
| Wholesale trade | 54 | $1,127 | 0.56 | +8.0% |
| Utilities | 49 | $1,665 | 4.96 | +0.0% |
| Real estate and rental | 28 | $949 | 0.73 | -12.5% |
| Transportation and warehousing | 27 | $831 | 0.26 | +8.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 11, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Livingston Reservoir | 91 % full · 1,604k ac-ft | 16 km |
| Lake Conroe | 95 % full · 418k ac-ft | 45 km |
| Lake Houston | 100 % full · 132k ac-ft | 73 km |
| Gibbons Creek Reservoir | 88 % full · 26k ac-ft | 86 km |
| B. A. Steinhagen Lake | 95 % full · 69k ac-ft | 97 km |
| Houston County Lake | 95 % full · 17k ac-ft | 102 km |
| Sam Rayburn Reservoir | 64 % full · 2,857k ac-ft | 115 km |
| Lake Nacogdoches | 85 % full · 40k ac-ft | 117 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.11)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.3×0.23 / 0.65
Banks & federal dollars #
$188.0 m in deposits at 4 offices of 3 banks (SOD June 2026); HHI 5,063, highly concentrated. $192.0 m federal obligations in FY2026 (direct payments $189.5 m, grants $2.5 m), $76,767 per covered job
| Item | Value | Distance |
|---|---|---|
| Peoples State Bank | $126.3 m · 67.2% share · 2 offices | |
| The Bank of San Jacinto County, Coldspring, Texas | $35.3 m · 18.8% share · 1 office | |
| First State Bank of Livingston | $26.4 m · 14.0% share · 1 office | |
| San Jacinto, TX | $192.0 m FY2026 · $76,767/job | |
| MULTIPLE RECIPIENTS | $187.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Peoples State Bank | $126,325,000 | 67.2% | 2 |
| The Bank of San Jacinto County, Coldspring, Texas | $35,305,000 | 18.8% | 1 |
| First State Bank of Livingston | $26,397,000 | 14.0% | 1 |
Deposit concentration is 5,063 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 67.2² + 18.8² + 14.0² = 5,063
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $167,953,228 |
| Department of Veterans Affairs | $18,184,625 |
| Department of Transportation | $2,915,614 |
| Department of Agriculture | $1,219,230 |
| Federal Communications Commission | $1,215,331 |
| Railroad Retirement Board | $901,620 |
| Department of Health and Human Services | $100,000 |
| Small Business Administration | -$5,138 |
| Environmental Protection Agency | -$5,525 |
| Department of Homeland Security | -$13,157 |
| Department of Justice | -$472,165 |
That is $76,767 per covered job, against 2,501 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $192.0 m / 2,501 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $76,767
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
San Jacinto County, TX: 13 findings, 1 at a watch level and 12 noted
watchSan Jacinto County, TX's typical home value is -2.4% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -2.3931965949138423 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
noteSan Jacinto County, TX's typical home value fell 0.8% from $258,594 in July 2026 to $256,621 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.8% = (256621.34301214686 - 258593.55172949695) / 258593.55172949695 × 100
- 256621.34301214686 = Zillow ZHVI, 2026-08
- 258593.55172949695 = Zillow ZHVI, 2026-07
noteSan Jacinto County, TX's covered employment was 0.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notetypical asking rent (rent.latest) and typical asking rent (rent.momPct) for San Jacinto County, TX could not be lined up against the previous published period this run, so no change is printed for them.
Show the arithmetic
- not comparable this run: rent.latest, rent.momPct
the two newest month columns in the published file are not the two this table carries
noteSan Jacinto County, TX's average weekly wage of $871 ranks 10th of 10 counties in the Houston-Pasadena-The Woodlands metro, against a median of $1,347.
Period 2026 Q1.Show the arithmetic
- 0 on the 0-to-100 scale across 10 counties in the Houston-Pasadena-The Woodlands metro that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.