Scurry County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.74, -100.91.
Assembled 2026-10-06. Read the brief.
- 15th pct · 2,591st of 3,063 US counties · median $234,566
- 21st pct · 190th of 243 Texas counties · median $215,660
- 54th pct · 1,402nd of 3,063 US counties · median +2.9%
- 76th pct · 58th of 243 Texas counties · median +0.0%
- US counties: not published this period
- Texas counties: not published this period
- 44th pct · 1,785th of 3,221 US counties · median 8,232
- 52nd pct · 121st of 254 Texas counties · median 6,022
- 93rd pct · 200th of 3,221 US counties · median $1,039
- 86th pct · 35th of 254 Texas counties · median $1,115
- 2nd pct · 2,976th of 3,063 US counties · median 4.3
- 9th pct · 219th of 243 Texas counties · median 3.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $148,582 (Aug 2026), +3.3% over one year, +3.1% over five
- 15th pct · 2,591st of 3,063 US counties · median $234,566
- 21st pct · 190th of 243 Texas counties · median $215,660
| Item | Value | Distance |
|---|---|---|
| Scurry County, TX | $148,582 · +3.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Texas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $813 a month on $148,582 at 7.28%, against an average weekly wage worth $6,691 a month: 12.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $148,582 × 80% = $118,865, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $813/mo principal and interest
- wage share = payment / (avg weekly wage $1,544 × 52 / 12 = $6,691) = 12% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $148,582 / ($1,544 × 52) = 1.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
6,576 jobs at 461 employers (2026 Q1); +0.2% jobs and +1.4% average weekly wage over the year
- 44th pct · 1,785th of 3,221 US counties · median 8,232
- 52nd pct · 121st of 254 Texas counties · median 6,022
| Item | Value | Distance |
|---|---|---|
| Scurry County, TX | 6,576 jobs · $1,544/wk · +0.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Mining, oil and gas | 1,039 | $2,422 | 44.37 | -9.0% |
| Retail trade | 687 | $646 | 1.07 | +2.1% |
| Accommodation and food services | 622 | $393 | 1.05 | +5.8% |
| Administrative and waste services | 352 | $4,844 | 0.94 | +11.7% |
| Construction | 326 | $1,292 | 0.95 | +7.6% |
| Manufacturing | 325 | $2,014 | 0.61 | +9.8% |
| Utilities | 282 | $2,500 | 10.86 | -4.1% |
| Transportation and warehousing | 224 | $2,186 | 0.81 | -12.5% |
| Health care and social assistance | 223 | $751 | 0.23 | -7.9% |
| Other services | 214 | $977 | 1.09 | -4.5% |
| Wholesale trade | 191 | $2,036 | 0.76 | -13.2% |
| Finance and insurance | 142 | $1,471 | 0.53 | +9.2% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
24 % of conservation capacity, weighted over 12 TWDB reservoirs
Sites found: 14, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake J.B. Thomas | 20 % full · 200k ac-ft | 27 km |
| USGS-08118000 | 39,810 Acre-ft (USGS, no capacity on file) | 27 km |
| Lake Alan Henry | 71 % full · 96k ac-ft | 38 km |
| Lake Colorado City | 53 % full · 31k ac-ft | 44 km |
| Champion Creek Reservoir | 43 % full · 42k ac-ft | 52 km |
| Lake Sweetwater | 17 % full · 12k ac-ft | 66 km |
| White River Reservoir | 21 % full · 32k ac-ft | 81 km |
| Oak Creek Reservoir | 14 % full · 39k ac-ft | 99 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
9 gauges · 0 flooding · 0 with quality panels · 1 stale
Sites found: 9, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-08120500 | flow 0.00 ft³/s | 19 km |
| USGS-08119500 | flow 301.0 ft³/s | 26 km |
| USGS-08120700 | flow 0.00 ft³/s · STALE | 30 km |
| USGS-08117995 | flow 0.00 ft³/s | 37 km |
| USGS-08121000 | flow 0.00 ft³/s | 39 km |
| USGS-08079600 | flow 0.33 ft³/s | 42 km |
| USGS-08083100 | flow 0.00 ft³/s | 49 km |
| USGS-08123800 | flow 0.44 ft³/s | 61 km |
| USGS-08080500 | flow 5.17 ft³/s | 74 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
1 wells in 0 named aquifers:
Sites found: 1, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-325550101381501 | depth 23.9 ft · 2024-05-27 | 71 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.62)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.3×0.76 / 0.65
Banks & federal dollars #
$548.8 m in deposits at 5 offices of 5 banks (SOD June 2026); HHI 2,789, highly concentrated. $85.0 m federal obligations in FY2026 (direct payments $84.0 m, grants $1.0 m), $12,930 per covered job
| Item | Value | Distance |
|---|---|---|
| West Texas State Bank | $237.5 m · 43.3% share · 1 office | |
| b1BANK | $109.0 m · 19.9% share · 1 office | |
| Prosperity Bank | $92.9 m · 16.9% share · 1 office | |
| Scurry, TX | $85.0 m FY2026 · $12,930/job | |
| MULTIPLE RECIPIENTS | $74.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| West Texas State Bank | $237,498,000 | 43.3% | 1 |
| b1BANK | $109,048,000 | 19.9% | 1 |
| Prosperity Bank | $92,879,000 | 16.9% | 1 |
| UMB Bank, National Association | $78,152,000 | 14.2% | 1 |
| Maverick Bank | $31,262,000 | 5.7% | 1 |
Deposit concentration is 2,789 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 43.3² + 19.9² + 16.9² + … (2 more) = 2,789
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $67,987,011 |
| Department of Agriculture | $8,444,404 |
| Department of Veterans Affairs | $5,961,780 |
| Department of Education | $2,026,192 |
| Department of Transportation | $376,888 |
| Railroad Retirement Board | $236,272 |
| Department of Health and Human Services | $0 |
| Federal Communications Commission | -$6,489 |
That is $12,930 per covered job, against 6,576 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $85.0 m / 6,576 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $12,930
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Scurry County, TX: 7 findings, 7 noted
noteScurry County, TX's average weekly wage was 1.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteScurry County, TX's typical home value fell 0.6% from $149,439 in July 2026 to $148,582 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.6% = (148581.74041630418 - 149439.17436804672) / 149439.17436804672 × 100
- 148581.74041630418 = Zillow ZHVI, 2026-08
- 149439.17436804672 = Zillow ZHVI, 2026-07
noteScurry County, TX's covered employment was 0.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteScurry County, TX's years of wages of 1.9 ranks 2,976th of 3,063 US counties, against a median of 4.3.
Period 2026-08.Show the arithmetic
- 3 on the 0-to-100 scale across 3063 US counties that published yearsOfWages
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteScurry County, TX's average weekly wage of $1,544 ranks 200th of 3,221 US counties, against a median of $1,039.
Period 2026 Q1.Show the arithmetic
- 94 on the 0-to-100 scale across 3221 US counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.