Wilson County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 29.17, -98.09.
Assembled 2026-10-06. Read the brief.
- 86th pct · 421st of 3,063 US counties · median $234,566
- 94th pct · 15th of 243 Texas counties · median $215,660
- 71st pct · 3rd of 8 counties in the San Antonio-New Braunfels metro · median $327,528
- 20th pct · 2,424th of 3,063 US counties · median +2.9%
- 49th pct · 124th of 243 Texas counties · median +0.0%
- 85th pct · 2nd of 8 counties in the San Antonio-New Braunfels metro · median -1.5%
- 58th pct · 583rd of 1,399 US counties · median $1,496
- 74th pct · 28th of 106 Texas counties · median $1,483
- 85th pct · 2nd of 8 counties in the San Antonio-New Braunfels metro · median $1,528
- 54th pct · 1,480th of 3,221 US counties · median 8,232
- 63rd pct · 94th of 254 Texas counties · median 6,022
- 14th pct · 7th of 8 counties in the San Antonio-New Braunfels metro · median 17,217
- 44th pct · 1,791st of 3,221 US counties · median $1,039
- 29th pct · 179th of 254 Texas counties · median $1,115
- 28th pct · 6th of 8 counties in the San Antonio-New Braunfels metro · median $1,227
- 91st pct · 259th of 3,063 US counties · median 4.3
- 97th pct · 7th of 243 Texas counties · median 3.6
- 85th pct · 2nd of 8 counties in the San Antonio-New Braunfels metro · median 6.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $401,353 (Aug 2026), -0.0% over one year, +11.7% over five
- 86th pct · 421st of 3,063 US counties · median $234,566
- 94th pct · 15th of 243 Texas counties · median $215,660
- 71st pct · 3rd of 8 counties in the San Antonio-New Braunfels metro · median $327,528
| Item | Value | Distance |
|---|---|---|
| Wilson County, TX | $401,353 · -0.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,601/mo (Aug 2026), n/a over one year; price-to-rent 20.9
- 58th pct · 583rd of 1,399 US counties · median $1,496
- 74th pct · 28th of 106 Texas counties · median $1,483
- 85th pct · 2nd of 8 counties in the San Antonio-New Braunfels metro · median $1,528
| Item | Value | Distance |
|---|---|---|
| Wilson County, TX | $1,601/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,197 a month on $401,353 at 7.28%, against an average weekly wage worth $4,398 a month: 49.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $401,353 × 80% = $321,082, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,197/mo principal and interest
- wage share = payment / (avg weekly wage $1,015 × 52 / 12 = $4,398) = 50% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $401,353 / ($1,015 × 52) = 7.6
- price-to-rent = $401,353 / ($1,601 × 12) = 20.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
9,587 jobs at 928 employers (2026 Q1); -0.7% jobs and -1.2% average weekly wage over the year
- 54th pct · 1,480th of 3,221 US counties · median 8,232
- 63rd pct · 94th of 254 Texas counties · median 6,022
- 14th pct · 7th of 8 counties in the San Antonio-New Braunfels metro · median 17,217
| Item | Value | Distance |
|---|---|---|
| Wilson County, TX | 9,587 jobs · $1,015/wk · -0.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,686 | $711 | 1.80 | +3.6% |
| Construction | 876 | $1,175 | 1.74 | -4.4% |
| Accommodation and food services | 758 | $393 | 0.88 | +2.7% |
| Health care and social assistance | 714 | $1,003 | 0.49 | +4.7% |
| Manufacturing | 599 | $1,317 | 0.78 | +0.3% |
| Mining, oil and gas | 449 | $1,751 | 13.15 | -33.4% |
| Professional and technical services | 445 | $1,666 | 0.67 | +0.7% |
| Other services | 249 | $745 | 0.87 | +0.0% |
| Wholesale trade | 173 | $1,190 | 0.47 | +10.2% |
| Finance and insurance | 142 | $1,259 | 0.36 | -9.0% |
| Transportation and warehousing | 100 | $1,325 | 0.25 | +12.4% |
| Agriculture, forestry, fishing | 76 | $863 | 1.10 | -3.8% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 7, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Canyon Lake | 98 % full · 379k ac-ft | 78 km |
| Choke Canyon Reservoir | 22 % full · 663k ac-ft | 78 km |
| Medina Lake | 29 % full · 255k ac-ft | 92 km |
| Coleto Creek Reservoir | 75 % full · 31k ac-ft | 102 km |
| Lake Corpus Christi | 84 % full · 256k ac-ft | 128 km |
| Lake Austin | 96 % full · 24k ac-ft | 130 km |
| Lake Travis | 95 % full · 1,098k ac-ft | 137 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.41)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.3×0.30 / 0.65
Banks & federal dollars #
$678.6 m in deposits at 9 offices of 6 banks (SOD June 2026); HHI 2,533, highly concentrated. $418.8 m federal obligations in FY2026 (direct payments $390.8 m, grants $27.7 m), $43,688 per covered job
| Item | Value | Distance |
|---|---|---|
| Wells Fargo Bank, National Association | $266.5 m · 39.3% share · 2 offices | |
| Third Coast Bank | $143.1 m · 21.1% share · 1 office | |
| SouthTrust Bank, N.A. | $109.6 m · 16.1% share · 1 office | |
| Wilson, TX | $418.8 m FY2026 · $43,688/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Wells Fargo Bank, National Association | $266,463,000 | 39.3% | 2 |
| Third Coast Bank | $143,052,000 | 21.1% | 1 |
| SouthTrust Bank, N.A. | $109,574,000 | 16.1% | 1 |
| The Falls City National Bank | $106,367,000 | 15.7% | 2 |
| Commerce Bank Texas | $41,317,000 | 6.1% | 1 |
| First National Bank Texas | $11,797,000 | 1.7% | 2 |
Deposit concentration is 2,533 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 39.3² + 21.1² + 16.1² + … (3 more) = 2,533
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $43,688 per covered job, against 9,587 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $418.8 m / 9,587 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $43,688
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Wilson County, TX: 10 findings, 4 at a watch level and 6 noted
watchWilson County, TX's years of wages of 7.6 ranks 259th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: yearsOfWages percentile = 91.57413455258 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchWilson County, TX's average weekly wage is -1.2% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -1.2 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchWilson County, TX's covered employment is -0.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchWilson County, TX's typical home value is -0.0% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -0.01511251929089825 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
noteWilson County, TX's average weekly wage was 1.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.