Dinwiddie County, VA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.07, -77.64.
Assembled 2026-10-06. Read the brief.
- 70th pct · 910th of 3,063 US counties · median $234,566
- 49th pct · 68th of 133 Virginia counties · median $307,999
- 37th pct · 11th of 17 counties in the Richmond metro · median $352,207
- 77th pct · 675th of 3,063 US counties · median +2.9%
- 82nd pct · 24th of 133 Virginia counties · median +2.9%
- 81st pct · 4th of 17 counties in the Richmond metro · median +3.4%
- US counties: not published this period
- Virginia counties: not published this period
- counties in the Richmond metro: not published this period
- 55th pct · 1,437th of 3,221 US counties · median 8,232
- 50th pct · 66th of 133 Virginia counties · median 9,944
- 56th pct · 8th of 17 counties in the Richmond metro · median 9,487
- 82nd pct · 551st of 3,221 US counties · median $1,039
- 75th pct · 34th of 133 Virginia counties · median $1,048
- 62nd pct · 7th of 17 counties in the Richmond metro · median $1,211
- 55th pct · 1,349th of 3,063 US counties · median 4.3
- 36th pct · 85th of 133 Virginia counties · median 5.4
- 31st pct · 12th of 17 counties in the Richmond metro · median 4.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $303,240 (Aug 2026), +5.7% over one year, +45.5% over five
- 70th pct · 910th of 3,063 US counties · median $234,566
- 49th pct · 68th of 133 Virginia counties · median $307,999
- 37th pct · 11th of 17 counties in the Richmond metro · median $352,207
| Item | Value | Distance |
|---|---|---|
| Dinwiddie County, VA | $303,240 · +5.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Virginia counties: not published this period
- counties in the Richmond metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,660 a month on $303,240 at 7.28%, against an average weekly wage worth $5,525 a month: 30.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $303,240 × 80% = $242,592, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,660/mo principal and interest
- wage share = payment / (avg weekly wage $1,275 × 52 / 12 = $5,525) = 30% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $303,240 / ($1,275 × 52) = 4.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
10,148 jobs at 551 employers (2026 Q1); +14.3% jobs and -1.9% average weekly wage over the year
- 55th pct · 1,437th of 3,221 US counties · median 8,232
- 50th pct · 66th of 133 Virginia counties · median 9,944
- 56th pct · 8th of 17 counties in the Richmond metro · median 9,487
| Item | Value | Distance |
|---|---|---|
| Dinwiddie County, VA | 10,148 jobs · $1,275/wk · +14.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Transportation and warehousing | 2,854 | $1,043 | 6.67 | +16.9% |
| Manufacturing | 815 | $2,336 | 1.00 | +7.0% |
| Retail trade | 603 | $606 | 0.61 | +2.2% |
| Accommodation and food services | 391 | $402 | 0.43 | +27.4% |
| Health care and social assistance | 367 | $731 | 0.24 | -3.9% |
| Administrative and waste services | 328 | $1,737 | 0.57 | +4.5% |
| Other services | 182 | $1,006 | 0.60 | +7.7% |
| Professional and technical services | 79 | $1,359 | 0.11 | +9.7% |
| Management of companies | 68 | $2,379 | 0.40 | +28.3% |
| Arts, entertainment and recreation | 61 | $748 | 0.37 | -1.6% |
| Educational services | 60 | $798 | 0.27 | -6.2% |
| Agriculture, forestry, fishing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
3 USGS reservoir gauges, no capacity figures to weight
Sites found: 3, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| AFTERBAY RESERVOIR AT DAM NR MCGEHEES MILL, NC | 364.6 ft (USGS, no capacity on file) | 136 km |
| HYCO LAKE AT DAM NR ROXBORO, NC | 8.00 ft (USGS, no capacity on file) | 140 km |
| BEAVERDAM CREEK AT DAM NEAR CREEDMOOR, NC | 248.5 ft (USGS, no capacity on file) | 150 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
41 gauges · 0 flooding · 4 with quality panels averaging 95 % · 4 stale
Sites found: 41, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| JAMES RIVER ABV WEYANOKE POINT NR CHARLES CITY, VA | flow 5,170 ft³/s · quality 80 % (5) · STALE | 55 km |
| STONY CREEK NEAR DINWIDDIE, VA | flow 10.7 ft³/s | 3 km |
| NOTTOWAY RIVER NEAR RAWLINGS, VA | flow 110.0 ft³/s | 18 km |
| NOTTOWAY RIVER AT ROUTE 609 NEAR MCKENNEY, VA | flow 63.3 ft³/s | 19 km |
| APPOMATTOX RIVER AT MATOACA, VA | flow 130.0 ft³/s · quality 100 % (5) | 22 km |
| NOTTOWAY RIVER NEAR STONY CREEK, VA | flow 24.5 ft³/s | 28 km |
| APPOMATTOX RIVER AT ROUTE 602 NEAR MANNBORO, VA | flow 150.0 ft³/s | 31 km |
| DEEP CREEK NEAR MANNBORO, VA | flow 24.1 ft³/s | 31 km |
| FALLING CREEK NEAR CHESTERFIELD, VA | flow 14.0 ft³/s · STALE | 42 km |
| MEHERRIN RIVER NEAR LAWRENCEVILLE, VA | flow 39.0 ft³/s | 43 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
58 wells in 0 named aquifers:
Sites found: 58, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-371644077244601 | depth 16.0 ft · 2026-10-05 | 30 km |
| USGS-370235077114003 | depth 92.7 ft · 2026-10-05 | 39 km |
| USGS-370235077114002 | depth 101.1 ft · 2026-10-05 | 39 km |
| USGS-370235077114001 | depth 101.8 ft · 2026-10-05 | 39 km |
| USGS-370235077114004 | depth 32.5 ft · 2026-10-05 | 39 km |
| USGS-372519077264703 | depth 13.8 ft · 1995-09-29 | 42 km |
| USGS-372519077264704 | depth 0.93 ft · 1991-01-22 | 42 km |
| USGS-372519077264701 | depth 10.2 ft · 1991-01-22 | 42 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.02)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.05 / 0.55
Banks & federal dollars #
$375.8 m in deposits at 7 offices of 3 banks (SOD June 2026); HHI 3,761, highly concentrated. $194.4 m federal obligations in FY2026 (direct payments $184.5 m, grants $9.8 m), $19,158 per covered job
| Item | Value | Distance |
|---|---|---|
| The Bank of Southside Virginia | $159.5 m · 42.4% share · 3 offices | |
| First Bank | $154.4 m · 41.1% share · 3 offices | |
| Truist Bank | $61.9 m · 16.5% share · 1 office | |
| Dinwiddie, VA | $194.4 m FY2026 · $19,158/job | |
| MULTIPLE RECIPIENTS | $178.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Bank of Southside Virginia | $159,545,000 | 42.4% | 3 |
| First Bank | $154,442,000 | 41.1% | 3 |
| Truist Bank | $61,860,000 | 16.5% | 1 |
Deposit concentration is 3,761 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 42.4² + 41.1² + 16.5² = 3,761
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $156,733,290 |
| Department of Veterans Affairs | $20,628,609 |
| Department of Transportation | $6,565,955 |
| Department of Agriculture | $5,542,092 |
| Department of Education | $3,347,713 |
| Railroad Retirement Board | $803,133 |
| Federal Communications Commission | $746,863 |
| Department of Defense | $33,057 |
| Department of Health and Human Services | $15,080 |
| Department of the Interior | $6,300 |
| National Science Foundation | $0 |
| Small Business Administration | $0 |
That is $19,158 per covered job, against 10,148 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $194.4 m / 10,148 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,158
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Dinwiddie County, VA: 7 findings, 1 at a watch level and 6 noted
watchDinwiddie County, VA's average weekly wage is -1.9% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -1.9 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
noteDinwiddie County, VA's covered employment was 14.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +14.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDinwiddie County, VA's average weekly wage was 1.9% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDinwiddie County, VA's covered employment of +14.3% ranks 1st of 17 counties in the Richmond metro, against a median of +0.9%.
Period 2026 Q1.Show the arithmetic
- 100 on the 0-to-100 scale across 17 counties in the Richmond metro that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
noteDinwiddie County, VA's covered employment of +14.3% ranks 1st of 133 Virginia counties, against a median of -0.4%.
Period 2026 Q1.Show the arithmetic
- 100 on the 0-to-100 scale across 133 Virginia counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.