Sussex County, VA

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 36.93, -77.26.

Assembled 2026-10-06. Read the brief.

Typical home value
$184,178
as of August 2026
  • 30th pct · 2,135th of 3,063 US counties · median $234,566
  • 15th pct · 113th of 133 Virginia counties · median $307,999
  • 0th pct · 17th of 17 counties in the Richmond metro · median $352,207
Home value, one year
+6.0%
as of August 2026
  • 79th pct · 624th of 3,063 US counties · median +2.9%
  • 84th pct · 22nd of 133 Virginia counties · median +2.9%
  • 87th pct · 3rd of 17 counties in the Richmond metro · median +3.4%
Typical rent
not published
  • US counties: not published this period
  • Virginia counties: not published this period
  • counties in the Richmond metro: not published this period
Jobs
3,118
as of 2026 Q1-01
  • 25th pct · 2,403rd of 3,221 US counties · median 8,232
  • 15th pct · 112th of 133 Virginia counties · median 9,944
  • 18th pct · 14th of 17 counties in the Richmond metro · median 9,487
Average weekly wage
$1,041
as of 2026 Q1-01
  • 50th pct · 1,587th of 3,221 US counties · median $1,039
  • 49th pct · 68th of 133 Virginia counties · median $1,048
  • 18th pct · 14th of 17 counties in the Richmond metro · median $1,211
Years of wages per home
3.4
  • 29th pct · 2,157th of 3,063 US counties · median 4.3
  • 17th pct · 110th of 133 Virginia counties · median 5.4
  • 6th pct · 16th of 17 counties in the Richmond metro · median 4.7

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026 Q1retrieved 2026-10-06

Typical home $184,178 (Aug 2026), +6.0% over one year, +32.3% over five

  • 30th pct · 2,135th of 3,063 US counties · median $234,566
  • 15th pct · 113th of 133 Virginia counties · median $307,999
  • 0th pct · 17th of 17 counties in the Richmond metro · median $352,207
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
ItemValueDistance
Sussex County, VA$184,178 · +6.0% 1-yr

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

currentas of 2026 Q1retrieved 2026-10-06

Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)

  • US counties: not published this period
  • Virginia counties: not published this period
  • counties in the Richmond metro: not published this period

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

currentretrieved 2026-10-06

Principal and interest of $1,008 a month on $184,178 at 7.28%, against an average weekly wage worth $4,511 a month: 22.3% of one job’s pay.

  • payment = P·r / (1 − (1+r)^−n), P = $184,178 × 80% = $147,342, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,008/mo principal and interest
  • wage share = payment / (avg weekly wage $1,041 × 52 / 12 = $4,511) = 22% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
  • years of wages = $184,178 / ($1,041 × 52) = 3.4

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-06

3,118 jobs at 274 employers (2026 Q1); -0.2% jobs and +1.0% average weekly wage over the year

  • 25th pct · 2,403rd of 3,221 US counties · median 8,232
  • 15th pct · 112th of 133 Virginia counties · median 9,944
  • 18th pct · 14th of 17 counties in the Richmond metro · median 9,487
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
Sussex County, VA3,118 jobs · $1,041/wk · -0.2% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sectorJobsAvg weekly wageLocation quotientJobs over the year
Retail trade306$6511.01-11.3%
Administrative and waste services284$1,0771.60+24.6%
Agriculture, forestry, fishing148$1,2466.57-5.7%
Wholesale trade128$1,2121.07+5.8%
Manufacturing112$1,2780.45+0.9%
Construction97$1,4590.59-10.2%
Other services48$8670.52+17.1%
Mining, oil and gas9$1,4770.81-71.9%
Utilitieswithheld
Transportation and warehousingwithheld
Informationwithheld
Finance and insurancewithheld

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

currentretrieved 2026-10-06

D0 abnormally dry

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

currentretrieved 2026-10-06

No reservoir gauges within 150 km (or the camera is above the gauge altitude)

Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

currentretrieved 2026-10-06

69 gauges · 0 flooding · 7 with quality panels averaging 97 % · 6 stale

Sites found: 69, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
SiteReadingDistance
JAMES RIVER ABV WEYANOKE POINT NR CHARLES CITY, VAflow 5,170 ft³/s · quality 80 % (5) · out of service · STALE44 km
NOTTOWAY RIVER NEAR STONY CREEK, VAflow 24.5 ft³/s · no flooding13 km
NOTTOWAY RIVER NEAR SEBRELL, VAflow 53.8 ft³/s · no flooding19 km
Wilcox Lake Dam at Petersburgobservation not current33 km
STONY CREEK NEAR DINWIDDIE, VAflow 10.7 ft³/s34 km
Lieutenant Run Creek at St Andrews St at Petersburgno flooding35 km
BLACKWATER RIVER NEAR DENDRON, VAflow 13.0 ft³/s · no flooding36 km
Harrison Creek near Fort Gregg-Adamsno flooding36 km
Lieutenant Run Creek at Bollingbrook at Petersburgno flooding36 km
MEHERRIN RIVER AT EMPORIA, VAflow 52.7 ft³/s · no flooding36 km

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

currentretrieved 2026-10-06

171 wells in 0 named aquifers:

Sites found: 171, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
SiteReadingDistance
USGS-365530077104007depth 69.0 ft · 2026-10-057 km
USGS-365530077104002depth 84.4 ft · 2026-10-057 km
USGS-365530077104006depth 66.6 ft · 2026-10-057 km
USGS-370235077114004depth 32.5 ft · 2026-10-0514 km
USGS-370235077114001depth 101.8 ft · 2026-10-0514 km
USGS-370235077114002depth 101.1 ft · 2026-10-0514 km
USGS-370235077114003depth 92.7 ft · 2026-10-0514 km
USGS-365454077014402depth 132.5 ft · 2026-10-0521 km

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

currentretrieved 2026-10-06

low (0.01)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.03 / 0.55

Banks & federal dollars #

currentretrieved 2026-10-06

$165.0 m in deposits at 5 offices of 3 banks (SOD June 2026); HHI 3,381, highly concentrated. $70.1 m federal obligations in FY2026 (direct payments $67.3 m, grants $2.4 m), $22,476 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
Primis Bank$64.2 m · 38.9% share · 2 offices
The Bank of Southside Virginia$51.4 m · 31.2% share · 2 offices
Truist Bank$49.3 m · 29.9% share · 1 office
Sussex, VA$70.1 m FY2026 · $22,476/job
MULTIPLE RECIPIENTS$65.0 m · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
Primis Bank$64,234,00038.9%2
The Bank of Southside Virginia$51,391,00031.2%2
Truist Bank$49,336,00029.9%1

Deposit concentration is 3,381 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 3 banks with deposits in the county = 38.9² + 31.2² + 29.9² = 3,381

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

currentretrieved 2026-10-06

USAspending place-of-performance obligations for FY2026, by awarding agency.

USAspending, FY2026, place of performance in this county.
Awarding agencyObligations
Social Security Administration$56,626,810
Department of Veterans Affairs$8,086,206
Department of Agriculture$2,306,531
Department of Transportation$2,002,738
Department of Health and Human Services$398,394
Railroad Retirement Board$310,983
Department of Commerce$255,303
Department of Justice$78,219
Department of Defense$13,648

That is $22,476 per covered job, against 3,118 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $70.1 m / 3,118 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $22,476

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

currentretrieved 2026-10-06

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft12.282026-10-04-0.1%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %72.602026-10-06+0.0%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships6.002026-09-22-14.3%
Shanghai to Los Angeles container rate · $ per 40 ft box6,830.002026-08-01+7.4%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel96.162026-09-29-3.2%
30-year fixed mortgage rate · %7.282026-10-01+3.6%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.202026-09-01+2.4%
US goods and services trade balance, monthly · $ millions-88,576.002026-07-01-24.4%
Retail sales excluding food services, monthly · $ millions646,347.002026-08-01+1.1%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-06

Sussex County, VA: 7 findings, 1 at a watch level and 6 noted

  1. watchSussex County, VA's covered employment is -0.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026 Q1.
    Show the arithmetic
    • test: jobs.yoy.emp = -0.2 < 0

    BLS QCEW over-the-year percent change, as published; not an official level

  2. noteSussex County, VA's average weekly wage was 1.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  3. noteSussex County, VA's typical home value fell 0.7% from $185,529 in July 2026 to $184,178 in August 2026, on Zillow ZHVI.

    Period 2026-08.
    Show the arithmetic
    • -0.7% = (184177.6392584532 - 185529.37348417463) / 185529.37348417463 × 100
    • 184177.6392584532 = Zillow ZHVI, 2026-08
    • 185529.37348417463 = Zillow ZHVI, 2026-07
  4. noteSussex County, VA's covered employment was 0.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • -0.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  5. noteSussex County, VA's typical home value of $184,178 ranks 17th of 17 counties in the Richmond metro, against a median of $352,207.

    Period 2026-08.
    Show the arithmetic
    • 0 on the 0-to-100 scale across 17 counties in the Richmond metro that published home.latest

    position among the entities that published this metric this period; not an official level

Read all 7 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedOccupational Employment and Wage StatisticsU.S. Bureau of Labor Statisticsopen the source
    MSA 40060, all occupations · period May 2025 · retrieved 2026-10-06
  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-06
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-06
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-06
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-01 · retrieved 2026-10-06
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 51183, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · payment = P·r / (1 − (1+r)^−n), P = $184,178 × 80% = $147,342, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,008/mo principal and interest; wage share = payment / (avg weekly wage $1,041 × 52 / 12 = $4,511) = 22% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $184,178 / ($1,041 × 52) = 3.4
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 51183, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-06
  • publishedWorld Port Index (Pub 150)National Geospatial-Intelligence Agencyopen the source
    Pub 150 World Port Index · retrieved 2026-10-06
  • publishedPort Performance Freight StatisticsU.S. Bureau of Transportation Statisticsopen the source
    5rpz-kgm9 port statistics · period 2023 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +6.0% / ±10% × 0.3, jobs over-the-year change -0.2% / ±3% × 0.3, avg weekly wage over-the-year change +1.0% / ±6% × 0.25
  • publishedU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    USDM_current · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00010,00060,00065,00095,00300,00400,63680 · period 2026-10-06T07:20:00.000Z · retrieved 2026-10-06
  • publishedNational Water Prediction ServiceNOAA National Weather Serviceopen the source
    nwps/v1/gauges · period 2026-10-06T06:50:00Z · retrieved 2026-10-06
  • estimateUSGS Water Data APIU.S. Geological Surveyopen the source
    · retrieved 2026-10-06 · quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 7 sites = 97 %
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019 · period 2026-10-05T00:00:00.000Z · retrieved 2026-10-06
  • estimateU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    · retrieved 2026-10-06 · supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.03 / 0.55 = 0.01; terms drought (D0 / 4), quality (1 − 97 % / 100)
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054 · period 2026-10-06T07:20:00+00:00 · retrieved 2026-10-06
  • publishedNational Water Prediction ServiceNOAA National Weather Serviceopen the source
    nwps/v1/gauges · period 2026-10-06T07:05:00Z · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019,62610,62611 · period 2026-10-05 · retrieved 2026-10-06
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:51183:2026 · period 2026-06-30 · retrieved 2026-10-06
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:51183:2026 · period 2026-06-30 · retrieved 2026-10-06 · HHI = Σ (share %)² over 3 banks with deposits in the county = 38.9² + 31.2² + 29.9² = 3,381
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateUSAspending APIU.S. Department of the Treasuryopen the source
    · retrieved 2026-10-06 · per job = FY2026 obligations $70.1 m / 3,118 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $22,476
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_category:51183:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-06 · typical home value / (average weekly wage × 52); one average covered job, not a household
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

Citations

  • U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics. series MSA 40060, all occupations. period May 2025. https://www.bls.gov/oes/tables.htm. accessed 2026-10-06.
  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). series County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-06.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-01. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-06.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 51183, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/51183.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: payment = P·r / (1 − (1+r)^−n), P = $184,178 × 80% = $147,342, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,008/mo principal and interest; wage share = payment / (avg weekly wage $1,041 × 52 / 12 = $4,511) = 22% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $184,178 / ($1,041 × 52) = 3.4.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 51183, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/51183.csv. accessed 2026-10-06.
  • National Geospatial-Intelligence Agency. World Port Index (Pub 150). series Pub 150 World Port Index. https://msi.nga.mil/Publications/WPI. accessed 2026-10-06.
  • U.S. Bureau of Transportation Statistics. Port Performance Freight Statistics. series 5rpz-kgm9 port statistics. period 2023. https://data.bts.gov/resource/5rpz-kgm9.json. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +6.0% / ±10% × 0.3, jobs over-the-year change -0.2% / ±3% × 0.3, avg weekly wage over-the-year change +1.0% / ±6% × 0.25.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. series USDM_current. https://droughtmonitor.unl.edu/CurrentMap.aspx. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00010,00060,00065,00095,00300,00400,63680. period 2026-10-06T07:20:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • NOAA National Weather Service. National Water Prediction Service. series nwps/v1/gauges. period 2026-10-06T06:50:00Z. https://api.water.noaa.gov/nwps/v1/gauges. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. https://api.waterdata.usgs.gov/. accessed 2026-10-06. estimate computed by Embedding Atlas: quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 7 sites = 97 %.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019. period 2026-10-05T00:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. https://droughtmonitor.unl.edu/. accessed 2026-10-06. estimate computed by Embedding Atlas: supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.03 / 0.55 = 0.01; terms drought (D0 / 4), quality (1 − 97 % / 100).
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054. period 2026-10-06T07:20:00+00:00. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • NOAA National Weather Service. National Water Prediction Service. series nwps/v1/gauges. period 2026-10-06T07:05:00Z. https://api.water.noaa.gov/nwps/v1/gauges. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019,62610,62611. period 2026-10-05. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:51183:2026. period 2026-06-30. https://api.fdic.gov/banks/sod?filters=STCNTYBR%3A51183+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE%2CMSABR%2CMSANAMB&format=json&limit=10000. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:51183:2026. period 2026-06-30. https://api.fdic.gov/banks/docs/. accessed 2026-10-06. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 3 banks with deposits in the county = 38.9² + 31.2² + 29.9² = 3,381.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-06.
  • U.S. Department of the Treasury. USAspending API. https://api.usaspending.gov/. accessed 2026-10-06. estimate computed by Embedding Atlas: per job = FY2026 obligations $70.1 m / 3,118 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $22,476.
  • U.S. Department of the Treasury. USAspending API. series spending_by_category:51183:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_category/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-06. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.

What these numbers are not

  • The occupation mix is the 40060 metro area's, from the bundled BLS OEWS release: OEWS does not publish a county table.
  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • Stress uses 2 of 4 terms (drought, quality); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 6 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-06T07:25:54.162Z. Place identity tables pulled 2026-10-01.