King George County, VA

Home values #

Typical home $478,294 (Aug 2026), +2.8% over one year, +22.9% over five

• 92nd pct · 235th of 3,063 US counties · median $234,566
• 86th pct · 19th of 133 Virginia counties · median $307,999

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

Typical rent $1,932/mo (Aug 2026), n/a over one year; price-to-rent 20.6

• 80th pct · 278th of 1,399 US counties · median $1,496
• 62nd pct · 30th of 79 Virginia counties · median $1,757

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

Principal and interest of $2,618 a month on $478,294 at 7.28%, against an average weekly wage worth $8,979 a month: 29.2% of one job’s pay.

• payment = P·r / (1 − (1+r)^−n), P = $478,294 × 80% = $382,636, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,618/mo principal and interest
• wage share = payment / (avg weekly wage $2,072 × 52 / 12 = $8,979) = 29% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
• years of wages = $478,294 / ($2,072 × 52) = 4.4
• price-to-rent = $478,294 / ($1,932 × 12) = 20.6

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

12,932 jobs at 693 employers (2026 Q1); -5.1% jobs and +6.7% average weekly wage over the year

• 61st pct · 1,249th of 3,221 US counties · median 8,232
• 64th pct · 48th of 133 Virginia counties · median 9,944

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

D0 abnormally dry

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

No reservoir gauges within 150 km (or the camera is above the gauge altitude)

Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

155 gauges · 0 flooding · 32 with quality panels averaging 96 % · 34 stale

Sites found: 155, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

62 wells in 0 named aquifers:

Sites found: 62, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

low (0.01)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.04 / 0.55

Banks & federal dollars #

$315.5 m in deposits at 3 offices of 3 banks (SOD June 2026); HHI 3,771, highly concentrated. $703.6 m federal obligations in FY2026 (contracts $523.8 m, direct payments $178.4 m), $54,407 per covered job

Deposit concentration is 3,771 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 3 banks with deposits in the county = 46.3² + 36.5² + 17.2² = 3,771

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

USAspending place-of-performance obligations for FY2026, by awarding agency.

That is $54,407 per covered job, against 12,932 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $703.6 m / 12,932 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $54,407

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

King George County, VA: 14 findings, 1 at an alert level, 1 at a watch level and 12 noted

1. alertKing George County, VA's covered employment is -5.1% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

   Period 2026 Q1.
   Show the arithmetic

   • test: jobs.yoy.emp = -5.1 <= -3

   BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level

2. watchKing George County, VA's covered employment is -5.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

   Period 2026 Q1.
   Show the arithmetic

   • test: jobs.yoy.emp = -5.1 < 0

   BLS QCEW over-the-year percent change, as published; not an official level

3. noteKing George County, VA's average weekly wage was 6.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +6.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

4. noteKing George County, VA's covered employment was 5.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • -5.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

5. noteKing George County, VA's typical asking rent rose 2.0% from $1,895 in July 2026 to $1,932 in August 2026, on Zillow ZORI.

   Period 2026-08.
   Show the arithmetic

   • +2.0% = (1931.6666666666667 - 1894.6019332425885) / 1894.6019332425885 × 100
   • 1931.6666666666667 = Zillow ZORI, 2026-08
   • 1894.6019332425885 = Zillow ZORI, 2026-07

Read all 12 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.