Prince Edward County, VA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.22, -78.43.
Assembled 2026-10-06. Read the brief.
- 53rd pct · 1,423rd of 3,063 US counties · median $234,566
- 30th pct · 93rd of 133 Virginia counties · median $307,999
- 89th pct · 319th of 3,063 US counties · median +2.9%
- 90th pct · 13th of 133 Virginia counties · median +2.9%
- 29th pct · 985th of 1,399 US counties · median $1,496
- 11th pct · 70th of 79 Virginia counties · median $1,757
- 52nd pct · 1,531st of 3,221 US counties · median 8,232
- 46th pct · 71st of 133 Virginia counties · median 9,944
- 37th pct · 2,021st of 3,221 US counties · median $1,039
- 34th pct · 88th of 133 Virginia counties · median $1,048
- 60th pct · 1,206th of 3,063 US counties · median 4.3
- 42nd pct · 77th of 133 Virginia counties · median 5.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $244,761 (Aug 2026), +7.7% over one year, +15.6% over five
- 53rd pct · 1,423rd of 3,063 US counties · median $234,566
- 30th pct · 93rd of 133 Virginia counties · median $307,999
| Item | Value | Distance |
|---|---|---|
| Prince Edward County, VA | $244,761 · +7.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,287/mo (Aug 2026), n/a over one year; price-to-rent 15.9
- 29th pct · 985th of 1,399 US counties · median $1,496
- 11th pct · 70th of 79 Virginia counties · median $1,757
| Item | Value | Distance |
|---|---|---|
| Prince Edward County, VA | $1,287/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,340 a month on $244,761 at 7.28%, against an average weekly wage worth $4,251 a month: 31.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $244,761 × 80% = $195,809, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,340/mo principal and interest
- wage share = payment / (avg weekly wage $981 × 52 / 12 = $4,251) = 32% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $244,761 / ($981 × 52) = 4.8
- price-to-rent = $244,761 / ($1,287 × 12) = 15.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
9,061 jobs at 742 employers (2026 Q1); +3.9% jobs and +1.9% average weekly wage over the year
- 52nd pct · 1,531st of 3,221 US counties · median 8,232
- 46th pct · 71st of 133 Virginia counties · median 9,944
| Item | Value | Distance |
|---|---|---|
| Prince Edward County, VA | 9,061 jobs · $981/wk · +3.9% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,218 | $724 | 1.38 | +0.2% |
| Accommodation and food services | 1,187 | $383 | 1.46 | +7.2% |
| Construction | 501 | $1,337 | 1.05 | +12.1% |
| Administrative and waste services | 380 | $1,083 | 0.74 | +118.4% |
| Manufacturing | 241 | $1,047 | 0.33 | -13.0% |
| Transportation and warehousing | 240 | $1,155 | 0.63 | -3.2% |
| Other services | 223 | $735 | 0.82 | -3.0% |
| Finance and insurance | 143 | $1,617 | 0.39 | +7.5% |
| Information | 119 | $980 | 0.71 | +70.0% |
| Professional and technical services | 119 | $1,147 | 0.19 | -0.8% |
| Real estate and rental | 109 | $908 | 0.78 | +26.7% |
| Management of companies | 71 | $995 | 0.47 | -11.2% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
4 USGS reservoir gauges, no capacity figures to weight
Sites found: 4, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| AFTERBAY RESERVOIR AT DAM NR MCGEHEES MILL, NC | 364.6 ft (USGS, no capacity on file) | 93 km |
| HYCO LAKE AT DAM NR ROXBORO, NC | 8.00 ft (USGS, no capacity on file) | 96 km |
| BEAVERDAM CREEK AT DAM NEAR CREEDMOOR, NC | 248.5 ft (USGS, no capacity on file) | 136 km |
| FALLS LAKE ABOVE DAM NR FALLS, NC | 246.6 ft (USGS, no capacity on file) | 143 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
43 gauges · 0 flooding · 3 with quality panels averaging 96 % · 1 stale
Sites found: 43, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| BUFFALO CREEK NEAR HAMPDEN SYDNEY, VA | flow 18.4 ft³/s | 6 km |
| APPOMATTOX RIVER AT FARMVILLE, VA | flow 80.3 ft³/s · no flooding | 10 km |
| Appomattox River near Tuggle | no flooding | 15 km |
| NORTH MEHERRIN RIVER NEAR LUNENBURG, VA | flow 6.19 ft³/s · no flooding | 26 km |
| HOLIDAY CREEK NEAR ANDERSONVILLE, VA | flow 1.99 ft³/s · quality 100 % (1) · no flooding | 28 km |
| Little Nottoway River at Rt 49 near Crewe | no readings | 28 km |
| Appomattox River near Stony Point Mills | no readings | 31 km |
| Nottoway River at Nottoway Falls Reservoir | no readings | 32 km |
| Crystal Lake Dam near Nottoway Court House | no readings | 33 km |
| CUB CREEK AT PHENIX, VA | flow 27.9 ft³/s · no flooding | 33 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
8 wells in 0 named aquifers:
Sites found: 8, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-371122078114401 | depth 19.4 ft · 2026-10-05 | 21 km |
| USGS-372608078404601 | depth 32.1 ft · 2026-10-05 | 32 km |
| USGS-373146078161201 | depth 35.3 ft · 2026-10-05 | 37 km |
| USGS-372053078493801 | depth 1.79 ft · 2026-10-05 | 37 km |
| USGS-374022078432501 | depth 30.3 ft · 2026-10-05 | 56 km |
| USGS-364157078392201 | depth 30.1 ft · 2026-10-05 | 62 km |
| USGS-364218078015701 | depth 26.0 ft · 2026-10-05 | 68 km |
| USGS-363600078181601 | depth 30.2 ft · 1993-10-27 | 70 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.02)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.04 / 0.55
Banks & federal dollars #
$538.9 m in deposits at 9 offices of 7 banks (SOD June 2026); HHI 2,367, highly concentrated. $150.0 m federal obligations in FY2026 (direct payments $142.9 m, contracts $4.4 m), $16,553 per covered job
| Item | Value | Distance |
|---|---|---|
| Benchmark Community Bank | $194.3 m · 36.1% share · 2 offices | |
| Truist Bank | $130.2 m · 24.2% share · 1 office | |
| Wells Fargo Bank, National Association | $88.7 m · 16.5% share · 1 office | |
| Prince Edward, VA | $150.0 m FY2026 · $16,553/job | |
| MULTIPLE RECIPIENTS | $134.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Benchmark Community Bank | $194,292,000 | 36.1% | 2 |
| Truist Bank | $130,185,000 | 24.2% | 1 |
| Wells Fargo Bank, National Association | $88,675,000 | 16.5% | 1 |
| Citizens Bank and Trust Company | $68,700,000 | 12.7% | 2 |
| First Bank | $28,412,000 | 5.3% | 1 |
| The Farmers Bank of Appomattox | $25,381,000 | 4.7% | 1 |
| Woodforest National Bank | $3,277,000 | 0.6% | 1 |
Deposit concentration is 2,367 across 7 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 7 banks with deposits in the county = 36.1² + 24.2² + 16.5² + … (4 more) = 2,367
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $112,978,412 |
| Department of Veterans Affairs | $19,732,655 |
| Department of Education | $8,567,589 |
| Department of State | $2,752,882 |
| Railroad Retirement Board | $1,829,154 |
| Department of Defense | $1,376,143 |
| Department of Agriculture | $731,610 |
| Department of Transportation | $625,416 |
| National Science Foundation | $542,746 |
| Department of Health and Human Services | $485,000 |
| Department of Justice | $304,981 |
| Department of Housing and Urban Development | $61,940 |
That is $16,553 per covered job, against 9,061 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $150.0 m / 9,061 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,553
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Prince Edward County, VA: 10 findings, 10 noted
notePrince Edward County, VA's covered employment was 3.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePrince Edward County, VA's average weekly wage was 1.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePrince Edward County, VA's typical asking rent rose 0.5% from $1,280 in July 2026 to $1,287 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.5% = (1286.6666666666667 - 1279.728914458114) / 1279.728914458114 × 100
- 1286.6666666666667 = Zillow ZORI, 2026-08
- 1279.728914458114 = Zillow ZORI, 2026-07
notePrince Edward County, VA's momentum index of 0.72 ranks 5th of 133 Virginia counties, against a median of 0.26.
Period 2026-08.Show the arithmetic
- 97 on the 0-to-100 scale across 133 Virginia counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
notePrince Edward County, VA's covered employment of +3.9% ranks 7th of 133 Virginia counties, against a median of -0.4%.
Period 2026 Q1.Show the arithmetic
- 95 on the 0-to-100 scale across 133 Virginia counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.