Buckingham County, VA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 37.57, -78.53.
Assembled 2026-10-07. Read the brief.
- 58th pct · 1,278th of 3,063 US counties · median $234,566
- 33rd pct · 89th of 133 Virginia counties · median $307,999
- 57th pct · 1,300th of 3,063 US counties · median +2.9%
- 62nd pct · 50th of 133 Virginia counties · median +2.9%
- US counties: not published this period
- Virginia counties: not published this period
- 24th pct · 2,429th of 3,221 US counties · median 8,232
- 14th pct · 114th of 133 Virginia counties · median 9,944
- 36th pct · 2,036th of 3,221 US counties · median $1,039
- 33rd pct · 89th of 133 Virginia counties · median $1,048
- 65th pct · 1,064th of 3,063 US counties · median 4.3
- 45th pct · 73rd of 133 Virginia counties · median 5.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $257,358 (Aug 2026), +3.6% over one year, +12.8% over five
- 58th pct · 1,278th of 3,063 US counties · median $234,566
- 33rd pct · 89th of 133 Virginia counties · median $307,999
| Item | Value | Distance |
|---|---|---|
| Buckingham County, VA | $257,358 · +3.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Virginia counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,409 a month on $257,358 at 7.28%, against an average weekly wage worth $4,242 a month: 33.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $257,358 × 80% = $205,887, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,409/mo principal and interest
- wage share = payment / (avg weekly wage $979 × 52 / 12 = $4,242) = 33% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $257,358 / ($979 × 52) = 5.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,020 jobs at 481 employers (2026 Q1); -1.3% jobs and +0.8% average weekly wage over the year
- 24th pct · 2,429th of 3,221 US counties · median 8,232
- 14th pct · 114th of 133 Virginia counties · median 9,944
| Item | Value | Distance |
|---|---|---|
| Buckingham County, VA | 3,020 jobs · $979/wk · -1.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 454 | $976 | 1.00 | -1.9% |
| Retail trade | 243 | $557 | 0.83 | -3.2% |
| Construction | 168 | $904 | 1.06 | -7.2% |
| Manufacturing | 111 | $1,093 | 0.46 | -17.2% |
| Accommodation and food services | 99 | $354 | 0.36 | +19.3% |
| Transportation and warehousing | 80 | $1,040 | 0.63 | -23.8% |
| Professional and technical services | 78 | $1,287 | 0.37 | +9.9% |
| Other services | 73 | $1,083 | 0.81 | -14.1% |
| Educational services | 63 | $631 | 0.97 | +8.6% |
| Finance and insurance | 47 | $1,552 | 0.38 | -2.1% |
| Administrative and waste services | 42 | $640 | 0.24 | -10.6% |
| Management of companies | 29 | $2,382 | 0.57 | -9.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
2 USGS reservoir gauges, no capacity figures to weight
Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| AFTERBAY RESERVOIR AT DAM NR MCGEHEES MILL, NC | 364.6 ft (USGS, no capacity on file) | 124 km |
| HYCO LAKE AT DAM NR ROXBORO, NC | 7.99 ft (USGS, no capacity on file) | 127 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
63 gauges · 0 flooding · 9 with quality panels averaging 100 % · 12 stale
Sites found: 63, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| SLATE RIVER NEAR ARVONIA, VA | flow 22.4 ft³/s · no flooding | 20 km |
| HOLIDAY CREEK NEAR ANDERSONVILLE, VA | flow 1.86 ft³/s · quality 100 % (1) · no flooding | 20 km |
| James River (VA) at Bremo Bluff | no flooding | 25 km |
| JAMES RIVER AT SCOTTSVILLE, VA | flow 811.0 ft³/s · no flooding | 25 km |
| Appomattox River near Tuggle | no flooding | 26 km |
| JAMES RIVER AT BENT CREEK, VA | flow 565.0 ft³/s · no flooding | 27 km |
| HARDWARE RIVER BL BRIERY RUN NR SCOTTSVILLE, VA | flow 17.1 ft³/s | 27 km |
| APPOMATTOX RIVER AT FARMVILLE, VA | flow 71.7 ft³/s · no flooding | 32 km |
| Appomattox River near Stony Point Mills | no readings | 33 km |
| BUFFALO RIVER NEAR TYE RIVER, VA | flow 53.0 ft³/s · STALE | 35 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
7 wells in 0 named aquifers:
Sites found: 7, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-372608078404601 | depth 32.2 ft · 2026-10-06 | 20 km |
| USGS-374022078432501 | depth 30.4 ft · 2026-10-06 | 20 km |
| USGS-373146078161201 | depth 35.3 ft · 2026-10-05 | 23 km |
| USGS-372053078493801 | depth 1.79 ft · 2026-10-05 | 36 km |
| USGS-371122078114401 | depth 19.4 ft · 2026-10-05 | 52 km |
| USGS-375540079123501 | depth 56.6 ft · 2026-10-06 | 72 km |
| USGS-381002078094201 | depth 35.5 ft · 2026-10-05 | 73 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$133.1 m in deposits at 3 offices of 3 banks (SOD June 2026); HHI 3,531, highly concentrated. $113.0 m federal obligations in FY2026 (direct payments $95.9 m, grants $17.0 m), $37,414 per covered job
| Item | Value | Distance |
|---|---|---|
| The Farmers Bank of Appomattox | $58.2 m · 43.7% share · 1 office | |
| Truist Bank | $43.0 m · 32.3% share · 1 office | |
| First Bank | $31.9 m · 23.9% share · 1 office | |
| Buckingham, VA | $113.0 m FY2026 · $37,414/job | |
| MULTIPLE RECIPIENTS | $94.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Farmers Bank of Appomattox | $58,239,000 | 43.7% | 1 |
| Truist Bank | $43,005,000 | 32.3% | 1 |
| First Bank | $31,874,000 | 23.9% | 1 |
Deposit concentration is 3,531 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 43.7² + 32.3² + 23.9² = 3,531
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $85,326,031 |
| Department of Health and Human Services | $11,020,229 |
| Department of Veterans Affairs | $8,657,665 |
| Department of Transportation | $5,781,414 |
| Department of Housing and Urban Development | $856,678 |
| Department of Agriculture | $620,973 |
| Railroad Retirement Board | $507,388 |
| Federal Communications Commission | $224,766 |
| Department of the Interior | $0 |
| Department of Defense | -$4,000 |
That is $37,414 per covered job, against 3,020 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $113.0 m / 3,020 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $37,414
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Buckingham County, VA: 6 findings, 1 at a watch level and 5 noted
watchBuckingham County, VA's covered employment is -1.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteBuckingham County, VA's covered employment was 1.3% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBuckingham County, VA's average weekly wage was 0.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteBuckingham County, VA's typical home value fell 0.6% from $258,786 in July 2026 to $257,358 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -0.6% = (257358.330895371 - 258785.84919052213) / 258785.84919052213 × 100
- 257358.330895371 = Zillow ZHVI, 2026-08
- 258785.84919052213 = Zillow ZHVI, 2026-07
noteThe next Zillow ZHVI typical home value (monthly) covering Buckingham County, VA is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.