Danville city, VA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 36.58, -79.41.
Assembled 2026-10-07. Read the brief.
- 9th pct · 2,758th of 3,063 US counties · median $234,566
- 5th pct · 126th of 133 Virginia counties · median $307,999
- 18th pct · 2,511th of 3,063 US counties · median +2.9%
- 4th pct · 127th of 133 Virginia counties · median +2.9%
- 16th pct · 1,163rd of 1,399 US counties · median $1,496
- 3rd pct · 76th of 79 Virginia counties · median $1,757
- 75th pct · 804th of 3,221 US counties · median 8,232
- 76th pct · 32nd of 133 Virginia counties · median 9,944
- 29th pct · 2,256th of 3,221 US counties · median $1,039
- 23rd pct · 102nd of 133 Virginia counties · median $1,048
- 13th pct · 2,638th of 3,063 US counties · median 4.3
- 6th pct · 125th of 133 Virginia counties · median 5.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $133,739 (Aug 2026), -0.4% over one year, +44.1% over five
- 9th pct · 2,758th of 3,063 US counties · median $234,566
- 5th pct · 126th of 133 Virginia counties · median $307,999
| Item | Value | Distance |
|---|---|---|
| Danville city, VA | $133,739 · -0.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,128/mo (Aug 2026), +5.2% over one year; price-to-rent 9.9
- 16th pct · 1,163rd of 1,399 US counties · median $1,496
- 3rd pct · 76th of 79 Virginia counties · median $1,757
| Item | Value | Distance |
|---|---|---|
| Danville city, VA | $1,128/mo · +5.2% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $732 a month on $133,739 at 7.28%, against an average weekly wage worth $4,125 a month: 17.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $133,739 × 80% = $106,991, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $732/mo principal and interest
- wage share = payment / (avg weekly wage $952 × 52 / 12 = $4,125) = 18% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $133,739 / ($952 × 52) = 2.7
- price-to-rent = $133,739 / ($1,128 × 12) = 9.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
24,867 jobs at 1,828 employers (2026 Q1); -1.6% jobs and -2.8% average weekly wage over the year
- 75th pct · 804th of 3,221 US counties · median 8,232
- 76th pct · 32nd of 133 Virginia counties · median 9,944
| Item | Value | Distance |
|---|---|---|
| Danville city, VA | 24,867 jobs · $952/wk · -1.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 4,730 | $997 | 1.26 | +1.7% |
| Accommodation and food services | 3,885 | $562 | 1.74 | -2.8% |
| Retail trade | 3,560 | $623 | 1.47 | -2.2% |
| Manufacturing | 3,028 | $1,417 | 1.51 | -18.9% |
| Administrative and waste services | 1,399 | $716 | 0.99 | +77.3% |
| Other services | 869 | $774 | 1.17 | +3.1% |
| Professional and technical services | 720 | $1,432 | 0.42 | +2.6% |
| Wholesale trade | 567 | $1,513 | 0.60 | +2.2% |
| Finance and insurance | 529 | $1,485 | 0.52 | -9.0% |
| Educational services | 424 | $592 | 0.79 | -15.7% |
| Real estate and rental | 317 | $1,011 | 0.83 | -10.5% |
| Management of companies | 165 | $1,308 | 0.40 | -11.8% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
6 USGS reservoir gauges, no capacity figures to weight
Sites found: 6, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| HYCO LAKE AT DAM NR ROXBORO, NC | 7.99 ft (USGS, no capacity on file) | 33 km |
| AFTERBAY RESERVOIR AT DAM NR MCGEHEES MILL, NC | 364.6 ft (USGS, no capacity on file) | 37 km |
| BEAVERDAM CREEK AT DAM NEAR CREEDMOOR, NC | 248.5 ft (USGS, no capacity on file) | 90 km |
| FALLS LAKE ABOVE DAM NR FALLS, NC | 246.5 ft (USGS, no capacity on file) | 103 km |
| B. EVERETT JORDAN LAKE AT DAM NR MONCURE, NC | 213.8 ft (USGS, no capacity on file) | 108 km |
| LITTLE RIVER RESERVOIR NEAR RADFORD, VA | 231.0 Acre-ft (USGS, no capacity on file) | 117 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
69 gauges · 0 flooding · 13 with quality panels averaging 98 % · 16 stale
Sites found: 69, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| DAN RIVER AT DANVILLE, VA | flow 790.0 ft³/s · STALE | 2 km |
| DAN RIVER AT STP NEAR DANVILLE, VA | flow 651.0 ft³/s | 4 km |
| SANDY RIVER NEAR DANVILLE, VA | flow 14.0 ft³/s | 9 km |
| MOON CREEK NEAR YANCEYVILLE, NC | flow 4.30 ft³/s · STALE | 13 km |
| SANDY CREEK BELOW NEAR MOUNT HERMAN, VA | turb. 2.80 FNU · quality 100 % (5) | 14 km |
| SANDY CREEK ABOVE NEAR MOUNT HERMAN, VA | stage 8.03 ft · quality 100 % (5) | 14 km |
| WHITE OAK CREEK BELOW NEAR CHATHAM, VA | stage 0.00 ft · quality 90 % (5) | 21 km |
| WHITE OAK CREEK ABOVE NEAR CHATHAM, VA | turb. 22.2 FNU · quality 100 % (5) | 21 km |
| CHERRYSTONE CK ABOVE NR CO RD 1444 NR CHATHAM, VA | turb. 5.50 FNU · quality 100 % (5) | 25 km |
| CHERRYSTONE CK BELOW NR CO RD 1444 NR CHATHAM, VA | stage 0.00 ft · quality 100 % (5) | 25 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
9 wells in 0 named aquifers:
Sites found: 9, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-364644079195401 | depth 18.6 ft · 2026-10-06 | 23 km |
| USGS-362231079410801 | depth 25.9 ft · 2026-10-06 | 34 km |
| USGS-362515078562701 | depth 25.2 ft · 2013-05-08 | 46 km |
| USGS-362454078562901 | depth 21.9 ft · 2013-05-08 | 46 km |
| USGS-362458078562601 | depth 24.9 ft · 2013-05-08 | 46 km |
| USGS-364732080070301 | depth 24.1 ft · 2026-10-06 | 67 km |
| USGS-364157078392201 | depth 29.9 ft · 2026-10-06 | 68 km |
| USGS-361011079595401 | depth 20.3 ft · 2024-02-25 | 70 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.48)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.02 / 0.55
Banks & federal dollars #
$1.6 bn in deposits at 16 offices of 8 banks (SOD June 2026); HHI 2,268, highly concentrated. $21.3 m federal obligations in FY2026 (grants $17.5 m, contracts $3.5 m), $856 per covered job
| Item | Value | Distance |
|---|---|---|
| Atlantic Union Bank | $622.1 m · 38.6% share · 3 offices | |
| Carter Bank & Trust | $295.3 m · 18.3% share · 4 offices | |
| First-Citizens Bank & Trust Company | $204.9 m · 12.7% share · 2 offices | |
| Danville (City), VA | $21.3 m FY2026 · $856/job | |
| MULTIPLE RECIPIENTS | $292.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Atlantic Union Bank | $622,140,000 | 38.6% | 3 |
| Carter Bank & Trust | $295,277,000 | 18.3% | 4 |
| First-Citizens Bank & Trust Company | $204,882,000 | 12.7% | 2 |
| First National Bank | $180,215,000 | 11.2% | 3 |
| Truist Bank | $143,508,000 | 8.9% | 1 |
| Wells Fargo Bank, National Association | $135,482,000 | 8.4% | 1 |
| Movement Bank | $21,975,000 | 1.4% | 1 |
| Woodforest National Bank | $6,926,000 | 0.4% | 1 |
Deposit concentration is 2,268 across 8 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 38.6² + 18.3² + 12.7² + … (5 more) = 2,268
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $245,685,881 |
| Department of Veterans Affairs | $47,163,365 |
| Department of Housing and Urban Development | $14,276,479 |
| Department of Education | $7,556,844 |
| Department of Health and Human Services | $7,156,451 |
| Department of Transportation | $5,600,117 |
| Railroad Retirement Board | $2,084,418 |
| Department of Defense | $993,979 |
| Federal Communications Commission | $283,911 |
| Department of Agriculture | $278,022 |
| Small Business Administration | $0 |
| Department of Homeland Security | $0 |
That is $856 per covered job, against 24,867 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $21.3 m / 24,867 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $856
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Danville city, VA: 20 findings, 4 at a watch level and 16 noted
watchDanville city, VA's average weekly wage is -2.8% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -2.8 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchDanville city, VA's typical asking rent is -2.6% against the previous month, a watch level here: typical asking rent at least 1 percent below the previous month (arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: rent.momPct = -2.630701064117408 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level
watchDanville city, VA's covered employment is -1.6% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.6 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchDanville city, VA's typical home value is -0.4% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -0.40551425888424786 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
noteDanville city, VA's average weekly wage was 2.8% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.