Grant County, WI
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 42.87, -90.69.
Assembled 2026-10-06. Read the brief.
- 48th pct · 1,584th of 3,063 US counties · median $234,566
- 12th pct · 63rd of 72 Wisconsin counties · median $298,900
- 80th pct · 612th of 3,063 US counties · median +2.9%
- 49th pct · 37th of 72 Wisconsin counties · median +6.0%
- 21st pct · 1,092nd of 1,399 US counties · median $1,496
- 40th pct · 23rd of 38 Wisconsin counties · median $1,216
- 67th pct · 1,039th of 3,221 US counties · median 8,232
- 56th pct · 32nd of 72 Wisconsin counties · median 15,405
- 28th pct · 2,293rd of 3,221 US counties · median $1,039
- 21st pct · 57th of 72 Wisconsin counties · median $1,037
- 58th pct · 1,282nd of 3,063 US counties · median 4.3
- 23rd pct · 55th of 72 Wisconsin counties · median 5.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $229,944 (Aug 2026), +6.0% over one year, +26.5% over five
- 48th pct · 1,584th of 3,063 US counties · median $234,566
- 12th pct · 63rd of 72 Wisconsin counties · median $298,900
| Item | Value | Distance |
|---|---|---|
| Grant County, WI | $229,944 · +6.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,197/mo (Aug 2026), n/a over one year; price-to-rent 16.0
- 21st pct · 1,092nd of 1,399 US counties · median $1,496
- 40th pct · 23rd of 38 Wisconsin counties · median $1,216
| Item | Value | Distance |
|---|---|---|
| Grant County, WI | $1,197/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,259 a month on $229,944 at 7.28%, against an average weekly wage worth $4,104 a month: 30.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $229,944 × 80% = $183,955, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,259/mo principal and interest
- wage share = payment / (avg weekly wage $947 × 52 / 12 = $4,104) = 31% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $229,944 / ($947 × 52) = 4.7
- price-to-rent = $229,944 / ($1,197 × 12) = 16.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
17,070 jobs at 1,553 employers (2026 Q1); +0.8% jobs and +4.3% average weekly wage over the year
- 67th pct · 1,039th of 3,221 US counties · median 8,232
- 56th pct · 32nd of 72 Wisconsin counties · median 15,405
| Item | Value | Distance |
|---|---|---|
| Grant County, WI | 17,070 jobs · $947/wk · +0.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 2,369 | $589 | 1.42 | +1.0% |
| Manufacturing | 2,198 | $1,075 | 1.60 | +1.9% |
| Accommodation and food services | 1,268 | $289 | 0.83 | -2.1% |
| Construction | 851 | $1,078 | 0.95 | +11.2% |
| Finance and insurance | 537 | $1,541 | 0.77 | -1.1% |
| Professional and technical services | 491 | $1,359 | 0.42 | -2.4% |
| Administrative and waste services | 391 | $800 | 0.40 | -19.7% |
| Wholesale trade | 376 | $1,121 | 0.58 | -13.2% |
| Other services | 331 | $830 | 0.65 | +2.8% |
| Transportation and warehousing | 323 | $904 | 0.45 | +2.2% |
| Real estate and rental | 137 | $880 | 0.52 | +7.0% |
| Information | 130 | $847 | 0.41 | -6.5% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$1.5 bn in deposits at 35 offices of 10 banks (SOD June 2026); HHI 1,539, moderately concentrated. $317.9 m federal obligations in FY2026 (direct payments $304.3 m, grants $13.4 m), $18,621 per covered job
| Item | Value | Distance |
|---|---|---|
| Community First Bank | $331.0 m · 21.4% share · 6 offices | |
| Mound City Bank | $309.8 m · 20.0% share · 3 offices | |
| Clare Bank, National Association | $237.8 m · 15.4% share · 7 offices | |
| Grant, WI | $317.9 m FY2026 · $18,621/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Community First Bank | $331,041,000 | 21.4% | 6 |
| Mound City Bank | $309,790,000 | 20.0% | 3 |
| Clare Bank, National Association | $237,844,000 | 15.4% | 7 |
| Peoples State Bank | $229,428,000 | 14.8% | 8 |
| Nicolet National Bank | $188,172,000 | 12.2% | 4 |
| Royal Bank | $102,759,000 | 6.6% | 3 |
| UMB Bank, National Association | $75,331,000 | 4.9% | 1 |
| Fidelity Bank & Trust | $28,117,000 | 1.8% | 1 |
| Apple River State Bank | $25,774,000 | 1.7% | 1 |
| Conservation First Bank | $18,468,000 | 1.2% | 1 |
Deposit concentration is 1,539 across 10 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 10 banks with deposits in the county = 21.4² + 20.0² + 15.4² + … (7 more) = 1,539
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $18,621 per covered job, against 17,070 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $317.9 m / 17,070 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,621
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Grant County, WI: 11 findings, 5 at a watch level and 6 noted
watchGrant County, WI's typical asking rent is -2.1% against the previous month, a watch level here: typical asking rent at least 1 percent below the previous month (arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: rent.momPct = -2.0962238135560045 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level
watchGrant County, WI's typical home value of $229,944 scores 48 on the 0-to-100 scale across US counties but 13 across Wisconsin counties, a gap of 36 points.
Period 2026-08.Show the arithmetic
- 36 = |48 across US counties - 13 across Wisconsin counties|
position among the entities that published this metric this period; not an official level
watchGrant County, WI's years of wages of 4.7 scores 58 on the 0-to-100 scale across US counties but 24 across Wisconsin counties, a gap of 34 points.
Period 2026-08.Show the arithmetic
- 34 = |58 across US counties - 24 across Wisconsin counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchGrant County, WI's price-to-rent ratio of 16.0 scores 39 on the 0-to-100 scale across US counties but 5 across Wisconsin counties, a gap of 34 points.
Period 2026-08.Show the arithmetic
- 34 = |39 across US counties - 5 across Wisconsin counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
watchGrant County, WI's typical home value of +6.0% scores 80 on the 0-to-100 scale across US counties but 49 across Wisconsin counties, a gap of 31 points.
Period 2026-08.Show the arithmetic
- 31 = |80 across US counties - 49 across Wisconsin counties|
position among the entities that published this metric this period; not an official level
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.