Iowa County, WI
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 43.00, -90.13.
Assembled 2026-10-07. Read the brief.
- 78th pct · 664th of 3,063 US counties · median $234,566
- 80th pct · 15th of 72 Wisconsin counties · median $298,900
- counties in the Madison metro: Rank context is unavailable: the manifest lists 4 counties in the Madison metro; fewer than 5 is too few to rank.
- 82nd pct · 524th of 3,063 US counties · median +2.9%
- 63rd pct · 27th of 72 Wisconsin counties · median +6.0%
- counties in the Madison metro: Rank context is unavailable: the manifest lists 4 counties in the Madison metro; fewer than 5 is too few to rank.
- US counties: not published this period
- Wisconsin counties: not published this period
- counties in the Madison metro: Rank context is unavailable: the manifest lists 4 counties in the Madison metro; fewer than 5 is too few to rank.
- 55th pct · 1,431st of 3,221 US counties · median 8,232
- 42nd pct · 42nd of 72 Wisconsin counties · median 15,405
- counties in the Madison metro: Rank context is unavailable: the manifest lists 4 counties in the Madison metro; fewer than 5 is too few to rank.
- 78th pct · 707th of 3,221 US counties · median $1,039
- 78th pct · 16th of 72 Wisconsin counties · median $1,037
- counties in the Madison metro: Rank context is unavailable: the manifest lists 4 counties in the Madison metro; fewer than 5 is too few to rank.
- 71st pct · 879th of 3,063 US counties · median 4.3
- 50th pct · 36th of 72 Wisconsin counties · median 5.4
- counties in the Madison metro: Rank context is unavailable: the manifest lists 4 counties in the Madison metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $343,778 (Aug 2026), +6.4% over one year, +34.3% over five
- 78th pct · 664th of 3,063 US counties · median $234,566
- 80th pct · 15th of 72 Wisconsin counties · median $298,900
- counties in the Madison metro: Rank context is unavailable: the manifest lists 4 counties in the Madison metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Iowa County, WI | $343,778 · +6.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Wisconsin counties: not published this period
- counties in the Madison metro: Rank context is unavailable: the manifest lists 4 counties in the Madison metro; fewer than 5 is too few to rank.
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,882 a month on $343,778 at 7.28%, against an average weekly wage worth $5,274 a month: 35.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $343,778 × 80% = $275,022, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,882/mo principal and interest
- wage share = payment / (avg weekly wage $1,217 × 52 / 12 = $5,274) = 36% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $343,778 / ($1,217 × 52) = 5.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
10,209 jobs at 737 employers (2026 Q1); -2.7% jobs and +5.2% average weekly wage over the year
- 55th pct · 1,431st of 3,221 US counties · median 8,232
- 42nd pct · 42nd of 72 Wisconsin counties · median 15,405
- counties in the Madison metro: Rank context is unavailable: the manifest lists 4 counties in the Madison metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Iowa County, WI | 10,209 jobs · $1,217/wk · -2.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 2,654 | $1,280 | 2.67 | -1.4% |
| Manufacturing | 1,965 | $1,440 | 2.39 | -7.5% |
| Health care and social assistance | 1,343 | $1,386 | 0.87 | +1.9% |
| Accommodation and food services | 561 | $330 | 0.61 | -1.4% |
| Wholesale trade | 484 | $1,610 | 1.24 | -2.0% |
| Construction | 453 | $1,227 | 0.85 | +6.8% |
| Arts, entertainment and recreation | 258 | $599 | 1.54 | +0.4% |
| Professional and technical services | 175 | $1,122 | 0.25 | -6.9% |
| Other services | 156 | $867 | 0.51 | -2.5% |
| Finance and insurance | 146 | $1,754 | 0.35 | -5.8% |
| Administrative and waste services | 68 | $577 | 0.12 | +0.0% |
| Information | 36 | $1,357 | 0.19 | -5.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$629.6 m in deposits at 11 offices of 6 banks (SOD June 2026); HHI 3,074, highly concentrated. $166.5 m federal obligations in FY2026 (direct payments $152.2 m, grants $14.2 m), $16,307 per covered job
| Item | Value | Distance |
|---|---|---|
| Farmers Savings Bank | $316.9 m · 50.3% share · 4 offices | |
| Royal Bank | $83.8 m · 13.3% share · 2 offices | |
| BMO Bank National Association | $83.7 m · 13.3% share · 1 office | |
| Iowa, WI | $166.5 m FY2026 · $16,307/job | |
| MULTIPLE RECIPIENTS | $145.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Farmers Savings Bank | $316,939,000 | 50.3% | 4 |
| Royal Bank | $83,843,000 | 13.3% | 2 |
| BMO Bank National Association | $83,748,000 | 13.3% | 1 |
| The Peoples Community Bank | $63,599,000 | 10.1% | 2 |
| Mound City Bank | $42,770,000 | 6.8% | 1 |
| Highland State Bank | $38,702,000 | 6.1% | 1 |
Deposit concentration is 3,074 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 50.3² + 13.3² + 13.3² + … (3 more) = 3,074
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $137,370,295 |
| Department of Transportation | $11,921,569 |
| Department of Veterans Affairs | $8,148,790 |
| Department of Agriculture | $5,642,794 |
| Department of Health and Human Services | $2,021,128 |
| Department of Housing and Urban Development | $912,080 |
| Railroad Retirement Board | $219,199 |
| Federal Communications Commission | $102,539 |
| Department of Education | $87,916 |
| Department of Defense | $26,244 |
| Department of Justice | $16,230 |
| Department of the Interior | $13,371 |
That is $16,307 per covered job, against 10,209 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $166.5 m / 10,209 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,307
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Iowa County, WI: 7 findings, 1 at a watch level and 6 noted
watchIowa County, WI's covered employment is -2.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteIowa County, WI's average weekly wage was 5.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteIowa County, WI's covered employment was 2.7% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteIowa County, WI's typical home value rose 0.7% from $341,392 in July 2026 to $343,778 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.7% = (343777.8769985912 - 341392.10633168905) / 341392.10633168905 × 100
- 343777.8769985912 = Zillow ZHVI, 2026-08
- 341392.10633168905 = Zillow ZHVI, 2026-07
noteIowa County, WI's covered employment of -2.7% ranks 67th of 72 Wisconsin counties, against a median of -0.3%.
Period 2026 Q1.Show the arithmetic
- 6 on the 0-to-100 scale across 72 Wisconsin counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.