Little River County, AR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.70, -94.24.
Assembled 2026-10-06. Read the brief.
- 19th pct · 2,471st of 3,063 US counties · median $234,566
- 38th pct · 46th of 74 Arkansas counties · median $169,663
- counties in the Texarkana metro: Rank context is unavailable: the manifest lists 3 counties in the Texarkana metro; fewer than 5 is too few to rank.
- 97th pct · 72nd of 3,063 US counties · median +2.9%
- 100th pct · 1st of 74 Arkansas counties · median +3.0%
- counties in the Texarkana metro: Rank context is unavailable: the manifest lists 3 counties in the Texarkana metro; fewer than 5 is too few to rank.
- US counties: not published this period
- Arkansas counties: not published this period
- counties in the Texarkana metro: Rank context is unavailable: the manifest lists 3 counties in the Texarkana metro; fewer than 5 is too few to rank.
- 25th pct · 2,415th of 3,221 US counties · median 8,232
- 27th pct · 55th of 75 Arkansas counties · median 5,609
- counties in the Texarkana metro: Rank context is unavailable: the manifest lists 3 counties in the Texarkana metro; fewer than 5 is too few to rank.
- 87th pct · 413th of 3,221 US counties · median $1,039
- 94th pct · 5th of 75 Arkansas counties · median $912
- counties in the Texarkana metro: Rank context is unavailable: the manifest lists 3 counties in the Texarkana metro; fewer than 5 is too few to rank.
- 7th pct · 2,847th of 3,063 US counties · median 4.3
- 16th pct · 62nd of 74 Arkansas counties · median 3.6
- counties in the Texarkana metro: Rank context is unavailable: the manifest lists 3 counties in the Texarkana metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $159,677 (Aug 2026), +11.5% over one year, +19.6% over five
- 19th pct · 2,471st of 3,063 US counties · median $234,566
- 38th pct · 46th of 74 Arkansas counties · median $169,663
- counties in the Texarkana metro: Rank context is unavailable: the manifest lists 3 counties in the Texarkana metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Little River County, AR | $159,677 · +11.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Arkansas counties: not published this period
- counties in the Texarkana metro: Rank context is unavailable: the manifest lists 3 counties in the Texarkana metro; fewer than 5 is too few to rank.
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $874 a month on $159,677 at 7.28%, against an average weekly wage worth $5,811 a month: 15.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $159,677 × 80% = $127,742, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $874/mo principal and interest
- wage share = payment / (avg weekly wage $1,341 × 52 / 12 = $5,811) = 15% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $159,677 / ($1,341 × 52) = 2.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,075 jobs at 251 employers (2026 Q1); -0.9% jobs and +6.2% average weekly wage over the year
- 25th pct · 2,415th of 3,221 US counties · median 8,232
- 27th pct · 55th of 75 Arkansas counties · median 5,609
- counties in the Texarkana metro: Rank context is unavailable: the manifest lists 3 counties in the Texarkana metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Little River County, AR | 3,075 jobs · $1,341/wk · -0.9% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 955 | $2,568 | 3.86 | +9.4% |
| Retail trade | 358 | $665 | 1.19 | -2.5% |
| Health care and social assistance | 204 | $766 | 0.44 | -3.8% |
| Transportation and warehousing | 157 | $881 | 1.21 | -8.7% |
| Administrative and waste services | 120 | $952 | 0.69 | +25.0% |
| Other services | 90 | $730 | 0.98 | +0.0% |
| Construction | 48 | $899 | 0.30 | +0.0% |
| Finance and insurance | 42 | $1,140 | 0.34 | +2.4% |
| Real estate and rental | 35 | $1,429 | 0.74 | +0.0% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Utilities | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
85 % of conservation capacity, weighted over 10 TWDB reservoirs
Sites found: 10, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Wright Patman Lake | 100 % full · 123k ac-ft | 45 km |
| Lake Bob Sandlin | 89 % full · 192k ac-ft | 99 km |
| Monticello Reservoir | 73 % full · 35k ac-ft | 102 km |
| Lake O the Pines | 93 % full · 241k ac-ft | 108 km |
| Lake Cypress Springs | 90 % full · 67k ac-ft | 111 km |
| Caddo Lake | 53 % full · 30k ac-ft | 114 km |
| Pat Mayse Lake | 91 % full · 114k ac-ft | 122 km |
| Lake Crook | 85 % full · 9k ac-ft | 123 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
15 gauges · 0 flooding · 3 with quality panels averaging 92 % · 1 stale
Sites found: 15, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Red River at Index, AR | flow 2,620 ft³/s · quality 100 % (1) | 25 km |
| Little River near Horatio, AR | flow 455.0 ft³/s | 28 km |
| Saline River near Lockesburg, AR | flow 8.47 ft³/s | 33 km |
| Cossatot River near DeQueen, AR | stage 2.81 ft | 38 km |
| Red River at Fulton, AR | flow 3,010 ft³/s | 40 km |
| Rolling Fork near DeQueen, AR | stage 1.75 ft | 42 km |
| Red River near De Kalb, TX | flow 2,640 ft³/s · quality 75 % (2) | 42 km |
| Anderson Ck at Hwy 98 nr Simms, TX | flow 416.0 ft³/s · STALE | 43 km |
| Sulphur Rv nr Texarkana, TX | flow 559.0 ft³/s | 45 km |
| Saline River near Dierks, AR | stage 3.47 ft | 46 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
3 wells in 0 named aquifers:
Sites found: 3, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-335337094451101 | depth 7.51 ft · 1993-09-30 | 52 km |
| USGS-335915094504101 | depth 23.2 ft · 2024-12-09 | 65 km |
| USGS-335535094565301 | depth 11.1 ft · 2024-10-21 | 70 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.28)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.3×0.15 + 0.2×0.08 / 0.85
Banks & federal dollars #
$133.6 m in deposits at 4 offices of 3 banks (SOD June 2026); HHI 3,359, highly concentrated. $106.6 m federal obligations in FY2026 (direct payments $85.4 m, grants $19.4 m), $34,671 per covered job
| Item | Value | Distance |
|---|---|---|
| Horatio State Bank | $49.9 m · 37.4% share · 2 offices | |
| Diamond Bank | $42.8 m · 32.1% share · 1 office | |
| Farmers Bank & Trust Company | $40.8 m · 30.6% share · 1 office | |
| Little River, AR | $106.6 m FY2026 · $34,671/job | |
| MULTIPLE RECIPIENTS | $83.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Horatio State Bank | $49,893,000 | 37.4% | 2 |
| Diamond Bank | $42,840,000 | 32.1% | 1 |
| Farmers Bank & Trust Company | $40,829,000 | 30.6% | 1 |
Deposit concentration is 3,359 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 37.4² + 32.1² + 30.6² = 3,359
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $73,179,647 |
| Department of Transportation | $18,615,045 |
| Department of Veterans Affairs | $9,083,678 |
| Department of Defense | $1,832,347 |
| Department of Agriculture | $1,832,192 |
| Department of Housing and Urban Development | $970,022 |
| Railroad Retirement Board | $812,450 |
| Federal Communications Commission | $246,747 |
| Department of Education | $40,715 |
That is $34,671 per covered job, against 3,075 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $106.6 m / 3,075 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $34,671
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Little River County, AR: 9 findings, 1 at a watch level and 8 noted
watchLittle River County, AR's covered employment is -0.9% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.9 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteLittle River County, AR's average weekly wage was 6.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +6.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLittle River County, AR's covered employment was 0.9% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLittle River County, AR's typical home value rose 0.7% from $158,619 in July 2026 to $159,677 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.7% = (159677.1952276046 - 158618.67534009504) / 158618.67534009504 × 100
- 159677.1952276046 = Zillow ZHVI, 2026-08
- 158618.67534009504 = Zillow ZHVI, 2026-07
noteLittle River County, AR's typical home value of +11.5% ranks 1st of 74 Arkansas counties, against a median of +3.0%.
Period 2026-08.Show the arithmetic
- 100 on the 0-to-100 scale across 74 Arkansas counties that published home.yoyPct
position among the entities that published this metric this period; not an official level
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.