Sevier County, AR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.99, -94.24.
Assembled 2026-10-06. Read the brief.
- 30th pct · 2,126th of 3,063 US counties · median $234,566
- 60th pct · 30th of 74 Arkansas counties · median $169,663
- 92nd pct · 229th of 3,063 US counties · median +2.9%
- 93rd pct · 6th of 74 Arkansas counties · median +3.0%
- US counties: not published this period
- Arkansas counties: not published this period
- 37th pct · 2,022nd of 3,221 US counties · median 8,232
- 45th pct · 41st of 75 Arkansas counties · median 5,609
- 19th pct · 2,604th of 3,221 US counties · median $1,039
- 45th pct · 41st of 75 Arkansas counties · median $912
- 43rd pct · 1,735th of 3,063 US counties · median 4.3
- 60th pct · 30th of 74 Arkansas counties · median 3.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $184,975 (Aug 2026), +8.6% over one year, +22.7% over five
- 30th pct · 2,126th of 3,063 US counties · median $234,566
- 60th pct · 30th of 74 Arkansas counties · median $169,663
| Item | Value | Distance |
|---|---|---|
| Sevier County, AR | $184,975 · +8.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Arkansas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,012 a month on $184,975 at 7.28%, against an average weekly wage worth $3,900 a month: 26.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $184,975 × 80% = $147,980, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,012/mo principal and interest
- wage share = payment / (avg weekly wage $900 × 52 / 12 = $3,900) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $184,975 / ($900 × 52) = 4.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
4,996 jobs at 326 employers (2026 Q1); +1.7% jobs and +3.4% average weekly wage over the year
- 37th pct · 2,022nd of 3,221 US counties · median 8,232
- 45th pct · 41st of 75 Arkansas counties · median 5,609
| Item | Value | Distance |
|---|---|---|
| Sevier County, AR | 4,996 jobs · $900/wk · +1.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 572 | $605 | 1.17 | -1.7% |
| Health care and social assistance | 544 | $851 | 0.72 | -0.4% |
| Construction | 195 | $1,208 | 0.74 | -2.5% |
| Finance and insurance | 147 | $1,210 | 0.72 | +4.3% |
| Other services | 119 | $768 | 0.80 | +0.0% |
| Transportation and warehousing | 84 | $790 | 0.40 | +35.5% |
| Professional and technical services | 82 | $618 | 0.24 | +13.9% |
| Wholesale trade | 62 | $1,278 | 0.32 | +26.5% |
| Real estate and rental | 38 | $859 | 0.50 | +2.7% |
| Utilities | 27 | $1,975 | 1.37 | +3.8% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 9, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Wright Patman Lake | 100 % full · 123k ac-ft | 77 km |
| Pat Mayse Lake | 91 % full · 114k ac-ft | 121 km |
| Lake Bob Sandlin | 89 % full · 192k ac-ft | 124 km |
| Lake Crook | 85 % full · 9k ac-ft | 126 km |
| Monticello Reservoir | 73 % full · 35k ac-ft | 126 km |
| Lake Cypress Springs | 90 % full · 67k ac-ft | 134 km |
| Lake O the Pines | 93 % full · 241k ac-ft | 140 km |
| Caddo Lake | 53 % full · 30k ac-ft | 146 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.34)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.3×0.15 / 0.65
Banks & federal dollars #
$592.0 m in deposits at 8 offices of 6 banks (SOD June 2026); HHI 3,086, highly concentrated. $78.4 m federal obligations in FY2026 (direct payments $76.9 m, grants $1.3 m), $15,697 per covered job
| Item | Value | Distance |
|---|---|---|
| First State Bank of DeQueen | $227.5 m · 38.4% share · 3 offices | |
| Horatio State Bank | $225.6 m · 38.1% share · 1 office | |
| Farmers Bank & Trust Company | $52.3 m · 8.8% share · 1 office | |
| Sevier, AR | $78.4 m FY2026 · $15,697/job | |
| MULTIPLE RECIPIENTS | $72.7 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First State Bank of DeQueen | $227,529,000 | 38.4% | 3 |
| Horatio State Bank | $225,627,000 | 38.1% | 1 |
| Farmers Bank & Trust Company | $52,348,000 | 8.8% | 1 |
| Diamond Bank | $40,006,000 | 6.8% | 1 |
| Southern Bancorp Bank | $27,285,000 | 4.6% | 1 |
| The Huntington National Bank | $19,157,000 | 3.2% | 1 |
Deposit concentration is 3,086 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 38.4² + 38.1² + 8.8² + … (3 more) = 3,086
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $62,679,986 |
| Department of Veterans Affairs | $7,542,438 |
| Railroad Retirement Board | $2,479,072 |
| Department of Education | $2,400,869 |
| Department of Agriculture | $1,680,698 |
| Department of Housing and Urban Development | $769,504 |
| Federal Communications Commission | $494,801 |
| Department of Defense | $252,915 |
| Department of Transportation | $88,929 |
| Department of Health and Human Services | $33,372 |
That is $15,697 per covered job, against 4,996 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $78.4 m / 4,996 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $15,697
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Sevier County, AR: 8 findings, 8 noted
noteSevier County, AR's average weekly wage was 3.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteSevier County, AR's covered employment was 1.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteSevier County, AR's typical home value rose 1.1% from $182,973 in July 2026 to $184,975 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +1.1% = (184974.9875554849 - 182973.21638031994) / 182973.21638031994 × 100
- 184974.9875554849 = Zillow ZHVI, 2026-08
- 182973.21638031994 = Zillow ZHVI, 2026-07
noteSevier County, AR's momentum index of 0.67 ranks 5th of 75 Arkansas counties, against a median of 0.18.
Period 2026-08.Show the arithmetic
- 95 on the 0-to-100 scale across 75 Arkansas counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
noteSevier County, AR's typical home value of +8.6% ranks 6th of 74 Arkansas counties, against a median of +3.0%.
Period 2026-08.Show the arithmetic
- 93 on the 0-to-100 scale across 74 Arkansas counties that published home.yoyPct
position among the entities that published this metric this period; not an official level
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.