Randolph County, AR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 36.34, -91.03.
Assembled 2026-10-06. Read the brief.
- 14th pct · 2,618th of 3,063 US counties · median $234,566
- 32nd pct · 50th of 74 Arkansas counties · median $169,663
- 21st pct · 2,401st of 3,063 US counties · median +2.9%
- 23rd pct · 57th of 74 Arkansas counties · median +3.0%
- US counties: not published this period
- Arkansas counties: not published this period
- 44th pct · 1,791st of 3,221 US counties · median 8,232
- 58th pct · 32nd of 75 Arkansas counties · median 5,609
- 6th pct · 2,997th of 3,221 US counties · median $1,039
- 14th pct · 64th of 75 Arkansas counties · median $912
- 31st pct · 2,101st of 3,063 US counties · median 4.3
- 45th pct · 41st of 74 Arkansas counties · median 3.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $145,880 (Aug 2026), +0.1% over one year, +0.9% over five
- 14th pct · 2,618th of 3,063 US counties · median $234,566
- 32nd pct · 50th of 74 Arkansas counties · median $169,663
| Item | Value | Distance |
|---|---|---|
| Randolph County, AR | $145,880 · +0.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Arkansas counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $799 a month on $145,880 at 7.28%, against an average weekly wage worth $3,488 a month: 22.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $145,880 × 80% = $116,704, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $799/mo principal and interest
- wage share = payment / (avg weekly wage $805 × 52 / 12 = $3,488) = 23% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $145,880 / ($805 × 52) = 3.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
6,508 jobs at 393 employers (2026 Q1); +2.3% jobs and +4.0% average weekly wage over the year
- 44th pct · 1,791st of 3,221 US counties · median 8,232
- 58th pct · 32nd of 75 Arkansas counties · median 5,609
| Item | Value | Distance |
|---|---|---|
| Randolph County, AR | 6,508 jobs · $805/wk · +2.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,980 | $1,028 | 3.78 | +6.4% |
| Retail trade | 638 | $609 | 1.01 | +8.0% |
| Construction | 248 | $801 | 0.73 | +222.1% |
| Agriculture, forestry, fishing | 246 | $1,112 | 5.23 | +1.2% |
| Administrative and waste services | 211 | $480 | 0.57 | -18.5% |
| Transportation and warehousing | 130 | $1,040 | 0.47 | -17.2% |
| Finance and insurance | 108 | $1,045 | 0.41 | +5.9% |
| Other services | 58 | $671 | 0.30 | -72.4% |
| Real estate and rental | 25 | $745 | 0.25 | +4.2% |
| Information | 6 | $1,862 | 0.05 | -33.3% |
| Utilities | withheld | |||
| Wholesale trade | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
31 gauges · 0 flooding · 2 with quality panels averaging 100 % · 8 stale
Sites found: 31, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-07068890 | stage 3.58 ft | 8 km |
| USGS-07072000 | flow 375.0 ft³/s | 8 km |
| USGS-07069000 | flow 2,030 ft³/s | 11 km |
| USGS-07069500 | flow 349.0 ft³/s | 20 km |
| USGS-07064060 | stage 4.59 ft · STALE | 22 km |
| USGS-07068800 | stage 1.85 ft | 23 km |
| USGS-07064046 | stage 263.5 ft · STALE | 25 km |
| USGS-07064030 | stage 264.2 ft · STALE | 27 km |
| USGS-07072500 | flow 2,880 ft³/s | 27 km |
| USGS-07064026 | flow 420.0 ft³/s | 28 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
6 wells in 0 named aquifers:
Sites found: 6, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| MO005-363442090364301 | depth 13.8 ft · 2026-10-04 | 46 km |
| USGS-363539091384501 | depth 137.4 ft · 2016-05-10 | 62 km |
| MO005-365654091001301 | depth 22.7 ft · 2026-10-04 | 68 km |
| MO005-360252090173201 | depth 12.7 ft · 2026-10-04 | 74 km |
| MO005-360252090173202 | depth -17.0 ft · 2026-10-04 | 74 km |
| MO005-365141090304001 | depth 125.9 ft · 2026-10-04 | 74 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.32)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.00 / 0.55
Banks & federal dollars #
$481.1 m in deposits at 7 offices of 5 banks (SOD June 2026); HHI 2,387, highly concentrated. $141.2 m federal obligations in FY2026 (direct payments $132.1 m, grants $9.1 m), $21,696 per covered job
| Item | Value | Distance |
|---|---|---|
| The Farmers & Merchants Bank | $149.0 m · 31.0% share · 1 office | |
| RiverBank | $127.4 m · 26.5% share · 2 offices | |
| First National Bank Of Commerce | $97.5 m · 20.3% share · 2 offices | |
| Randolph, AR | $141.2 m FY2026 · $21,696/job | |
| MULTIPLE RECIPIENTS | $113.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Farmers & Merchants Bank | $148,979,000 | 31.0% | 1 |
| RiverBank | $127,418,000 | 26.5% | 2 |
| First National Bank Of Commerce | $97,450,000 | 20.3% | 2 |
| First Horizon Bank | $81,694,000 | 17.0% | 1 |
| The Huntington National Bank | $25,594,000 | 5.3% | 1 |
Deposit concentration is 2,387 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 31.0² + 26.5² + 20.3² + … (2 more) = 2,387
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $97,808,992 |
| Department of Veterans Affairs | $15,482,939 |
| Department of Agriculture | $12,950,188 |
| Department of Health and Human Services | $6,321,552 |
| Department of Education | $3,247,639 |
| Department of Transportation | $2,525,805 |
| Department of Housing and Urban Development | $2,152,234 |
| Railroad Retirement Board | $565,584 |
| Department of Justice | $117,530 |
| Federal Communications Commission | $27,536 |
| Small Business Administration | $0 |
That is $21,696 per covered job, against 6,508 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $141.2 m / 6,508 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $21,696
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Randolph County, AR: 4 findings, 4 noted
noteRandolph County, AR's average weekly wage was 4.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteRandolph County, AR's covered employment was 2.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteRandolph County, AR's average weekly wage of $805 ranks 2,997th of 3,221 US counties, against a median of $1,039.
Period 2026 Q1.Show the arithmetic
- 7 on the 0-to-100 scale across 3221 US counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
noteThe next Zillow ZHVI typical home value (monthly) covering Randolph County, AR is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.