Gordon County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.51, -84.87.
Assembled 2026-10-06. Read the brief.
- 63rd pct · 1,117th of 3,063 US counties · median $234,566
- 65th pct · 55th of 159 Georgia counties · median $219,820
- 53rd pct · 1,431st of 3,063 US counties · median +2.9%
- 56th pct · 69th of 159 Georgia counties · median +2.6%
- 63rd pct · 516th of 1,399 US counties · median $1,496
- 50th pct · 36th of 72 Georgia counties · median $1,651
- 75th pct · 801st of 3,221 US counties · median 8,232
- 78th pct · 35th of 159 Georgia counties · median 7,095
- 79th pct · 648th of 3,221 US counties · median $1,039
- 89th pct · 18th of 159 Georgia counties · median $964
- 50th pct · 1,524th of 3,063 US counties · median 4.3
- 50th pct · 79th of 159 Georgia counties · median 4.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $276,621 (Aug 2026), +3.2% over one year, +37.7% over five
- 63rd pct · 1,117th of 3,063 US counties · median $234,566
- 65th pct · 55th of 159 Georgia counties · median $219,820
| Item | Value | Distance |
|---|---|---|
| Gordon County, GA | $276,621 · +3.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,659/mo (Aug 2026), +0.9% over one year; price-to-rent 13.9
- 63rd pct · 516th of 1,399 US counties · median $1,496
- 50th pct · 36th of 72 Georgia counties · median $1,651
| Item | Value | Distance |
|---|---|---|
| Gordon County, GA | $1,659/mo · +0.9% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,514 a month on $276,621 at 7.28%, against an average weekly wage worth $5,360 a month: 28.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $276,621 × 80% = $221,297, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,514/mo principal and interest
- wage share = payment / (avg weekly wage $1,237 × 52 / 12 = $5,360) = 28% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $276,621 / ($1,237 × 52) = 4.3
- price-to-rent = $276,621 / ($1,659 × 12) = 13.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
24,935 jobs at 1,315 employers (2026 Q1); -0.3% jobs and -0.2% average weekly wage over the year
- 75th pct · 801st of 3,221 US counties · median 8,232
- 78th pct · 35th of 159 Georgia counties · median 7,095
| Item | Value | Distance |
|---|---|---|
| Gordon County, GA | 24,935 jobs · $1,237/wk · -0.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 8,832 | $1,573 | 4.40 | -3.9% |
| Retail trade | 2,472 | $661 | 1.02 | +3.3% |
| Wholesale trade | 1,754 | $1,285 | 1.84 | -0.6% |
| Accommodation and food services | 1,689 | $421 | 0.75 | -3.8% |
| Construction | 915 | $1,085 | 0.70 | +13.7% |
| Administrative and waste services | 658 | $888 | 0.46 | +19.0% |
| Finance and insurance | 336 | $1,423 | 0.33 | -2.6% |
| Other services | 234 | $792 | 0.31 | +1.7% |
| Real estate and rental | 128 | $900 | 0.33 | -3.8% |
| Agriculture, forestry, fishing | 79 | $1,036 | 0.44 | -17.7% |
| Information | 58 | $828 | 0.13 | -12.1% |
| Arts, entertainment and recreation | 41 | $488 | 0.10 | +10.8% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
10 USGS reservoir gauges, no capacity figures to weight
Sites found: 10, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| CARTERS RE-REGULATION LAKE NEAR CARTERS, GA | 36.8 ft (USGS, no capacity on file) | 20 km |
| CARTERS LAKE NEAR CARTERS, GA | 1,072 ft (USGS, no capacity on file) | 22 km |
| ALLATOONA LAKE NEAR CARTERSVILLE, GA | 835.9 ft (USGS, no capacity on file) | 41 km |
| CHATTAHOOCHEE RIVER AT MORGAN FALLS DAM, GA | 865.5 ft (USGS, no capacity on file) | 75 km |
| LAKE SIDNEY LANIER NEAR BUFORD, GA | 1,064 ft (USGS, no capacity on file) | 83 km |
| RANDY POYNTER LAKE AT SPILLWAY, NEAR MILSTEAD, GA | 731.7 ft (USGS, no capacity on file) | 122 km |
| LAKE KEDRON NEAR PEACHTREE CITY, GA | 833.6 ft (USGS, no capacity on file) | 124 km |
| LAKE PEACHTREE HEADWATER AT PEACHTREE CITY, GA | 784.5 ft (USGS, no capacity on file) | 128 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
95 gauges · 0 flooding · 12 with quality panels averaging 99 % · 15 stale
Sites found: 95, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| SALACOA CREEK AT CR 29, NEAR REDBUD, GA | flow 196.0 ft³/s · STALE | 7 km |
| COOSAWATTEE RIVER NEAR PINE CHAPEL, GA | flow 1,130 ft³/s · no flooding | 7 km |
| OOSTANAULA RIVER AT CALHOUN, GA | stage 4.00 ft · no flooding | 7 km |
| COOSAWATTEE RIVER AT PINE CHAPEL, GA | stage 3.20 ft · no flooding | 8 km |
| OOTHKALOOGA CREEK AT GA 53 SPUR, AT CALHOUN, GA | flow 143.0 ft³/s · no flooding | 9 km |
| OOSTANAULA RIVER AT RESACA, GA | flow 1,350 ft³/s · no flooding | 10 km |
| CONASAUGA RIVER AT SLOAN BRIDGE, BELOW DALTON, GA | stage 0.32 ft · no flooding | 14 km |
| CONASAUGA RIVER AT TILTON, GA | flow 302.0 ft³/s · no flooding | 18 km |
| SUGAR CREEK AT CONISTON ROAD, NEAR CARTERS, GA | flow 124.0 ft³/s · STALE | 19 km |
| COOSAWATTEE RIVER AT CARTERS, GA | flow 952.0 ft³/s · quality 100 % (1) · no flooding | 19 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
14 wells in 0 named aquifers:
Sites found: 14, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-342922084511601 | depth 25.0 ft · 2026-10-05 | 3 km |
| USGS-341913084325301 | depth -1.05 ft · 2008-04-29 | 37 km |
| USGS-345403085160001 | depth 16.1 ft · 2026-10-05 | 56 km |
| USGS-345848085173701 | depth 70.7 ft · 1981-06-27 | 65 km |
| USGS-342125084083301 | depth 30.6 ft · 2026-07-10 | 69 km |
| USGS-350234085181200 | depth 16.5 ft · 1998-10-26 | 71 km |
| USGS-335612084312901 | depth 5.10 ft · 2008-04-22 | 71 km |
| USGS-335612084312902 | depth 22.5 ft · 2026-10-05 | 71 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.01)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.01 / 0.55
Banks & federal dollars #
$1.1 bn in deposits at 9 offices of 8 banks (SOD June 2026); HHI 1,804, highly concentrated. $326.3 m federal obligations in FY2026 (direct payments $311.8 m, grants $13.2 m), $13,086 per covered job
| Item | Value | Distance |
|---|---|---|
| Pinnacle Bank | $344.7 m · 30.7% share · 1 office | |
| Millennium Bank | $226.7 m · 20.2% share · 2 offices | |
| Truist Bank | $140.3 m · 12.5% share · 1 office | |
| Gordon, GA | $326.3 m FY2026 · $13,086/job | |
| MULTIPLE RECIPIENTS | $310.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Pinnacle Bank | $344,705,000 | 30.7% | 1 |
| Millennium Bank | $226,689,000 | 20.2% | 2 |
| Truist Bank | $140,292,000 | 12.5% | 1 |
| Wells Fargo Bank, National Association | $127,682,000 | 11.4% | 1 |
| Bank OZK | $83,975,000 | 7.5% | 1 |
| Builtwell Bank | $78,980,000 | 7.0% | 1 |
| Regions Bank | $77,194,000 | 6.9% | 1 |
| First National Community Bank | $43,085,000 | 3.8% | 1 |
Deposit concentration is 1,804 across 8 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 30.7² + 20.2² + 12.5² + … (5 more) = 1,804
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $274,741,643 |
| Department of Veterans Affairs | $34,456,088 |
| Department of Transportation | $10,909,649 |
| Department of Housing and Urban Development | $1,484,224 |
| Railroad Retirement Board | $1,413,814 |
| Department of Agriculture | $1,264,153 |
| Department of Education | $854,591 |
| General Services Administration | $835,928 |
| Department of State | $175,309 |
| Department of Commerce | $112,675 |
| Department of Defense | $57,722 |
| Small Business Administration | $0 |
That is $13,086 per covered job, against 24,935 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $326.3 m / 24,935 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $13,086
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Gordon County, GA: 6 findings, 2 at a watch level and 4 noted
watchGordon County, GA's covered employment is -0.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchGordon County, GA's average weekly wage is -0.2% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -0.2 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
noteGordon County, GA's covered employment was 0.3% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGordon County, GA's average weekly wage was 0.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteThe next Zillow ZHVI typical home value (monthly) covering Gordon County, GA is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.