Pickens County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.46, -84.49.
Assembled 2026-10-06. Read the brief.
- 85th pct · 447th of 3,063 US counties · median $234,566
- 89th pct · 18th of 159 Georgia counties · median $219,820
- 71st pct · 9th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $342,031
- 34th pct · 2,006th of 3,063 US counties · median +2.9%
- 32nd pct · 107th of 159 Georgia counties · median +2.6%
- 78th pct · 7th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median -0.4%
- US counties: not published this period
- Georgia counties: not published this period
- counties in the Atlanta-Sandy Springs-Roswell metro: not published this period
- 54th pct · 1,454th of 3,221 US counties · median 8,232
- 65th pct · 56th of 159 Georgia counties · median 7,095
- 28th pct · 21st of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 31,378
- 78th pct · 707th of 3,221 US counties · median $1,039
- 87th pct · 21st of 159 Georgia counties · median $964
- 67th pct · 10th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,138
- 81st pct · 564th of 3,063 US counties · median 4.3
- 81st pct · 30th of 159 Georgia counties · median 4.3
- 57th pct · 13th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 5.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $395,523 (Aug 2026), +1.6% over one year, +26.2% over five
- 85th pct · 447th of 3,063 US counties · median $234,566
- 89th pct · 18th of 159 Georgia counties · median $219,820
- 71st pct · 9th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $342,031
| Item | Value | Distance |
|---|---|---|
| Pickens County, GA | $395,523 · +1.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Georgia counties: not published this period
- counties in the Atlanta-Sandy Springs-Roswell metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,165 a month on $395,523 at 7.28%, against an average weekly wage worth $5,274 a month: 41.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $395,523 × 80% = $316,419, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,165/mo principal and interest
- wage share = payment / (avg weekly wage $1,217 × 52 / 12 = $5,274) = 41% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $395,523 / ($1,217 × 52) = 6.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
9,819 jobs at 985 employers (2026 Q1); +5.0% jobs and +6.7% average weekly wage over the year
- 54th pct · 1,454th of 3,221 US counties · median 8,232
- 65th pct · 56th of 159 Georgia counties · median 7,095
- 28th pct · 21st of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 31,378
| Item | Value | Distance |
|---|---|---|
| Pickens County, GA | 9,819 jobs · $1,217/wk · +5.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 1,735 | $2,078 | 1.17 | +8.0% |
| Retail trade | 1,440 | $778 | 1.50 | +7.5% |
| Construction | 759 | $1,263 | 1.47 | -5.4% |
| Manufacturing | 746 | $1,882 | 0.94 | -14.0% |
| Other services | 448 | $807 | 1.53 | -2.0% |
| Wholesale trade | 271 | $1,269 | 0.72 | +54.9% |
| Finance and insurance | 249 | $1,402 | 0.62 | +0.0% |
| Administrative and waste services | 242 | $987 | 0.43 | +0.0% |
| Real estate and rental | 117 | $926 | 0.78 | +0.0% |
| Unclassified | 49 | $1,453 | 2.35 | +88.5% |
| Information | 29 | $1,388 | 0.16 | +3.6% |
| Educational services | 18 | $603 | 0.09 | -5.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$1.2 bn in deposits at 9 offices of 7 banks (SOD June 2026); HHI 2,555, highly concentrated. $305.7 m federal obligations in FY2026 (direct payments $301.9 m, grants $3.6 m), $31,129 per covered job
| Item | Value | Distance |
|---|---|---|
| Community Bank of Pickens County | $537.8 m · 44.4% share · 2 offices | |
| Renasant Bank | $163.8 m · 13.5% share · 2 offices | |
| United Community Bank | $156.6 m · 12.9% share · 1 office | |
| Pickens, GA | $305.7 m FY2026 · $31,129/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Community Bank of Pickens County | $537,826,000 | 44.4% | 2 |
| Renasant Bank | $163,824,000 | 13.5% | 2 |
| United Community Bank | $156,558,000 | 12.9% | 1 |
| First-Citizens Bank & Trust Company | $124,012,000 | 10.2% | 1 |
| Bank OZK | $101,285,000 | 8.4% | 1 |
| Regions Bank | $68,749,000 | 5.7% | 1 |
| Pinnacle Bank | $58,053,000 | 4.8% | 1 |
Deposit concentration is 2,555 across 7 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 7 banks with deposits in the county = 44.4² + 13.5² + 12.9² + … (4 more) = 2,555
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $31,129 per covered job, against 9,819 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $305.7 m / 9,819 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $31,129
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Pickens County, GA: 5 findings, 5 noted
notePickens County, GA's average weekly wage was 6.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +6.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePickens County, GA's covered employment was 5.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePickens County, GA's momentum index of 0.70 ranks 194th of 3,221 US counties, against a median of 0.23.
Period 2026-08.Show the arithmetic
- 94 on the 0-to-100 scale across 3221 US counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
notePickens County, GA's covered employment of +5.0% ranks 195th of 3,221 US counties, against a median of -0.2%.
Period 2026 Q1.Show the arithmetic
- 94 on the 0-to-100 scale across 3221 US counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
noteThe next Zillow ZHVI typical home value (monthly) covering Pickens County, GA is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.