Peach County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.57, -83.83.
Assembled 2026-10-06. Read the brief.
- 50th pct · 1,513th of 3,063 US counties · median $234,566
- 56th pct · 70th of 159 Georgia counties · median $219,820
- counties in the Warner Robins metro: Rank context is unavailable: the manifest lists 2 counties in the Warner Robins metro; fewer than 5 is too few to rank.
- 58th pct · 1,280th of 3,063 US counties · median +2.9%
- 63rd pct · 59th of 159 Georgia counties · median +2.6%
- counties in the Warner Robins metro: Rank context is unavailable: the manifest lists 2 counties in the Warner Robins metro; fewer than 5 is too few to rank.
- 42nd pct · 807th of 1,399 US counties · median $1,496
- 29th pct · 51st of 72 Georgia counties · median $1,651
- counties in the Warner Robins metro: Rank context is unavailable: the manifest lists 2 counties in the Warner Robins metro; fewer than 5 is too few to rank.
- 57th pct · 1,383rd of 3,221 US counties · median 8,232
- 65th pct · 55th of 159 Georgia counties · median 7,095
- counties in the Warner Robins metro: Rank context is unavailable: the manifest lists 2 counties in the Warner Robins metro; fewer than 5 is too few to rank.
- 41st pct · 1,871st of 3,221 US counties · median $1,039
- 58th pct · 66th of 159 Georgia counties · median $964
- counties in the Warner Robins metro: Rank context is unavailable: the manifest lists 2 counties in the Warner Robins metro; fewer than 5 is too few to rank.
- 54th pct · 1,382nd of 3,063 US counties · median 4.3
- 58th pct · 66th of 159 Georgia counties · median 4.3
- counties in the Warner Robins metro: Rank context is unavailable: the manifest lists 2 counties in the Warner Robins metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $235,713 (Aug 2026), +3.7% over one year, +32.2% over five
- 50th pct · 1,513th of 3,063 US counties · median $234,566
- 56th pct · 70th of 159 Georgia counties · median $219,820
- counties in the Warner Robins metro: Rank context is unavailable: the manifest lists 2 counties in the Warner Robins metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Peach County, GA | $235,713 · +3.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,408/mo (Aug 2026), n/a over one year; price-to-rent 14.0
- 42nd pct · 807th of 1,399 US counties · median $1,496
- 29th pct · 51st of 72 Georgia counties · median $1,651
- counties in the Warner Robins metro: Rank context is unavailable: the manifest lists 2 counties in the Warner Robins metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Peach County, GA | $1,408/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,290 a month on $235,713 at 7.28%, against an average weekly wage worth $4,346 a month: 29.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $235,713 × 80% = $188,570, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,290/mo principal and interest
- wage share = payment / (avg weekly wage $1,003 × 52 / 12 = $4,346) = 30% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $235,713 / ($1,003 × 52) = 4.5
- price-to-rent = $235,713 / ($1,408 × 12) = 14.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
11,063 jobs at 666 employers (2026 Q1); +1.6% jobs and -3.5% average weekly wage over the year
- 57th pct · 1,383rd of 3,221 US counties · median 8,232
- 65th pct · 55th of 159 Georgia counties · median 7,095
- counties in the Warner Robins metro: Rank context is unavailable: the manifest lists 2 counties in the Warner Robins metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Peach County, GA | 11,063 jobs · $1,003/wk · +1.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 2,317 | $1,188 | 2.60 | -11.7% |
| Retail trade | 1,829 | $799 | 1.70 | +10.6% |
| Accommodation and food services | 913 | $349 | 0.92 | -6.7% |
| Construction | 779 | $1,408 | 1.34 | +4.7% |
| Health care and social assistance | 588 | $884 | 0.35 | +0.0% |
| Professional and technical services | 383 | $1,152 | 0.50 | +57.0% |
| Wholesale trade | 378 | $1,276 | 0.89 | +41.0% |
| Other services | 310 | $1,039 | 0.94 | +1.3% |
| Administrative and waste services | 281 | $927 | 0.45 | -3.1% |
| Real estate and rental | 110 | $1,475 | 0.65 | +6.8% |
| Finance and insurance | 84 | $1,098 | 0.19 | -2.3% |
| Arts, entertainment and recreation | 27 | $458 | 0.15 | +8.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$369.6 m in deposits at 5 offices of 3 banks (SOD June 2026); HHI 3,642, highly concentrated. $284.7 m federal obligations in FY2026 (direct payments $223.4 m, contracts $42.2 m), $25,731 per covered job
| Item | Value | Distance |
|---|---|---|
| Pinnacle Bank | $176.0 m · 47.6% share · 1 office | |
| Truist Bank | $101.3 m · 27.4% share · 2 offices | |
| Sunmark Community Bank | $92.3 m · 25.0% share · 2 offices | |
| Peach, GA | $284.7 m FY2026 · $25,731/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Pinnacle Bank | $175,973,000 | 47.6% | 1 |
| Truist Bank | $101,323,000 | 27.4% | 2 |
| Sunmark Community Bank | $92,332,000 | 25.0% | 2 |
Deposit concentration is 3,642 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 47.6² + 27.4² + 25.0² = 3,642
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $25,731 per covered job, against 11,063 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $284.7 m / 11,063 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $25,731
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Peach County, GA: 8 findings, 2 at a watch level and 6 noted
watchPeach County, GA's average weekly wage is -3.5% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -3.5 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchPeach County, GA's typical asking rent is -1.1% against the previous month, a watch level here: typical asking rent at least 1 percent below the previous month (arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: rent.momPct = -1.1417719228726522 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level
notePeach County, GA's average weekly wage was 3.5% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -3.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePeach County, GA's covered employment was 1.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePeach County, GA's typical asking rent fell 1.1% from $1,424 in July 2026 to $1,408 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- -1.1% = (1408.0357142857144 - 1424.2979483581187) / 1424.2979483581187 × 100
- 1408.0357142857144 = Zillow ZORI, 2026-08
- 1424.2979483581187 = Zillow ZORI, 2026-07
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.