Houston County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.46, -83.66.
Assembled 2026-10-06. Read the brief.
- 58th pct · 1,280th of 3,063 US counties · median $234,566
- 62nd pct · 61st of 159 Georgia counties · median $219,820
- counties in the Warner Robins metro: Rank context is unavailable: the manifest lists 2 counties in the Warner Robins metro; fewer than 5 is too few to rank.
- 49th pct · 1,546th of 3,063 US counties · median +2.9%
- 52nd pct · 76th of 159 Georgia counties · median +2.6%
- counties in the Warner Robins metro: Rank context is unavailable: the manifest lists 2 counties in the Warner Robins metro; fewer than 5 is too few to rank.
- 52nd pct · 664th of 1,399 US counties · median $1,496
- 39th pct · 44th of 72 Georgia counties · median $1,651
- counties in the Warner Robins metro: Rank context is unavailable: the manifest lists 2 counties in the Warner Robins metro; fewer than 5 is too few to rank.
- 86th pct · 423rd of 3,221 US counties · median 8,232
- 91st pct · 15th of 159 Georgia counties · median 7,095
- counties in the Warner Robins metro: Rank context is unavailable: the manifest lists 2 counties in the Warner Robins metro; fewer than 5 is too few to rank.
- 82nd pct · 578th of 3,221 US counties · median $1,039
- 91st pct · 14th of 159 Georgia counties · median $964
- counties in the Warner Robins metro: Rank context is unavailable: the manifest lists 2 counties in the Warner Robins metro; fewer than 5 is too few to rank.
- 42nd pct · 1,768th of 3,063 US counties · median 4.3
- 39th pct · 96th of 159 Georgia counties · median 4.3
- counties in the Warner Robins metro: Rank context is unavailable: the manifest lists 2 counties in the Warner Robins metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $257,162 (Aug 2026), +2.9% over one year, +37.9% over five
- 58th pct · 1,280th of 3,063 US counties · median $234,566
- 62nd pct · 61st of 159 Georgia counties · median $219,820
- counties in the Warner Robins metro: Rank context is unavailable: the manifest lists 2 counties in the Warner Robins metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Houston County, GA | $257,162 · +2.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,525/mo (Aug 2026), +2.9% over one year; price-to-rent 14.1
- 52nd pct · 664th of 1,399 US counties · median $1,496
- 39th pct · 44th of 72 Georgia counties · median $1,651
- counties in the Warner Robins metro: Rank context is unavailable: the manifest lists 2 counties in the Warner Robins metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Houston County, GA | $1,525/mo · +2.9% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,408 a month on $257,162 at 7.28%, against an average weekly wage worth $5,477 a month: 25.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $257,162 × 80% = $205,730, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,408/mo principal and interest
- wage share = payment / (avg weekly wage $1,264 × 52 / 12 = $5,477) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $257,162 / ($1,264 × 52) = 3.9
- price-to-rent = $257,162 / ($1,525 × 12) = 14.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
64,619 jobs at 3,561 employers (2026 Q1); -1.0% jobs and +4.1% average weekly wage over the year
- 86th pct · 423rd of 3,221 US counties · median 8,232
- 91st pct · 15th of 159 Georgia counties · median 7,095
- counties in the Warner Robins metro: Rank context is unavailable: the manifest lists 2 counties in the Warner Robins metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Houston County, GA | 64,619 jobs · $1,264/wk · -1.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 7,944 | $420 | 1.37 | +3.6% |
| Retail trade | 7,344 | $666 | 1.17 | -2.1% |
| Manufacturing | 6,196 | $1,259 | 1.19 | +0.8% |
| Health care and social assistance | 5,242 | $943 | 0.54 | +2.3% |
| Professional and technical services | 4,222 | $1,872 | 0.95 | +2.1% |
| Construction | 1,830 | $1,378 | 0.54 | +4.2% |
| Administrative and waste services | 1,531 | $1,069 | 0.42 | -5.3% |
| Other services | 1,264 | $877 | 0.65 | +4.9% |
| Finance and insurance | 1,248 | $1,801 | 0.47 | -0.9% |
| Transportation and warehousing | 814 | $1,023 | 0.30 | +18.8% |
| Arts, entertainment and recreation | 772 | $310 | 0.73 | +20.2% |
| Educational services | 448 | $793 | 0.32 | -3.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
5 USGS reservoir gauges, no capacity figures to weight
Sites found: 5, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| LAKE HORTON HEADWATER NEAR FAYETTEVILLE, GA | 775.1 ft (USGS, no capacity on file) | 119 km |
| LAKE MCINTOSH NEAR PEACHTREE CITY, GA | 778.1 ft (USGS, no capacity on file) | 132 km |
| LAKE PEACHTREE HEADWATER AT PEACHTREE CITY, GA | 784.5 ft (USGS, no capacity on file) | 134 km |
| LAKE KEDRON NEAR PEACHTREE CITY, GA | 833.6 ft (USGS, no capacity on file) | 137 km |
| RANDY POYNTER LAKE AT SPILLWAY, NEAR MILSTEAD, GA | 731.7 ft (USGS, no capacity on file) | 144 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
24 gauges · 0 flooding · 3 with quality panels averaging 100 % · 5 stale
Sites found: 24, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| BIG INDIAN CREEK AT US 341, NEAR CLINCHFIELD, GA | flow 98.2 ft³/s · no flooding | 4 km |
| OCMULGEE RIVER AT GA 96, NEAR BONAIRE, GA | flow 945.0 ft³/s | 15 km |
| OCMULGEE RIVER NEAR WARNER ROBINS, GA | flow 613.0 ft³/s · STALE | 24 km |
| ECHECONNEE CREEK AT HOUSTON RD, NEAR BYRON, GA | flow 169.0 ft³/s · no flooding | 26 km |
| OCMULGEE RIVER AT US 341, AT HAWKINSVILLE, GA | flow 781.0 ft³/s · quality 100 % (1) · no flooding | 27 km |
| TUCSAWHATCHEE CREEK NEAR HAWKINSVILLE, GA | flow 12.5 ft³/s · no flooding | 29 km |
| TURKEY CREEK AT BYROMVILLE, GA | flow 31.2 ft³/s · no flooding | 37 km |
| FLINT RIVER AT MONTEZUMA, GA | flow 5,010 ft³/s · STALE | 40 km |
| TOBESOFKEE CREEK NEAR MACON, GA | flow 7.06 ft³/s · no flooding | 40 km |
| FLINT RIVER AT GA 26, NEAR MONTEZUMA, GA | flow 1,100 ft³/s · no flooding | 40 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
12 wells in 0 named aquifers:
Sites found: 12, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-322245083290101 | depth 70.3 ft · 2026-10-05 | 19 km |
| USGS-323915083435801 | depth 128.8 ft · 1976-03-31 | 23 km |
| USGS-323302083263401 | depth 171.8 ft · 2026-10-05 | 23 km |
| USGS-321110083462701 | depth 81.2 ft · 1997-05-20 | 32 km |
| USGS-320139083511602 | depth 73.7 ft · 2026-10-05 | 51 km |
| USGS-325116083211201 | depth 141.3 ft · 1983-12-09 | 53 km |
| USGS-322652083033001 | depth 36.6 ft · 2026-10-05 | 57 km |
| USGS-323030083030003 | depth 51.5 ft · 2026-10-05 | 58 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.16)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.00 / 0.55
Banks & federal dollars #
$2.5 bn in deposits at 26 offices of 13 banks (SOD June 2026); HHI 1,262, moderately concentrated. $2.2 bn federal obligations in FY2026 (direct payments $1.2 bn, contracts $1.0 bn), $34,703 per covered job
| Item | Value | Distance |
|---|---|---|
| Pinnacle Bank | $555.9 m · 22.0% share · 3 offices | |
| Truist Bank | $348.4 m · 13.8% share · 2 offices | |
| Vallant Bank | $322.4 m · 12.8% share · 3 offices | |
| Houston, GA | $2.2 bn FY2026 · $34,703/job | |
| MULTIPLE RECIPIENTS | $1.2 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Pinnacle Bank | $555,878,000 | 22.0% | 3 |
| Truist Bank | $348,375,000 | 13.8% | 2 |
| Vallant Bank | $322,369,000 | 12.8% | 3 |
| Bank of America, National Association | $268,789,000 | 10.7% | 2 |
| Wells Fargo Bank, National Association | $268,135,000 | 10.6% | 2 |
| The Huntington National Bank | $228,392,000 | 9.1% | 3 |
| Sunmark Community Bank | $179,221,000 | 7.1% | 3 |
| American Pride Bank | $166,705,000 | 6.6% | 1 |
| Colony Bank | $94,491,000 | 3.7% | 2 |
| Planters First Bank | $58,524,000 | 2.3% | 2 |
Deposit concentration is 1,262 across 13 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 13 banks with deposits in the county = 22.0² + 13.8² + 12.8² + … (10 more) = 1,262
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Department of Defense | $774,233,558 |
| Social Security Administration | $694,532,266 |
| Department of Veterans Affairs | $465,686,705 |
| General Services Administration | $271,729,980 |
| Department of Health and Human Services | $10,908,016 |
| Department of Transportation | $10,501,590 |
| Department of Agriculture | $5,009,788 |
| Department of Housing and Urban Development | $4,575,388 |
| Railroad Retirement Board | $3,411,606 |
| Federal Communications Commission | $1,945,746 |
| Department of Education | $1,320,290 |
| Department of Homeland Security | $1,097,177 |
That is $34,703 per covered job, against 64,619 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $2.2 bn / 64,619 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $34,703
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Houston County, GA: 9 findings, 1 at a watch level and 8 noted
watchHouston County, GA's covered employment is -1.0% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteHouston County, GA's average weekly wage was 4.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHouston County, GA's covered employment was 1.0% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHouston County, GA's typical asking rent rose 0.7% from $1,514 in July 2026 to $1,525 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.7% = (1524.6599999999999 - 1513.8347191955643) / 1513.8347191955643 × 100
- 1524.6599999999999 = Zillow ZORI, 2026-08
- 1513.8347191955643 = Zillow ZORI, 2026-07
noteHouston County, GA's typical home value rose 0.3% from $256,375 in July 2026 to $257,162 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.3% = (257162.32640230298 - 256375.41088720047) / 256375.41088720047 × 100
- 257162.32640230298 = Zillow ZHVI, 2026-08
- 256375.41088720047 = Zillow ZHVI, 2026-07
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.