Twiggs County, GA

Home values #

Typical home $105,851 (Aug 2026), +0.3% over one year, +4.1% over five

• 3rd pct · 2,953rd of 3,063 US counties · median $234,566
• 2nd pct · 155th of 159 Georgia counties · median $219,820
• 0th pct · 5th of 5 counties in the Macon-Bibb County metro · median $209,437

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)

• US counties: not published this period
• Georgia counties: not published this period
• counties in the Macon-Bibb County metro: not published this period

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

Principal and interest of $579 a month on $105,851 at 7.28%, against an average weekly wage worth $3,943 a month: 14.7% of one job’s pay.

• payment = P·r / (1 − (1+r)^−n), P = $105,851 × 80% = $84,681, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $579/mo principal and interest
• wage share = payment / (avg weekly wage $910 × 52 / 12 = $3,943) = 15% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
• years of wages = $105,851 / ($910 × 52) = 2.2

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

1,644 jobs at 115 employers (2026 Q1); -6.7% jobs and +2.6% average weekly wage over the year

• 12th pct · 2,807th of 3,221 US counties · median 8,232
• 13th pct · 137th of 159 Georgia counties · median 7,095
• 25th pct · 4th of 5 counties in the Macon-Bibb County metro · median 4,629

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

D0 abnormally dry

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

6 USGS reservoir gauges, no capacity figures to weight

Sites found: 6, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

26 gauges · 0 flooding · 3 with quality panels averaging 100 % · 4 stale

Sites found: 26, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

9 wells in 0 named aquifers:

Sites found: 9, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

low (0.00)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55

Banks & federal dollars #

$27.9 m in deposits at 1 offices of 1 banks (SOD June 2026); HHI 10,000, highly concentrated. $66.4 m federal obligations in FY2026 (direct payments $63.4 m, contracts $1.7 m), $40,410 per covered job

Deposit concentration is 10,000 across 1 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 1 banks with deposits in the county = 100.0² = 10,000

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

USAspending place-of-performance obligations for FY2026, by awarding agency.

That is $40,410 per covered job, against 1,644 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $66.4 m / 1,644 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $40,410

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

Twiggs County, GA: 18 findings, 1 at an alert level, 1 at a watch level and 16 noted

1. alertTwiggs County, GA's covered employment is -6.7% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

   Period 2026 Q1.
   Show the arithmetic

   • test: jobs.yoy.emp = -6.7 <= -3

   BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level

2. watchTwiggs County, GA's covered employment is -6.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

   Period 2026 Q1.
   Show the arithmetic

   • test: jobs.yoy.emp = -6.7 < 0

   BLS QCEW over-the-year percent change, as published; not an official level

3. noteTwiggs County, GA's covered employment was 6.7% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • -6.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

4. noteTwiggs County, GA's average weekly wage was 2.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +2.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

5. noteTwiggs County, GA's typical home value rose 0.3% from $105,547 in July 2026 to $105,851 in August 2026, on Zillow ZHVI.

   Period 2026-08.
   Show the arithmetic

   • +0.3% = (105850.7404615119 - 105547.18706287276) / 105547.18706287276 × 100
   • 105850.7404615119 = Zillow ZHVI, 2026-08
   • 105547.18706287276 = Zillow ZHVI, 2026-07

Read all 12 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.