Caribou County, ID
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 42.79, -111.54.
Assembled 2026-10-06. Read the brief.
- 78th pct · 657th of 3,063 US counties · median $234,566
- 19th pct · 35th of 43 Idaho counties · median $396,924
- 84th pct · 475th of 3,063 US counties · median +2.9%
- 88th pct · 6th of 43 Idaho counties · median +2.9%
- US counties: not published this period
- Idaho counties: not published this period
- 27th pct · 2,338th of 3,221 US counties · median 8,232
- 30th pct · 31st of 44 Idaho counties · median 4,800
- 86th pct · 426th of 3,221 US counties · median $1,039
- 93rd pct · 4th of 44 Idaho counties · median $1,026
- 64th pct · 1,082nd of 3,063 US counties · median 4.3
- 4th pct · 41st of 43 Idaho counties · median 7.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $345,330 (Aug 2026), +6.7% over one year, +25.7% over five
- 78th pct · 657th of 3,063 US counties · median $234,566
- 19th pct · 35th of 43 Idaho counties · median $396,924
| Item | Value | Distance |
|---|---|---|
| Caribou County, ID | $345,330 · +6.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Idaho counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,890 a month on $345,330 at 7.28%, against an average weekly wage worth $5,755 a month: 32.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $345,330 × 80% = $276,264, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,890/mo principal and interest
- wage share = payment / (avg weekly wage $1,328 × 52 / 12 = $5,755) = 33% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $345,330 / ($1,328 × 52) = 5.0
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,384 jobs at 316 employers (2026 Q1); -4.1% jobs and -0.7% average weekly wage over the year
- 27th pct · 2,338th of 3,221 US counties · median 8,232
- 30th pct · 31st of 44 Idaho counties · median 4,800
| Item | Value | Distance |
|---|---|---|
| Caribou County, ID | 3,384 jobs · $1,328/wk · -4.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 738 | $2,384 | 2.71 | -2.4% |
| Mining, oil and gas | 582 | $1,586 | 48.30 | -7.3% |
| Retail trade | 290 | $652 | 0.88 | -0.7% |
| Construction | 258 | $1,137 | 1.45 | -3.0% |
| Agriculture, forestry, fishing | 150 | $680 | 6.14 | -8.5% |
| Wholesale trade | 64 | $1,791 | 0.49 | -1.5% |
| Professional and technical services | 58 | $1,400 | 0.25 | +0.0% |
| Other services | 44 | $585 | 0.44 | +0.0% |
| Utilities | withheld | |||
| Transportation and warehousing | withheld | |||
| Information | withheld | |||
| Finance and insurance | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
2 USGS reservoir gauges, no capacity figures to weight
Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| BEAR LAKE AT STATE PARK MARINA NR GARDEN CITY, UT | 5,912 ft (USGS, no capacity on file) | 92 km |
| Jackson Lake near Moran, WY | 6,734 ft (USGS, no capacity on file) | 142 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
22 gauges · 0 flooding · 2 with quality panels averaging 100 % · 6 stale
Sites found: 22, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| BLACKFOOT RIVER AB RESERVOIR NR HENRY ID | flow 20.5 ft³/s | 4 km |
| BEAR RIVER AT SODA SPRINGS ID | flow 94.0 ft³/s · STALE | 19 km |
| GRAYS LAKE DIV TO BLACKFOOT R BASIN NR WAYAN, ID | flow 0.18 ft³/s | 25 km |
| Portneuf R. abv Toponce Rd, nr Chesterfield, Id | flow 0.00 ft³/s | 33 km |
| PORTNEUF RIVER AT PEBBLE ID | flow 38.9 ft³/s | 38 km |
| BEAR RIVER AT PESCADERO ID | flow 41.4 ft³/s | 45 km |
| CROW CREEK NEAR FAIRVIEW, WY | flow 37.1 ft³/s | 46 km |
| PORTNEUF RIVER AT TOPAZ ID | flow 45.1 ft³/s | 48 km |
| SALT RIVER ABOVE RESERVOIR, NEAR ETNA, WY | flow 399.0 ft³/s | 53 km |
| Portneuf R. at Inkom, ID | flow 134.0 ft³/s | 58 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
1 wells in 0 named aquifers:
Sites found: 1, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-424926111532601 | depth 42.8 ft · 1992-07-14 | 29 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.48)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.00 / 0.55
Banks & federal dollars #
$138.2 m in deposits at 3 offices of 2 banks (SOD June 2026); HHI 5,599, highly concentrated. $57.5 m federal obligations in FY2026 (direct payments $44.4 m, grants $12.5 m), $16,982 per covered job
| Item | Value | Distance |
|---|---|---|
| U.S. Bank National Association | $93.0 m · 67.3% share · 1 office | |
| Ireland Bank | $45.2 m · 32.7% share · 2 offices | |
| Caribou, ID | $57.5 m FY2026 · $16,982/job | |
| MULTIPLE RECIPIENTS | $38.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| U.S. Bank National Association | $92,989,000 | 67.3% | 1 |
| Ireland Bank | $45,168,000 | 32.7% | 2 |
Deposit concentration is 5,599 across 2 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 2 banks with deposits in the county = 67.3² + 32.7² = 5,599
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $34,859,667 |
| Department of Transportation | $12,404,082 |
| Department of Agriculture | $4,705,586 |
| Department of Veterans Affairs | $3,040,630 |
| Department of the Interior | $1,323,345 |
| Railroad Retirement Board | $494,301 |
| Environmental Protection Agency | $419,000 |
| Department of Education | $101,329 |
| Department of Housing and Urban Development | $87,382 |
| Federal Communications Commission | $20,091 |
| Department of Defense | $11,610 |
| Department of Energy | $0 |
That is $16,982 per covered job, against 3,384 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $57.5 m / 3,384 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,982
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Caribou County, ID: 14 findings, 1 at an alert level, 4 at a watch level and 9 noted
alertCaribou County, ID's covered employment is -4.1% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4.1 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchCaribou County, ID's covered employment is -4.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchCaribou County, ID's average weekly wage is -0.7% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -0.7 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchCaribou County, ID's years of wages of 5.0 scores 65 on the 0-to-100 scale across US counties but 5 across Idaho counties, a gap of 60 points.
Period 2026-08.Show the arithmetic
- 60 = |65 across US counties - 5 across Idaho counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchCaribou County, ID's typical home value of $345,330 scores 79 on the 0-to-100 scale across US counties but 19 across Idaho counties, a gap of 60 points.
Period 2026-08.Show the arithmetic
- 60 = |79 across US counties - 19 across Idaho counties|
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.