Franklin County, ID
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 42.17, -111.82.
Assembled 2026-10-06. Read the brief.
- 89th pct · 310th of 3,063 US counties · median $234,566
- 69th pct · 14th of 43 Idaho counties · median $396,924
- counties in the Logan metro: Rank context is unavailable: the manifest lists 2 counties in the Logan metro; fewer than 5 is too few to rank.
- 50th pct · 1,525th of 3,063 US counties · median +2.9%
- 50th pct · 22nd of 43 Idaho counties · median +2.9%
- counties in the Logan metro: Rank context is unavailable: the manifest lists 2 counties in the Logan metro; fewer than 5 is too few to rank.
- US counties: not published this period
- Idaho counties: not published this period
- counties in the Logan metro: Rank context is unavailable: the manifest lists 2 counties in the Logan metro; fewer than 5 is too few to rank.
- 32nd pct · 2,188th of 3,221 US counties · median 8,232
- 39th pct · 27th of 44 Idaho counties · median 4,800
- counties in the Logan metro: Rank context is unavailable: the manifest lists 2 counties in the Logan metro; fewer than 5 is too few to rank.
- 16th pct · 2,682nd of 3,221 US counties · median $1,039
- 18th pct · 36th of 44 Idaho counties · median $1,026
- counties in the Logan metro: Rank context is unavailable: the manifest lists 2 counties in the Logan metro; fewer than 5 is too few to rank.
- 96th pct · 98th of 3,063 US counties · median 4.3
- 73rd pct · 12th of 43 Idaho counties · median 7.6
- counties in the Logan metro: Rank context is unavailable: the manifest lists 2 counties in the Logan metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $443,524 (Aug 2026), +2.9% over one year, +11.4% over five
- 89th pct · 310th of 3,063 US counties · median $234,566
- 69th pct · 14th of 43 Idaho counties · median $396,924
- counties in the Logan metro: Rank context is unavailable: the manifest lists 2 counties in the Logan metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Franklin County, ID | $443,524 · +2.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Idaho counties: not published this period
- counties in the Logan metro: Rank context is unavailable: the manifest lists 2 counties in the Logan metro; fewer than 5 is too few to rank.
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,428 a month on $443,524 at 7.28%, against an average weekly wage worth $3,839 a month: 63.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $443,524 × 80% = $354,819, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,428/mo principal and interest
- wage share = payment / (avg weekly wage $886 × 52 / 12 = $3,839) = 63% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $443,524 / ($886 × 52) = 9.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
4,078 jobs at 557 employers (2026 Q1); -0.2% jobs and +5.0% average weekly wage over the year
- 32nd pct · 2,188th of 3,221 US counties · median 8,232
- 39th pct · 27th of 44 Idaho counties · median 4,800
- counties in the Logan metro: Rank context is unavailable: the manifest lists 2 counties in the Logan metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Franklin County, ID | 4,078 jobs · $886/wk · -0.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 546 | $558 | 1.37 | -3.5% |
| Manufacturing | 451 | $1,451 | 1.37 | +1.6% |
| Construction | 354 | $1,040 | 1.66 | +8.6% |
| Accommodation and food services | 303 | $254 | 0.83 | -10.6% |
| Agriculture, forestry, fishing | 228 | $863 | 7.74 | -5.0% |
| Health care and social assistance | 223 | $627 | 0.36 | +0.0% |
| Wholesale trade | 145 | $1,352 | 0.93 | +2.1% |
| Professional and technical services | 115 | $1,310 | 0.41 | +2.7% |
| Transportation and warehousing | 98 | $652 | 0.57 | +2.1% |
| Finance and insurance | 78 | $1,412 | 0.47 | -1.3% |
| Administrative and waste services | 62 | $1,088 | 0.27 | -47.5% |
| Other services | 60 | $734 | 0.49 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$236.1 m in deposits at 3 offices of 3 banks (SOD June 2026); HHI 3,871, highly concentrated. $69.4 m federal obligations in FY2026 (direct payments $69.6 m, contracts $141,999), $17,007 per covered job
| Item | Value | Distance |
|---|---|---|
| Cache Valley Bank | $109.4 m · 46.4% share · 1 office | |
| Glacier Bank | $91.4 m · 38.7% share · 1 office | |
| Ireland Bank | $35.2 m · 14.9% share · 1 office | |
| Franklin, ID | $69.4 m FY2026 · $17,007/job | |
| MULTIPLE RECIPIENTS | $67.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Cache Valley Bank | $109,445,000 | 46.4% | 1 |
| Glacier Bank | $91,409,000 | 38.7% | 1 |
| Ireland Bank | $35,246,000 | 14.9% | 1 |
Deposit concentration is 3,871 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 46.4² + 38.7² + 14.9² = 3,871
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $60,680,265 |
| Department of Veterans Affairs | $5,454,775 |
| Department of Agriculture | $2,337,469 |
| Railroad Retirement Board | $895,160 |
| Federal Communications Commission | $363,502 |
| Department of the Interior | $141,836 |
| Department of Justice | $125,000 |
| Department of Housing and Urban Development | $68,394 |
| Small Business Administration | $0 |
| Department of Transportation | -$713,521 |
That is $17,007 per covered job, against 4,078 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $69.4 m / 4,078 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,007
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Franklin County, ID: 5 findings, 2 at a watch level and 3 noted
watchFranklin County, ID's years of wages of 9.6 ranks 98th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: yearsOfWages percentile = 96.83213585891575 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchFranklin County, ID's covered employment is -0.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteFranklin County, ID's average weekly wage was 5.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteFranklin County, ID's covered employment was 0.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteThe next Zillow ZHVI typical home value (monthly) covering Franklin County, ID is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.