Gooding County, ID
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 42.97, -114.82.
Assembled 2026-10-06. Read the brief.
- 80th pct · 609th of 3,063 US counties · median $234,566
- 26th pct · 32nd of 43 Idaho counties · median $396,924
- 41st pct · 1,805th of 3,063 US counties · median +2.9%
- 28th pct · 31st of 43 Idaho counties · median +2.9%
- US counties: not published this period
- Idaho counties: not published this period
- 43rd pct · 1,809th of 3,221 US counties · median 8,232
- 55th pct · 20th of 44 Idaho counties · median 4,800
- 45th pct · 1,754th of 3,221 US counties · median $1,039
- 46th pct · 24th of 44 Idaho counties · median $1,026
- 86th pct · 426th of 3,063 US counties · median 4.3
- 28th pct · 31st of 43 Idaho counties · median 7.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $356,594 (Aug 2026), +2.2% over one year, +19.6% over five
- 80th pct · 609th of 3,063 US counties · median $234,566
- 26th pct · 32nd of 43 Idaho counties · median $396,924
| Item | Value | Distance |
|---|---|---|
| Gooding County, ID | $356,594 · +2.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Idaho counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,952 a month on $356,594 at 7.28%, against an average weekly wage worth $4,420 a month: 44.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $356,594 × 80% = $285,275, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,952/mo principal and interest
- wage share = payment / (avg weekly wage $1,020 × 52 / 12 = $4,420) = 44% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $356,594 / ($1,020 × 52) = 6.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
6,393 jobs at 619 employers (2026 Q1); +1.0% jobs and +2.8% average weekly wage over the year
- 43rd pct · 1,809th of 3,221 US counties · median 8,232
- 55th pct · 20th of 44 Idaho counties · median 4,800
| Item | Value | Distance |
|---|---|---|
| Gooding County, ID | 6,393 jobs · $1,020/wk · +1.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,042 | $1,404 | 2.03 | +2.4% |
| Health care and social assistance | 702 | $991 | 0.73 | +0.0% |
| Retail trade | 425 | $533 | 0.68 | +6.5% |
| Accommodation and food services | 345 | $282 | 0.60 | +14.2% |
| Construction | 318 | $964 | 0.95 | +4.6% |
| Wholesale trade | 154 | $1,379 | 0.63 | +3.4% |
| Transportation and warehousing | 105 | $1,009 | 0.39 | -7.1% |
| Utilities | 95 | $4,205 | 3.76 | -3.1% |
| Professional and technical services | 86 | $1,394 | 0.20 | -3.4% |
| Finance and insurance | 73 | $1,159 | 0.28 | -7.6% |
| Arts, entertainment and recreation | 57 | $860 | 0.54 | -3.4% |
| Real estate and rental | 52 | $634 | 0.53 | +30.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
79 gauges · 0 flooding · 17 with quality panels averaging 100 % · 60 stale
Sites found: 79, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| MALAD RIVER NR GOODING ID | flow 50.1 ft³/s | 10 km |
| MALAD POWER FLUME NR BLISS ID | flow 1,380 ft³/s · STALE | 13 km |
| MALAD RIVER NR BLISS ID | flow 151.0 ft³/s · STALE | 14 km |
| KING HILL IRR DIST PUMPING PLANT AT WILEY SITE | flow 12.0 ft³/s · STALE | 15 km |
| KING HILL CANAL WILEY SITE NR BLISS ID | flow 12.0 ft³/s · STALE | 15 km |
| SNAKE RIVER BL LOWER SALMON FALLS NR HAGERMAN ID | flow 5,330 ft³/s · STALE | 15 km |
| SNAKE RIVER BL BLISS DAM NR BLISS ID | flow 6,770 ft³/s · STALE | 23 km |
| USGS-424547114513101 | temp 15.4 °C · quality 100 % (2) · STALE | 24 km |
| N CHANNEL SNAKE R UPPER SALMON FALLS NR HAGERMAN | flow 78.6 ft³/s · STALE | 24 km |
| KING HILL IRR DIST PUMPING PLANT AT BLACK MESA | flow 70.0 ft³/s · STALE | 29 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
4 wells in 0 named aquifers:
Sites found: 4, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-424353114494701 | depth 41.3 ft · 1996-07-09 | 27 km |
| USGS-425746114240101 | depth 186.1 ft · 1985-09-19 | 34 km |
| USGS-423748114353901 | depth 170.1 ft · 1999-10-21 | 42 km |
| USGS-423140114284501 | depth 89.0 ft · 1999-01-10 | 57 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.48)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.00 / 0.55
Banks & federal dollars #
$211.4 m in deposits at 3 offices of 3 banks (SOD June 2026); HHI 4,024, highly concentrated. $90.1 m federal obligations in FY2026 (direct payments $83.9 m, grants $5.4 m), $14,099 per covered job
| Item | Value | Distance |
|---|---|---|
| Farmers Bank | $115.3 m · 54.6% share · 1 office | |
| Zions Bancorporation, N.A. | $53.8 m · 25.4% share · 1 office | |
| Columbia Bank | $42.3 m · 20.0% share · 1 office | |
| Gooding, ID | $90.1 m FY2026 · $14,099/job | |
| MULTIPLE RECIPIENTS | $78.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Farmers Bank | $115,345,000 | 54.6% | 1 |
| Zions Bancorporation, N.A. | $53,793,000 | 25.4% | 1 |
| Columbia Bank | $42,282,000 | 20.0% | 1 |
Deposit concentration is 4,024 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 54.6² + 25.4² + 20.0² = 4,024
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $71,482,480 |
| Department of Veterans Affairs | $6,926,852 |
| Department of Transportation | $5,343,756 |
| Department of Agriculture | $4,887,848 |
| Federal Communications Commission | $672,949 |
| Railroad Retirement Board | $455,210 |
| Department of Defense | $186,028 |
| Department of the Interior | $113,339 |
| Department of Education | $67,956 |
| Small Business Administration | $0 |
That is $14,099 per covered job, against 6,393 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $90.1 m / 6,393 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $14,099
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.28 | 2026-10-04 | -0.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-05 | +0.1% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Gooding County, ID: 6 findings, 2 at a watch level and 4 noted
watchGooding County, ID's years of wages of 6.7 scores 86 on the 0-to-100 scale across US counties but 29 across Idaho counties, a gap of 58 points.
Period 2026-08.Show the arithmetic
- 58 = |86 across US counties - 29 across Idaho counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchGooding County, ID's typical home value of $356,594 scores 80 on the 0-to-100 scale across US counties but 26 across Idaho counties, a gap of 54 points.
Period 2026-08.Show the arithmetic
- 54 = |80 across US counties - 26 across Idaho counties|
position among the entities that published this metric this period; not an official level
noteGooding County, ID's average weekly wage was 2.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGooding County, ID's covered employment was 1.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGooding County, ID's typical home value rose 0.3% from $355,682 in July 2026 to $356,594 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.3% = (356594.33159535466 - 355681.5569795535) / 355681.5569795535 × 100
- 356594.33159535466 = Zillow ZHVI, 2026-08
- 355681.5569795535 = Zillow ZHVI, 2026-07
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.