Jerome County, ID

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 42.69, -114.26.

Assembled 2026-10-06. Read the brief.

Typical home value
$410,913
as of August 2026
  • 87th pct · 395th of 3,063 US counties · median $234,566
  • 57th pct · 19th of 43 Idaho counties · median $396,924
  • counties in the Twin Falls metro: Rank context is unavailable: the manifest lists 2 counties in the Twin Falls metro; fewer than 5 is too few to rank.
Home value, one year
+3.4%
as of August 2026
  • 55th pct · 1,376th of 3,063 US counties · median +2.9%
  • 64th pct · 16th of 43 Idaho counties · median +2.9%
  • counties in the Twin Falls metro: Rank context is unavailable: the manifest lists 2 counties in the Twin Falls metro; fewer than 5 is too few to rank.
Typical rent
$1,794
as of August 2026
  • 73rd pct · 373rd of 1,399 US counties · median $1,496
  • 70th pct · 7th of 21 Idaho counties · median $1,659
  • counties in the Twin Falls metro: Rank context is unavailable: the manifest lists 2 counties in the Twin Falls metro; fewer than 5 is too few to rank.
Jobs
12,239
as of 2026 Q1-01
  • 59th pct · 1,303rd of 3,221 US counties · median 8,232
  • 69th pct · 14th of 44 Idaho counties · median 4,800
  • counties in the Twin Falls metro: Rank context is unavailable: the manifest lists 2 counties in the Twin Falls metro; fewer than 5 is too few to rank.
Average weekly wage
$1,047
as of 2026 Q1-01
  • 51st pct · 1,548th of 3,221 US counties · median $1,039
  • 62nd pct · 17th of 44 Idaho counties · median $1,026
  • counties in the Twin Falls metro: Rank context is unavailable: the manifest lists 2 counties in the Twin Falls metro; fewer than 5 is too few to rank.
Years of wages per home
7.5
  • 91st pct · 266th of 3,063 US counties · median 4.3
  • 47th pct · 23rd of 43 Idaho counties · median 7.6
  • counties in the Twin Falls metro: Rank context is unavailable: the manifest lists 2 counties in the Twin Falls metro; fewer than 5 is too few to rank.

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026 Q1retrieved 2026-10-06

Typical home $410,913 (Aug 2026), +3.4% over one year, +21.7% over five

  • 87th pct · 395th of 3,063 US counties · median $234,566
  • 57th pct · 19th of 43 Idaho counties · median $396,924
  • counties in the Twin Falls metro: Rank context is unavailable: the manifest lists 2 counties in the Twin Falls metro; fewer than 5 is too few to rank.
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
ItemValueDistance
Jerome County, ID$410,913 · +3.4% 1-yr

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

currentas of 2026 Q1retrieved 2026-10-06

Typical rent $1,794/mo (Aug 2026), n/a over one year; price-to-rent 19.1

  • 73rd pct · 373rd of 1,399 US counties · median $1,496
  • 70th pct · 7th of 21 Idaho counties · median $1,659
  • counties in the Twin Falls metro: Rank context is unavailable: the manifest lists 2 counties in the Twin Falls metro; fewer than 5 is too few to rank.
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
ItemValueDistance
Jerome County, ID$1,794/mo · n/a 1-yr

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

currentretrieved 2026-10-06

Principal and interest of $2,249 a month on $410,913 at 7.28%, against an average weekly wage worth $4,537 a month: 49.6% of one job’s pay.

  • payment = P·r / (1 − (1+r)^−n), P = $410,913 × 80% = $328,730, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,249/mo principal and interest
  • wage share = payment / (avg weekly wage $1,047 × 52 / 12 = $4,537) = 50% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
  • years of wages = $410,913 / ($1,047 × 52) = 7.5
  • price-to-rent = $410,913 / ($1,794 × 12) = 19.1

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-06

12,239 jobs at 944 employers (2026 Q1); +0.3% jobs and +4.9% average weekly wage over the year

  • 59th pct · 1,303rd of 3,221 US counties · median 8,232
  • 69th pct · 14th of 44 Idaho counties · median 4,800
  • counties in the Twin Falls metro: Rank context is unavailable: the manifest lists 2 counties in the Twin Falls metro; fewer than 5 is too few to rank.
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
Jerome County, ID12,239 jobs · $1,047/wk · +0.3% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sectorJobsAvg weekly wageLocation quotientJobs over the year
Manufacturing2,656$1,2552.70+0.0%
Retail trade977$7330.82-0.2%
Transportation and warehousing891$1,0881.73+5.7%
Construction830$1,2551.29+22.6%
Health care and social assistance588$1,0630.32-4.5%
Accommodation and food services444$4610.40+4.0%
Administrative and waste services420$9660.60+9.1%
Other services309$7550.84+36.7%
Finance and insurance113$1,2930.23+8.7%
Arts, entertainment and recreation103$5860.51-10.4%
Professional and technical services102$1,2770.12+9.7%
Educational services68$1,1720.26-6.8%

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

currentretrieved 2026-10-06

D3 extreme drought

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

currentretrieved 2026-10-06

No reservoir gauges within 150 km (or the camera is above the gauge altitude)

Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

currentretrieved 2026-10-06

56 gauges · 0 flooding · 12 with quality panels averaging 100 % · 39 stale

Sites found: 56, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
SiteReadingDistance
DEVILS WASHBOWL SPRING NR KIMBERLY 10S 18E 04AAD1Sflow 10.4 ft³/s13 km
SNAKE RIVER NR KIMBERLY IDflow 876.0 ft³/s · STALE14 km
FISH HATCHERY WASTE NR TWIN FALLS IDflow 8.40 ft³/s · STALE18 km
BLUE LAKES SPRING PUMPING PLANT NR TWIN FALLS IDflow 0.00 ft³/s · STALE19 km
BLUE LAKES SPRING BEL PUMP PLANT NR TWIN FALLS IDflow 149.0 ft³/s · STALE19 km
BLUE LAKES SPRING NR TWIN FALLS ID 09S 17E 28DBA1Sflow 159.0 ft³/s · STALE19 km
SNAKE RIVER NR TWIN FALLS IDflow 517.0 ft³/s20 km
JEROME GOLF COURSE DRAIN NR JEROME IDflow 0.59 ft³/s · STALE22 km
ROCK CREEK AB HWY 30/93 XING AT TWIN FALLS IDflow 108.0 ft³/s · quality 100 % (1)24 km
ROCK CREEK BELOW POLELINE ROAD NR TWIN FALLS IDflow 361.0 ft³/s · STALE24 km

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

currentretrieved 2026-10-06

5 wells in 0 named aquifers:

Sites found: 5, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
SiteReadingDistance
USGS-423140114284501depth 89.0 ft · 1999-01-1025 km
USGS-423748114353901depth 170.1 ft · 1999-10-2128 km
USGS-422437114123801depth 81.7 ft · 1999-10-1532 km
USGS-425746114240101depth 186.1 ft · 1985-09-1932 km
USGS-424353114494701depth 41.3 ft · 1996-07-0947 km

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

currentretrieved 2026-10-06

moderate (0.48)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.00 / 0.55

Banks & federal dollars #

currentretrieved 2026-10-06

$452.2 m in deposits at 6 offices of 6 banks (SOD June 2026); HHI 1,898, highly concentrated. $110.7 m federal obligations in FY2026 (direct payments $102.9 m, grants $4.1 m), $9,046 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
D. L. Evans Bank$124.2 m · 27.5% share · 1 office
Wells Fargo Bank, National Association$86.1 m · 19.0% share · 1 office
U.S. Bank National Association$85.4 m · 18.9% share · 1 office
Jerome, ID$110.7 m FY2026 · $9,046/job
MULTIPLE RECIPIENTS$99.3 m · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
D. L. Evans Bank$124,249,00027.5%1
Wells Fargo Bank, National Association$86,079,00019.0%1
U.S. Bank National Association$85,353,00018.9%1
Farmers Bank$63,039,00013.9%1
First Federal Savings Bank of Twin Falls$59,826,00013.2%1
WaFd Bank$33,681,0007.4%1

Deposit concentration is 1,898 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 6 banks with deposits in the county = 27.5² + 19.0² + 18.9² + … (3 more) = 1,898

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

currentretrieved 2026-10-06

USAspending place-of-performance obligations for FY2026, by awarding agency.

USAspending, FY2026, place of performance in this county.
Awarding agencyObligations
Social Security Administration$88,783,035
Department of Veterans Affairs$10,081,130
Department of Agriculture$5,585,530
Department of Transportation$2,934,101
Department of the Interior$1,458,635
Department of Health and Human Services$878,222
Railroad Retirement Board$430,257
Department of Justice$250,000
Department of Housing and Urban Development$118,423
Federal Communications Commission$116,004
Department of Education$50,127
General Services Administration$32,510

That is $9,046 per covered job, against 12,239 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $110.7 m / 12,239 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $9,046

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

currentretrieved 2026-10-06

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft12.282026-10-04-0.1%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %72.602026-10-06+0.0%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships6.002026-09-22-14.3%
Shanghai to Los Angeles container rate · $ per 40 ft box6,830.002026-08-01+7.4%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel96.162026-09-29-3.2%
30-year fixed mortgage rate · %7.282026-10-01+3.6%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.202026-09-01+2.4%
US goods and services trade balance, monthly · $ millions-88,576.002026-07-01-24.4%
Retail sales excluding food services, monthly · $ millions646,347.002026-08-01+1.1%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-06

Jerome County, ID: 10 findings, 3 at a watch level and 7 noted

  1. watchJerome County, ID's years of wages of 7.5 ranks 266th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026-08.
    Show the arithmetic
    • test: yearsOfWages percentile = 91.34552580013063 >= 90
    • typical home value / (average weekly wage × 52); one average covered job, not a household

    position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level

  2. watchJerome County, ID's price-to-rent ratio of 19.1 scores 67 on the 0-to-100 scale across US counties but 10 across Idaho counties, a gap of 57 points.

    Period 2026-08.
    Show the arithmetic
    • 57 = |67 across US counties - 10 across Idaho counties|
    • typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month

    position among the entities that published this metric this period; not an official level

  3. watchJerome County, ID's years of wages of 7.5 scores 91 on the 0-to-100 scale across US counties but 48 across Idaho counties, a gap of 44 points.

    Period 2026-08.
    Show the arithmetic
    • 44 = |91 across US counties - 48 across Idaho counties|
    • typical home value / (average weekly wage × 52); one average covered job, not a household

    position among the entities that published this metric this period; not an official level

  4. noteJerome County, ID's average weekly wage was 4.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +4.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  5. noteJerome County, ID's typical asking rent rose 0.7% from $1,781 in July 2026 to $1,794 in August 2026, on Zillow ZORI.

    Period 2026-08.
    Show the arithmetic
    • +0.7% = (1794.1666666666667 - 1781.0245775472995) / 1781.0245775472995 × 100
    • 1794.1666666666667 = Zillow ZORI, 2026-08
    • 1781.0245775472995 = Zillow ZORI, 2026-07

Read all 10 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedOccupational Employment and Wage StatisticsU.S. Bureau of Labor Statisticsopen the source
    MSA 46300, all occupations · period May 2025 · retrieved 2026-10-06
  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-06
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-06
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-08 · retrieved 2026-10-06
  • publishedZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    County_zori_uc_sfrcondomfr_sm_month.csv · period 2026-08 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · price-to-rent = $410,913 / ($1,794 × 12) = 19.1
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-01 · retrieved 2026-10-06
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 16053, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · payment = P·r / (1 − (1+r)^−n), P = $410,913 × 80% = $328,730, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,249/mo principal and interest; wage share = payment / (avg weekly wage $1,047 × 52 / 12 = $4,537) = 50% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $410,913 / ($1,047 × 52) = 7.5; price-to-rent = $410,913 / ($1,794 × 12) = 19.1
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 16053, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +3.4% / ±10% × 0.3, jobs over-the-year change +0.3% / ±3% × 0.3, avg weekly wage over-the-year change +4.9% / ±6% × 0.25
  • publishedU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    USDM_current · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00010,00060,00065,00095,00300,00400,63680 · period 2026-10-06T07:15:00.000Z · retrieved 2026-10-06
  • estimateUSGS Water Data APIU.S. Geological Surveyopen the source
    · retrieved 2026-10-06 · quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 12 sites = 100 %
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019 · period 1999-10-21T00:00:00.000Z · retrieved 2026-10-06
  • estimateU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    · retrieved 2026-10-06 · supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.00 / 0.55 = 0.48; terms drought (D3 / 4), quality (1 − 100 % / 100)
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054 · period 2026-10-06T07:20:00+00:00 · retrieved 2026-10-06
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019,62610,62611 · period 2026-10-05 · retrieved 2026-10-06
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:16053:2026 · period 2026-06-30 · retrieved 2026-10-06
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:16053:2026 · period 2026-06-30 · retrieved 2026-10-06 · HHI = Σ (share %)² over 6 banks with deposits in the county = 27.5² + 19.0² + 18.9² + … (3 more) = 1,898
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateUSAspending APIU.S. Department of the Treasuryopen the source
    · retrieved 2026-10-06 · per job = FY2026 obligations $110.7 m / 12,239 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $9,046
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_category:16053:FY2026 · period FY2026 · retrieved 2026-10-06
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-06 · typical home value / (average weekly wage × 52); one average covered job, not a household
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-06 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
  • estimateZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    · retrieved 2026-10-06 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

Citations

  • U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics. series MSA 46300, all occupations. period May 2025. https://www.bls.gov/oes/tables.htm. accessed 2026-10-06.
  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). series County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Observed Rent Index (ZORI). series County_zori_uc_sfrcondomfr_sm_month.csv. period 2026-08. https://files.zillowstatic.com/research/public_csvs/zori/County_zori_uc_sfrcondomfr_sm_month.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: price-to-rent = $410,913 / ($1,794 × 12) = 19.1.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-01. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-06.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 16053, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/16053.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: payment = P·r / (1 − (1+r)^−n), P = $410,913 × 80% = $328,730, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,249/mo principal and interest; wage share = payment / (avg weekly wage $1,047 × 52 / 12 = $4,537) = 50% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $410,913 / ($1,047 × 52) = 7.5; price-to-rent = $410,913 / ($1,794 × 12) = 19.1.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 16053, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/16053.csv. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +3.4% / ±10% × 0.3, jobs over-the-year change +0.3% / ±3% × 0.3, avg weekly wage over-the-year change +4.9% / ±6% × 0.25.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. series USDM_current. https://droughtmonitor.unl.edu/CurrentMap.aspx. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00010,00060,00065,00095,00300,00400,63680. period 2026-10-06T07:15:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. https://api.waterdata.usgs.gov/. accessed 2026-10-06. estimate computed by Embedding Atlas: quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 12 sites = 100 %.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019. period 1999-10-21T00:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. https://droughtmonitor.unl.edu/. accessed 2026-10-06. estimate computed by Embedding Atlas: supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.00 / 0.55 = 0.48; terms drought (D3 / 4), quality (1 − 100 % / 100).
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054. period 2026-10-06T07:20:00+00:00. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-06.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019,62610,62611. period 2026-10-05. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:16053:2026. period 2026-06-30. https://api.fdic.gov/banks/sod?filters=STCNTYBR%3A16053+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE%2CMSABR%2CMSANAMB&format=json&limit=10000. accessed 2026-10-06.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:16053:2026. period 2026-06-30. https://api.fdic.gov/banks/docs/. accessed 2026-10-06. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 6 banks with deposits in the county = 27.5² + 19.0² + 18.9² + … (3 more) = 1,898.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-06.
  • U.S. Department of the Treasury. USAspending API. https://api.usaspending.gov/. accessed 2026-10-06. estimate computed by Embedding Atlas: per job = FY2026 obligations $110.7 m / 12,239 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $9,046.
  • U.S. Department of the Treasury. USAspending API. series spending_by_category:16053:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_category/. accessed 2026-10-06.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-06. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.
  • Zillow Research. Zillow Observed Rent Index (ZORI). https://www.zillow.com/research/data/. accessed 2026-10-06. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.

What these numbers are not

  • The occupation mix is the 46300 metro area's, from the bundled BLS OEWS release: OEWS does not publish a county table.
  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • Stress uses 2 of 4 terms (drought, quality); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 6 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-06T07:28:04.091Z. Place identity tables pulled 2026-10-01.