Caldwell Parish, LA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.10, -92.11.
Assembled 2026-10-07. Read the brief.
- 11th pct · 2,714th of 3,063 US counties · median $234,566
- 25th pct · 48th of 64 Louisiana counties · median $176,099
- 96th pct · 96th of 3,063 US counties · median +2.9%
- 93rd pct · 5th of 64 Louisiana counties · median +2.1%
- US counties: not published this period
- Louisiana counties: not published this period
- 18th pct · 2,632nd of 3,221 US counties · median 8,232
- 6th pct · 60th of 64 Louisiana counties · median 10,187
- 6th pct · 3,022nd of 3,221 US counties · median $1,039
- 6th pct · 60th of 64 Louisiana counties · median $1,033
- 27th pct · 2,226th of 3,063 US counties · median 4.3
- 60th pct · 26th of 64 Louisiana counties · median 3.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $137,349 (Aug 2026), +10.7% over one year, +0.5% over five
- 11th pct · 2,714th of 3,063 US counties · median $234,566
- 25th pct · 48th of 64 Louisiana counties · median $176,099
| Item | Value | Distance |
|---|---|---|
| Caldwell Parish, LA | $137,349 · +10.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Louisiana counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $752 a month on $137,349 at 7.28%, against an average weekly wage worth $3,454 a month: 21.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $137,349 × 80% = $109,879, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $752/mo principal and interest
- wage share = payment / (avg weekly wage $797 × 52 / 12 = $3,454) = 22% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $137,349 / ($797 × 52) = 3.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,249 jobs at 237 employers (2026 Q1); +1.2% jobs and +3.5% average weekly wage over the year
- 18th pct · 2,632nd of 3,221 US counties · median 8,232
- 6th pct · 60th of 64 Louisiana counties · median 10,187
| Item | Value | Distance |
|---|---|---|
| Caldwell Parish, LA | 2,249 jobs · $797/wk · +1.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 252 | $513 | 1.15 | +4.1% |
| Professional and technical services | 92 | $855 | 0.59 | +19.5% |
| Utilities | 26 | $2,036 | 2.93 | -3.7% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Construction | withheld | |||
| Manufacturing | withheld | |||
| Wholesale trade | withheld | |||
| Transportation and warehousing | withheld | |||
| Information | withheld | |||
| Finance and insurance | withheld | |||
| Real estate and rental | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
31 gauges · 0 flooding · 0 with quality panels · 8 stale
Sites found: 31, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-07370500 | stage 2.88 ft | 9 km |
| USGS-07369085 | stage 5.27 ft | 13 km |
| USGS-07370600 | flow 0.00 ft³/s | 20 km |
| USGS-07369050 | stage 35.7 ft | 35 km |
| USGS-07370800 | stage 2.25 ft · STALE | 37 km |
| USGS-07369024 | stage 0.98 ft | 40 km |
| USGS-07372190 | stage 5.63 ft | 41 km |
| USGS-07367047 | stage 5.63 ft · STALE | 42 km |
| USGS-07372200 | flow 8.90 ft³/s | 44 km |
| USGS-07367005 | flow 2,270 ft³/s | 44 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
5 wells in 0 named aquifers:
Sites found: 5, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-322422092020701 | depth 112.8 ft · 2012-10-17 | 35 km |
| USGS-322843092084401 | depth 269.0 ft · 2016-01-10 | 42 km |
| USGS-321338092345801 | depth 233.9 ft · 2014-12-16 | 46 km |
| USGS-322853091475901 | depth 10.3 ft · 2025-03-17 | 52 km |
| USGS-323458092275101 | depth 265.6 ft · 2012-10-18 | 63 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$581.0 m in deposits at 7 offices of 4 banks (SOD June 2026); HHI 3,608, highly concentrated. $4.5 m federal obligations in FY2026 (grants $4.5 m), $1,986 per covered job
| Item | Value | Distance |
|---|---|---|
| Homeland Federal Savings Bank | $249.4 m · 42.9% share · 1 office | |
| Caldwell Bank & Trust Company | $220.9 m · 38.0% share · 3 offices | |
| Citizens Progressive Bank | $103.5 m · 17.8% share · 2 offices | |
| Caldwell, LA | $4.5 m FY2026 · $1,986/job | |
| MULTIPLE RECIPIENTS | $56.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Homeland Federal Savings Bank | $249,412,000 | 42.9% | 1 |
| Caldwell Bank & Trust Company | $220,920,000 | 38.0% | 3 |
| Citizens Progressive Bank | $103,523,000 | 17.8% | 2 |
| Commercial Capital Bank | $7,114,000 | 1.2% | 1 |
Deposit concentration is 3,608 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 42.9² + 38.0² + 17.8² + … (1 more) = 3,608
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $48,604,775 |
| Department of Veterans Affairs | $7,021,385 |
| Department of Transportation | $2,191,324 |
| Department of Housing and Urban Development | $1,958,323 |
| Department of Health and Human Services | $1,307,677 |
| Department of Agriculture | $807,212 |
| Federal Communications Commission | $428,173 |
| Delta Regional Authority | $387,665 |
| Railroad Retirement Board | $342,114 |
| Small Business Administration | $0 |
| Department of Defense | -$11,036 |
That is $1,986 per covered job, against 2,249 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $4.5 m / 2,249 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $1,986
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Caldwell Parish, LA: 13 findings, 1 at a watch level and 12 noted
watchCaldwell Parish, LA's years of wages of 3.3 scores 27 on the 0-to-100 scale across US counties but 60 across Louisiana counties, a gap of 33 points.
Period 2026-08.Show the arithmetic
- 33 = |27 across US counties - 60 across Louisiana counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteCaldwell Parish, LA's average weekly wage was 3.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCaldwell Parish, LA's covered employment was 1.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCaldwell Parish, LA's typical home value rose 1.0% from $135,974 in July 2026 to $137,349 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +1.0% = (137348.6819169869 - 135974.47307063066) / 135974.47307063066 × 100
- 137348.6819169869 = Zillow ZHVI, 2026-08
- 135974.47307063066 = Zillow ZHVI, 2026-07
noteCaldwell Parish, LA's typical home value of +10.7% ranks 96th of 3,063 US counties, against a median of +2.9%.
Period 2026-08.Show the arithmetic
- 97 on the 0-to-100 scale across 3063 US counties that published home.yoyPct
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.