Richland Parish, LA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.41, -91.75.
Assembled 2026-10-06. Read the brief.
- 26th pct · 2,242nd of 3,063 US counties · median $234,566
- 50th pct · 32nd of 64 Louisiana counties · median $176,099
- counties in the Monroe metro: Rank context is unavailable: the manifest lists 4 counties in the Monroe metro; fewer than 5 is too few to rank.
- 71st pct · 867th of 3,063 US counties · median +2.9%
- 79th pct · 14th of 64 Louisiana counties · median +2.1%
- counties in the Monroe metro: Rank context is unavailable: the manifest lists 4 counties in the Monroe metro; fewer than 5 is too few to rank.
- US counties: not published this period
- Louisiana counties: not published this period
- counties in the Monroe metro: Rank context is unavailable: the manifest lists 4 counties in the Monroe metro; fewer than 5 is too few to rank.
- 49th pct · 1,622nd of 3,221 US counties · median 8,232
- 46th pct · 35th of 64 Louisiana counties · median 10,187
- counties in the Monroe metro: Rank context is unavailable: the manifest lists 4 counties in the Monroe metro; fewer than 5 is too few to rank.
- 81st pct · 590th of 3,221 US counties · median $1,039
- 76th pct · 16th of 64 Louisiana counties · median $1,033
- counties in the Monroe metro: Rank context is unavailable: the manifest lists 4 counties in the Monroe metro; fewer than 5 is too few to rank.
- 13th pct · 2,635th of 3,063 US counties · median 4.3
- 28th pct · 46th of 64 Louisiana counties · median 3.1
- counties in the Monroe metro: Rank context is unavailable: the manifest lists 4 counties in the Monroe metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $176,982 (Aug 2026), +4.9% over one year, -0.6% over five
- 26th pct · 2,242nd of 3,063 US counties · median $234,566
- 50th pct · 32nd of 64 Louisiana counties · median $176,099
- counties in the Monroe metro: Rank context is unavailable: the manifest lists 4 counties in the Monroe metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Richland Parish, LA | $176,982 · +4.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Louisiana counties: not published this period
- counties in the Monroe metro: Rank context is unavailable: the manifest lists 4 counties in the Monroe metro; fewer than 5 is too few to rank.
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $969 a month on $176,982 at 7.28%, against an average weekly wage worth $5,451 a month: 17.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $176,982 × 80% = $141,586, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $969/mo principal and interest
- wage share = payment / (avg weekly wage $1,258 × 52 / 12 = $5,451) = 18% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $176,982 / ($1,258 × 52) = 2.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
8,146 jobs at 634 employers (2026 Q1); +35.1% jobs and +54.0% average weekly wage over the year
- 49th pct · 1,622nd of 3,221 US counties · median 8,232
- 46th pct · 35th of 64 Louisiana counties · median 10,187
- counties in the Monroe metro: Rank context is unavailable: the manifest lists 4 counties in the Monroe metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Richland Parish, LA | 8,146 jobs · $1,258/wk · +35.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Construction | 2,052 | $2,559 | 4.81 | +968.8% |
| Retail trade | 795 | $668 | 1.00 | +3.9% |
| Manufacturing | 592 | $1,274 | 0.90 | -3.0% |
| Accommodation and food services | 413 | $399 | 0.56 | +22.2% |
| Administrative and waste services | 236 | $668 | 0.51 | +0.0% |
| Wholesale trade | 210 | $1,384 | 0.67 | -8.7% |
| Finance and insurance | 178 | $1,265 | 0.54 | +0.6% |
| Transportation and warehousing | 135 | $1,656 | 0.39 | -32.2% |
| Other services | 77 | $648 | 0.32 | +26.2% |
| Real estate and rental | 68 | $953 | 0.54 | +47.8% |
| Utilities | 25 | $1,803 | 0.78 | +8.7% |
| Information | 19 | $1,525 | 0.13 | -5.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
32 gauges · 0 flooding · 1 with quality panels averaging 100 % · 7 stale
Sites found: 32, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-07368000 | flow 0.10 ft³/s | 9 km |
| USGS-07368520 | stage 2.52 ft | 14 km |
| USGS-07369000 | flow 114.0 ft³/s | 19 km |
| USGS-07369050 | stage 35.6 ft | 23 km |
| USGS-07367930 | stage 9.07 ft · STALE | 26 km |
| USGS-07370000 | stage 5.55 ft | 26 km |
| USGS-07369024 | stage 1.00 ft | 29 km |
| USGS-07366497 | stage 8.32 ft | 33 km |
| USGS-07366472 | stage 31.2 ft · STALE | 35 km |
| USGS-07369085 | stage 5.13 ft | 36 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
7 wells in 0 named aquifers:
Sites found: 7, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-322853091475901 | depth 10.3 ft · 2025-03-17 | 9 km |
| USGS-322422092020701 | depth 112.8 ft · 2012-10-17 | 27 km |
| USGS-322843092084401 | depth 269.0 ft · 2016-01-10 | 38 km |
| USGS-324626091543901 | depth 124.5 ft · 2016-07-09 | 43 km |
| USGS-325906091391201 | depth 24.0 ft · 2025-03-11 | 64 km |
| USGS-323458092275101 | depth 265.6 ft · 2012-10-18 | 70 km |
| USGS-330001091260701 | depth 16.3 ft · 2024-10-07 | 72 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.32)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.00 / 0.55
Banks & federal dollars #
$958.6 m in deposits at 12 offices of 7 banks (SOD June 2026); HHI 1,871, highly concentrated. $138.3 m federal obligations in FY2026 (direct payments $112.7 m, grants $17.8 m), $16,983 per covered job
| Item | Value | Distance |
|---|---|---|
| Commercial Capital Bank | $245.2 m · 25.6% share · 1 office | |
| Guaranty Bank & Trust Company of Delhi, Louisiana | $222.0 m · 23.2% share · 4 offices | |
| b1BANK | $198.8 m · 20.7% share · 2 offices | |
| Richland, LA | $138.3 m FY2026 · $16,983/job | |
| MULTIPLE RECIPIENTS | $106.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Commercial Capital Bank | $245,202,000 | 25.6% | 1 |
| Guaranty Bank & Trust Company of Delhi, Louisiana | $221,996,000 | 23.2% | 4 |
| b1BANK | $198,823,000 | 20.7% | 2 |
| Winnsboro State Bank & Trust Company | $105,164,000 | 11.0% | 2 |
| Planters Bank & Trust Company | $73,777,000 | 7.7% | 1 |
| The Huntington National Bank | $60,766,000 | 6.3% | 1 |
| Citizens Progressive Bank | $52,838,000 | 5.5% | 1 |
Deposit concentration is 1,871 across 7 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 7 banks with deposits in the county = 25.6² + 23.2² + 20.7² + … (4 more) = 1,871
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $95,166,438 |
| Department of Transportation | $13,551,631 |
| Department of Veterans Affairs | $10,770,610 |
| Department of the Interior | $7,805,961 |
| Department of Agriculture | $6,248,437 |
| Department of Health and Human Services | $3,655,256 |
| Department of Housing and Urban Development | $767,959 |
| Railroad Retirement Board | $344,992 |
| Federal Communications Commission | $30,327 |
| Small Business Administration | $0 |
That is $16,983 per covered job, against 8,146 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $138.3 m / 8,146 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,983
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Richland Parish, LA: 7 findings, 7 noted
noteRichland Parish, LA's average weekly wage was 54.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +54 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteRichland Parish, LA's covered employment was 35.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +35.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteRichland Parish, LA's covered employment of +35.1% ranks 5th of 3,221 US counties, against a median of -0.2%.
Period 2026 Q1.Show the arithmetic
- 100 on the 0-to-100 scale across 3221 US counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
noteRichland Parish, LA's covered employment of +35.1% ranks 2nd of 64 Louisiana counties, against a median of -0.4%.
Period 2026 Q1.Show the arithmetic
- 98 on the 0-to-100 scale across 64 Louisiana counties that published jobs.yoy.emp
position among the entities that published this metric this period; not an official level
noteRichland Parish, LA's momentum index of 0.82 ranks 2nd of 64 Louisiana counties, against a median of 0.15.
Period 2026-08.Show the arithmetic
- 98 on the 0-to-100 scale across 64 Louisiana counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.