Union Parish, LA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.83, -92.38.
Assembled 2026-10-06. Read the brief.
- 20th pct · 2,423rd of 3,063 US counties · median $234,566
- 41st pct · 38th of 64 Louisiana counties · median $176,099
- counties in the Monroe metro: Rank context is unavailable: the manifest lists 4 counties in the Monroe metro; fewer than 5 is too few to rank.
- 80th pct · 605th of 3,063 US counties · median +2.9%
- 85th pct · 10th of 64 Louisiana counties · median +2.1%
- counties in the Monroe metro: Rank context is unavailable: the manifest lists 4 counties in the Monroe metro; fewer than 5 is too few to rank.
- US counties: not published this period
- Louisiana counties: not published this period
- counties in the Monroe metro: Rank context is unavailable: the manifest lists 4 counties in the Monroe metro; fewer than 5 is too few to rank.
- 38th pct · 1,973rd of 3,221 US counties · median 8,232
- 28th pct · 46th of 64 Louisiana counties · median 10,187
- counties in the Monroe metro: Rank context is unavailable: the manifest lists 4 counties in the Monroe metro; fewer than 5 is too few to rank.
- 6th pct · 3,016th of 3,221 US counties · median $1,039
- 7th pct · 59th of 64 Louisiana counties · median $1,033
- counties in the Monroe metro: Rank context is unavailable: the manifest lists 4 counties in the Monroe metro; fewer than 5 is too few to rank.
- 43rd pct · 1,743rd of 3,063 US counties · median 4.3
- 84th pct · 11th of 64 Louisiana counties · median 3.1
- counties in the Monroe metro: Rank context is unavailable: the manifest lists 4 counties in the Monroe metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $163,654 (Aug 2026), +6.0% over one year, +12.4% over five
- 20th pct · 2,423rd of 3,063 US counties · median $234,566
- 41st pct · 38th of 64 Louisiana counties · median $176,099
- counties in the Monroe metro: Rank context is unavailable: the manifest lists 4 counties in the Monroe metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Union Parish, LA | $163,654 · +6.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Louisiana counties: not published this period
- counties in the Monroe metro: Rank context is unavailable: the manifest lists 4 counties in the Monroe metro; fewer than 5 is too few to rank.
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $896 a month on $163,654 at 7.28%, against an average weekly wage worth $3,458 a month: 25.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $163,654 × 80% = $130,923, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $896/mo principal and interest
- wage share = payment / (avg weekly wage $798 × 52 / 12 = $3,458) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $163,654 / ($798 × 52) = 3.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
5,320 jobs at 467 employers (2026 Q1); -3.9% jobs and -1.0% average weekly wage over the year
- 38th pct · 1,973rd of 3,221 US counties · median 8,232
- 28th pct · 46th of 64 Louisiana counties · median 10,187
- counties in the Monroe metro: Rank context is unavailable: the manifest lists 4 counties in the Monroe metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Union Parish, LA | 5,320 jobs · $798/wk · -3.9% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 678 | $732 | 0.85 | -6.2% |
| Retail trade | 575 | $584 | 1.11 | -8.4% |
| Administrative and waste services | 549 | $649 | 1.82 | +54.2% |
| Accommodation and food services | 292 | $353 | 0.61 | +3.5% |
| Educational services | 251 | $648 | 2.19 | +5.0% |
| Construction | 229 | $1,039 | 0.82 | -6.1% |
| Finance and insurance | 91 | $1,189 | 0.42 | -1.1% |
| Wholesale trade | 62 | $1,460 | 0.30 | -13.9% |
| Transportation and warehousing | 57 | $1,149 | 0.25 | +14.0% |
| Utilities | 45 | $1,737 | 2.14 | +4.7% |
| Arts, entertainment and recreation | 19 | $280 | 0.22 | -5.0% |
| Real estate and rental | 18 | $565 | 0.22 | +28.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
53 % of conservation capacity, weighted over 1 TWDB reservoirs
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Caddo Lake | 53 % full · 30k ac-ft | 144 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
30 gauges · 0 flooding · 1 with quality panels averaging 100 % · 6 stale
Sites found: 30, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-07366364 | stage 38.9 ft · no flooding | 13 km |
| USGS-07364775 | stage 5.33 ft | 22 km |
| USGS-07366200 | flow 0.00 ft³/s | 26 km |
| USGS-07365500 | stage 1.09 ft | 27 km |
| USGS-07365000 | flow 0.00 ft³/s | 31 km |
| USGS-07364535 | stage 50.1 ft | 31 km |
| USGS-07364078 | flow 3,830 ft³/s | 35 km |
| USGS-07364100 | flow 2,370 ft³/s · no flooding · STALE | 35 km |
| USGS-07366472 | stage 31.2 ft · STALE | 41 km |
| USGS-07367005 | flow 1,190 ft³/s · low threshold | 44 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
18 wells in 0 named aquifers:
Sites found: 18, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-323458092275101 | depth 265.6 ft · 2012-10-18 | 29 km |
| USGS-324141092390501 | depth 190.2 ft · 2015-06-23 | 30 km |
| USGS-330002092445901 | depth 246.8 ft · 2026-10-05 | 40 km |
| USGS-324626091543901 | depth 124.5 ft · 2016-07-09 | 44 km |
| USGS-322843092084401 | depth 269.0 ft · 2016-01-10 | 45 km |
| USGS-331104092380201 | depth 317.4 ft · 2016-10-09 | 46 km |
| USGS-331354092322401 | depth 230.9 ft · 2026-04-03 | 47 km |
| USGS-331346092391101 | depth 267.7 ft · 2026-07-07 | 50 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.37)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.3×0.47 + 0.2×0.00 / 0.85
Banks & federal dollars #
$373.7 m in deposits at 6 offices of 3 banks (SOD June 2026); HHI 4,317, highly concentrated. $146.1 m federal obligations in FY2026 (direct payments $143.6 m, grants $2.5 m), $27,459 per covered job
| Item | Value | Distance |
|---|---|---|
| Origin Bank | $208.1 m · 55.7% share · 3 offices | |
| Marion State Bank | $123.3 m · 33.0% share · 2 offices | |
| Louisiana National Bank | $42.3 m · 11.3% share · 1 office | |
| Union, LA | $146.1 m FY2026 · $27,459/job | |
| MULTIPLE RECIPIENTS | $141.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Origin Bank | $208,087,000 | 55.7% | 3 |
| Marion State Bank | $123,253,000 | 33.0% | 2 |
| Louisiana National Bank | $42,342,000 | 11.3% | 1 |
Deposit concentration is 4,317 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 55.7² + 33.0² + 11.3² = 4,317
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $124,175,520 |
| Department of Veterans Affairs | $16,726,182 |
| Department of Transportation | $2,229,723 |
| Department of Agriculture | $1,395,529 |
| Department of Housing and Urban Development | $1,044,748 |
| Railroad Retirement Board | $511,554 |
| Small Business Administration | $0 |
| Federal Communications Commission | -$1,749 |
That is $27,459 per covered job, against 5,320 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $146.1 m / 5,320 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $27,459
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Union Parish, LA: 12 findings, 1 at an alert level, 3 at a watch level and 8 noted
alertUnion Parish, LA's covered employment is -3.9% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -3.9 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchUnion Parish, LA's covered employment is -3.9% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -3.9 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchUnion Parish, LA's average weekly wage is -1.0% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -1 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchUnion Parish, LA's years of wages of 3.9 scores 43 on the 0-to-100 scale across US counties but 84 across Louisiana counties, a gap of 41 points.
Period 2026-08.Show the arithmetic
- 41 = |43 across US counties - 84 across Louisiana counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteUnion Parish, LA's covered employment was 3.9% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -3.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.