West Carroll Parish, LA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.79, -91.45.
Assembled 2026-10-06. Read the brief.
- 11th pct · 2,717th of 3,063 US counties · median $234,566
- 23rd pct · 49th of 64 Louisiana counties · median $176,099
- 86th pct · 405th of 3,063 US counties · median +2.9%
- 90th pct · 7th of 64 Louisiana counties · median +2.1%
- US counties: not published this period
- Louisiana counties: not published this period
- 16th pct · 2,682nd of 3,221 US counties · median 8,232
- 4th pct · 61st of 64 Louisiana counties · median 10,187
- 3rd pct · 3,099th of 3,221 US counties · median $1,039
- 1st pct · 63rd of 64 Louisiana counties · median $1,033
- 31st pct · 2,100th of 3,063 US counties · median 4.3
- 71st pct · 19th of 64 Louisiana counties · median 3.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $137,183 (Aug 2026), +7.1% over one year, -1.2% over five
- 11th pct · 2,717th of 3,063 US counties · median $234,566
- 23rd pct · 49th of 64 Louisiana counties · median $176,099
| Item | Value | Distance |
|---|---|---|
| West Carroll Parish, LA | $137,183 · +7.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Louisiana counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $751 a month on $137,183 at 7.28%, against an average weekly wage worth $3,280 a month: 22.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $137,183 × 80% = $109,746, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $751/mo principal and interest
- wage share = payment / (avg weekly wage $757 × 52 / 12 = $3,280) = 23% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $137,183 / ($757 × 52) = 3.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
2,066 jobs at 239 employers (2026 Q1); +5.0% jobs and +1.3% average weekly wage over the year
- 16th pct · 2,682nd of 3,221 US counties · median 8,232
- 4th pct · 61st of 64 Louisiana counties · median 10,187
| Item | Value | Distance |
|---|---|---|
| West Carroll Parish, LA | 2,066 jobs · $757/wk · +5.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 374 | $615 | 1.86 | -0.8% |
| Transportation and warehousing | 63 | $1,241 | 0.72 | +46.5% |
| Other services | 60 | $887 | 0.97 | +33.3% |
| Utilities | 28 | $1,481 | 3.43 | +0.0% |
| Professional and technical services | 24 | $1,025 | 0.17 | +14.3% |
| Wholesale trade | 14 | $1,424 | 0.18 | +40.0% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld | |||
| Construction | withheld | |||
| Manufacturing | withheld | |||
| Information | withheld | |||
| Finance and insurance | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$256.1 m in deposits at 6 offices of 5 banks (SOD June 2026); HHI 2,261, highly concentrated. $77.7 m federal obligations in FY2026 (direct payments $76.7 m, grants $1.0 m), $37,617 per covered job
| Item | Value | Distance |
|---|---|---|
| Regions Bank | $74.3 m · 29.0% share · 1 office | |
| Guaranty Bank & Trust Company of Delhi, Louisiana | $64.9 m · 25.4% share · 2 offices | |
| Currency Bank | $50.5 m · 19.7% share · 1 office | |
| West Carroll, LA | $77.7 m FY2026 · $37,617/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Regions Bank | $74,264,000 | 29.0% | 1 |
| Guaranty Bank & Trust Company of Delhi, Louisiana | $64,934,000 | 25.4% | 2 |
| Currency Bank | $50,483,000 | 19.7% | 1 |
| Commercial Capital Bank | $46,241,000 | 18.1% | 1 |
| Caldwell Bank & Trust Company | $20,128,000 | 7.9% | 1 |
Deposit concentration is 2,261 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 29.0² + 25.4² + 19.7² + … (2 more) = 2,261
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $37,617 per covered job, against 2,066 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $77.7 m / 2,066 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $37,617
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
West Carroll Parish, LA: 13 findings, 1 at a watch level and 12 noted
watchWest Carroll Parish, LA's years of wages of 3.5 scores 31 on the 0-to-100 scale across US counties but 71 across Louisiana counties, a gap of 40 points.
Period 2026-08.Show the arithmetic
- 40 = |31 across US counties - 71 across Louisiana counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteWest Carroll Parish, LA's covered employment was 5.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWest Carroll Parish, LA's average weekly wage was 1.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteWest Carroll Parish, LA's typical home value rose 0.9% from $135,994 in July 2026 to $137,183 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.9% = (137182.55469457863 - 135993.75114069937) / 135993.75114069937 × 100
- 137182.55469457863 = Zillow ZHVI, 2026-08
- 135993.75114069937 = Zillow ZHVI, 2026-07
noteWest Carroll Parish, LA's average weekly wage of $757 ranks 63rd of 64 Louisiana counties, against a median of $1,033.
Period 2026 Q1.Show the arithmetic
- 2 on the 0-to-100 scale across 64 Louisiana counties that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.