Erie County, PA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 42.12, -80.10.
Assembled 2026-10-06. Read the brief.
- 46th pct · 1,637th of 3,063 US counties · median $234,566
- 46th pct · 36th of 67 Pennsylvania counties · median $233,681
- counties in the Erie metro: Rank context is unavailable: the manifest lists 1 counties in the Erie metro; fewer than 5 is too few to rank.
- 75th pct · 744th of 3,063 US counties · median +2.9%
- 86th pct · 10th of 67 Pennsylvania counties · median +3.4%
- counties in the Erie metro: Rank context is unavailable: the manifest lists 1 counties in the Erie metro; fewer than 5 is too few to rank.
- 17th pct · 1,155th of 1,399 US counties · median $1,496
- 36th pct · 31st of 48 Pennsylvania counties · median $1,349
- counties in the Erie metro: Rank context is unavailable: the manifest lists 1 counties in the Erie metro; fewer than 5 is too few to rank.
- 91st pct · 271st of 3,221 US counties · median 8,232
- 77th pct · 16th of 67 Pennsylvania counties · median 27,809
- counties in the Erie metro: Rank context is unavailable: the manifest lists 1 counties in the Erie metro; fewer than 5 is too few to rank.
- 63rd pct · 1,160th of 3,221 US counties · median $1,039
- 53rd pct · 32nd of 67 Pennsylvania counties · median $1,102
- counties in the Erie metro: Rank context is unavailable: the manifest lists 1 counties in the Erie metro; fewer than 5 is too few to rank.
- 42nd pct · 1,763rd of 3,063 US counties · median 4.3
- 53rd pct · 32nd of 67 Pennsylvania counties · median 3.8
- counties in the Erie metro: Rank context is unavailable: the manifest lists 1 counties in the Erie metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $226,099 (Aug 2026), +5.4% over one year, +38.5% over five
- 46th pct · 1,637th of 3,063 US counties · median $234,566
- 46th pct · 36th of 67 Pennsylvania counties · median $233,681
- counties in the Erie metro: Rank context is unavailable: the manifest lists 1 counties in the Erie metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Erie County, PA | $226,099 · +5.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,136/mo (Aug 2026), +1.4% over one year; price-to-rent 16.6
- 17th pct · 1,155th of 1,399 US counties · median $1,496
- 36th pct · 31st of 48 Pennsylvania counties · median $1,349
- counties in the Erie metro: Rank context is unavailable: the manifest lists 1 counties in the Erie metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Erie County, PA | $1,136/mo · +1.4% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,238 a month on $226,099 at 7.28%, against an average weekly wage worth $4,806 a month: 25.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $226,099 × 80% = $180,880, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,238/mo principal and interest
- wage share = payment / (avg weekly wage $1,109 × 52 / 12 = $4,806) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $226,099 / ($1,109 × 52) = 3.9
- price-to-rent = $226,099 / ($1,136 × 12) = 16.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
117,823 jobs at 6,756 employers (2026 Q1); -0.3% jobs and +1.3% average weekly wage over the year
- 91st pct · 271st of 3,221 US counties · median 8,232
- 77th pct · 16th of 67 Pennsylvania counties · median 27,809
- counties in the Erie metro: Rank context is unavailable: the manifest lists 1 counties in the Erie metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Erie County, PA | 117,823 jobs · $1,109/wk · -0.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 26,657 | $1,185 | 1.50 | +2.4% |
| Manufacturing | 18,615 | $1,387 | 1.96 | -2.3% |
| Retail trade | 12,995 | $654 | 1.13 | -0.4% |
| Accommodation and food services | 10,420 | $393 | 0.98 | -0.6% |
| Finance and insurance | 5,504 | $2,309 | 1.15 | +1.2% |
| Other services | 4,571 | $691 | 1.30 | -0.7% |
| Construction | 3,773 | $1,184 | 0.61 | -3.5% |
| Administrative and waste services | 3,603 | $671 | 0.54 | +4.5% |
| Professional and technical services | 3,154 | $1,399 | 0.39 | -0.4% |
| Educational services | 3,049 | $989 | 1.20 | -3.8% |
| Transportation and warehousing | 2,754 | $1,043 | 0.55 | -6.9% |
| Wholesale trade | 2,708 | $1,290 | 0.60 | -0.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
2 USGS reservoir gauges, no capacity figures to weight
Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Pymatuning Reservoir at Pymatuning Dam, PA | 1,008 ft (USGS, no capacity on file) | 75 km |
| Lake Arthur at Moraine State Park, PA | 1,190 ft (USGS, no capacity on file) | 128 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
20 gauges · 0 flooding · 5 with quality panels averaging 100 % · 1 stale
Sites found: 20, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Erie above Erie | no readings | 6 km |
| Walnut Creek Upstream Pool, near Erie, PA | flow 9.46 ft³/s · quality 100 % (5) | 12 km |
| West Branch French Creek near Lowville, PA | flow 77.0 ft³/s · no flooding | 21 km |
| Brandy Run near Girard, PA | flow 0.72 ft³/s | 21 km |
| French Creek above Union City Lake | no flooding | 27 km |
| French Creek near Wattsburg, PA | flow 24.5 ft³/s | 28 km |
| French Creek near Union City, PA | flow 71.5 ft³/s · no flooding | 29 km |
| French Creek at Cambridge Springs, PA | stage 1.61 ft · quality 100 % (1) | 35 km |
| Raccoon Creek near West Springfield, PA | flow 0.78 ft³/s · STALE | 35 km |
| Woodcock Creek at Woodcock Dam | no flooding | 47 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
15 wells in 0 named aquifers:
Sites found: 15, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-420123080112201 | depth 68.4 ft · 1989-08-23 | 13 km |
| USGS-420126080112802 | depth 48.3 ft · 1989-10-16 | 13 km |
| USGS-420054080114901 | depth 30.1 ft · 1989-06-30 | 14 km |
| USGS-420051080120601 | depth 6.55 ft · 1989-11-07 | 14 km |
| USGS-415607080044601 | depth 19.7 ft · 2026-10-05 | 20 km |
| USGS-415711079520301 | depth 11.5 ft · 1966-11-18 | 26 km |
| USGS-420326079295801 | depth 3.22 ft · 2026-10-05 | 50 km |
| USGS-415307080414500 | depth 8.72 ft · 1999-09-28 | 56 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$7.6 bn in deposits at 63 offices of 11 banks (SOD June 2026); HHI 1,871, highly concentrated. $2.0 bn federal obligations in FY2026 (direct payments $1.8 bn, grants $139.6 m), $17,143 per covered job
| Item | Value | Distance |
|---|---|---|
| PNC Bank, National Association | $2.3 bn · 30.5% share · 9 offices | |
| First National Bank of Pennsylvania | $1.4 bn · 18.8% share · 10 offices | |
| Northwest Bank | $1.3 bn · 16.5% share · 13 offices | |
| Erie, PA | $2.0 bn FY2026 · $17,143/job | |
| MULTIPLE RECIPIENTS | $1.7 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| PNC Bank, National Association | $2,306,255,000 | 30.5% | 9 |
| First National Bank of Pennsylvania | $1,425,842,000 | 18.8% | 10 |
| Northwest Bank | $1,250,614,000 | 16.5% | 13 |
| CNB Bank | $938,749,000 | 12.4% | 6 |
| Marquette Savings Bank | $857,129,000 | 11.3% | 7 |
| Citizens Bank, National Association | $372,440,000 | 4.9% | 5 |
| KeyBank National Association | $207,244,000 | 2.7% | 5 |
| The Huntington National Bank | $112,536,000 | 1.5% | 2 |
| The Andover Bank | $73,882,000 | 1.0% | 3 |
| Clarion County Community Bank | $21,111,000 | 0.3% | 1 |
Deposit concentration is 1,871 across 11 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 11 banks with deposits in the county = 30.5² + 18.8² + 16.5² + … (8 more) = 1,871
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $1,503,873,269 |
| Department of Veterans Affairs | $198,862,097 |
| Department of Transportation | $89,759,945 |
| Department of Health and Human Services | $77,205,650 |
| Department of Housing and Urban Development | $40,448,030 |
| Department of Defense | $32,185,581 |
| Department of Agriculture | $30,800,359 |
| Department of State | $17,790,418 |
| Department of Education | $15,933,988 |
| Railroad Retirement Board | $8,278,509 |
| Federal Communications Commission | $1,694,326 |
| Department of Commerce | $1,477,496 |
That is $17,143 per covered job, against 117,823 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $2.0 bn / 117,823 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $17,143
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Erie County, PA: 8 findings, 1 at a watch level and 7 noted
watchErie County, PA's covered employment is -0.3% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.3 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteErie County, PA's average weekly wage was 1.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteErie County, PA's typical home value rose 0.4% from $225,168 in July 2026 to $226,099 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.4% = (226099.48941805624 - 225168.21125956738) / 225168.21125956738 × 100
- 226099.48941805624 = Zillow ZHVI, 2026-08
- 225168.21125956738 = Zillow ZHVI, 2026-07
noteErie County, PA's typical asking rent rose 0.4% from $1,131 in July 2026 to $1,136 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.4% = (1135.6766956162119 - 1131.409319511866) / 1131.409319511866 × 100
- 1135.6766956162119 = Zillow ZORI, 2026-08
- 1131.409319511866 = Zillow ZORI, 2026-07
noteErie County, PA's covered employment was 0.3% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.