Crawford County, PA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.69, -80.11.
Assembled 2026-10-06. Read the brief.
- 24th pct · 2,301st of 3,063 US counties · median $234,566
- 24th pct · 51st of 67 Pennsylvania counties · median $233,681
- 89th pct · 331st of 3,063 US counties · median +2.9%
- 95th pct · 4th of 67 Pennsylvania counties · median +3.4%
- 2nd pct · 1,361st of 1,399 US counties · median $1,496
- 0th pct · 48th of 48 Pennsylvania counties · median $1,349
- 76th pct · 746th of 3,221 US counties · median 8,232
- 51st pct · 33rd of 67 Pennsylvania counties · median 27,809
- 42nd pct · 1,856th of 3,221 US counties · median $1,039
- 19th pct · 54th of 67 Pennsylvania counties · median $1,102
- 27th pct · 2,231st of 3,063 US counties · median 4.3
- 39th pct · 41st of 67 Pennsylvania counties · median 3.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $172,992 (Aug 2026), +7.6% over one year, +14.6% over five
- 24th pct · 2,301st of 3,063 US counties · median $234,566
- 24th pct · 51st of 67 Pennsylvania counties · median $233,681
| Item | Value | Distance |
|---|---|---|
| Crawford County, PA | $172,992 · +7.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $871/mo (Aug 2026), n/a over one year; price-to-rent 16.5
- 2nd pct · 1,361st of 1,399 US counties · median $1,496
- 0th pct · 48th of 48 Pennsylvania counties · median $1,349
| Item | Value | Distance |
|---|---|---|
| Crawford County, PA | $871/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $947 a month on $172,992 at 7.28%, against an average weekly wage worth $4,359 a month: 21.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $172,992 × 80% = $138,394, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $947/mo principal and interest
- wage share = payment / (avg weekly wage $1,006 × 52 / 12 = $4,359) = 22% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $172,992 / ($1,006 × 52) = 3.3
- price-to-rent = $172,992 / ($871 × 12) = 16.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
28,408 jobs at 2,109 employers (2026 Q1); -0.1% jobs and +2.5% average weekly wage over the year
- 76th pct · 746th of 3,221 US counties · median 8,232
- 51st pct · 33rd of 67 Pennsylvania counties · median 27,809
| Item | Value | Distance |
|---|---|---|
| Crawford County, PA | 28,408 jobs · $1,006/wk · -0.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 6,742 | $1,233 | 2.95 | -2.1% |
| Health care and social assistance | 6,083 | $1,076 | 1.42 | +2.7% |
| Retail trade | 3,118 | $672 | 1.13 | -3.2% |
| Accommodation and food services | 2,182 | $366 | 0.85 | +3.5% |
| Other services | 1,174 | $684 | 1.38 | -2.4% |
| Construction | 814 | $1,061 | 0.55 | -3.7% |
| Professional and technical services | 657 | $1,132 | 0.34 | +6.1% |
| Administrative and waste services | 628 | $585 | 0.39 | +21.0% |
| Educational services | 618 | $1,053 | 1.01 | +0.7% |
| Wholesale trade | 504 | $1,099 | 0.46 | -1.0% |
| Finance and insurance | 479 | $1,477 | 0.41 | -1.0% |
| Transportation and warehousing | 477 | $651 | 0.40 | -5.5% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$1.7 bn in deposits at 18 offices of 8 banks (SOD June 2026); HHI 1,542, moderately concentrated. $610.4 m federal obligations in FY2026 (direct payments $586.1 m, grants $18.1 m), $21,486 per covered job
| Item | Value | Distance |
|---|---|---|
| PNC Bank, National Association | $342.2 m · 20.6% share · 2 offices | |
| Northwest Bank | $308.5 m · 18.5% share · 3 offices | |
| CNB Bank | $288.1 m · 17.3% share · 2 offices | |
| Crawford, PA | $610.4 m FY2026 · $21,486/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| PNC Bank, National Association | $342,244,000 | 20.6% | 2 |
| Northwest Bank | $308,545,000 | 18.5% | 3 |
| CNB Bank | $288,126,000 | 17.3% | 2 |
| Marquette Savings Bank | $247,786,000 | 14.9% | 4 |
| First National Bank of Pennsylvania | $214,395,000 | 12.9% | 2 |
| Mercer County State Bank | $115,121,000 | 6.9% | 3 |
| The Farmers National Bank of Canfield | $83,367,000 | 5.0% | 1 |
| Citizens Bank, National Association | $64,613,000 | 3.9% | 1 |
Deposit concentration is 1,542 across 8 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 20.6² + 18.5² + 17.3² + … (5 more) = 1,542
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $21,486 per covered job, against 28,408 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $610.4 m / 28,408 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $21,486
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Crawford County, PA: 10 findings, 1 at a watch level and 9 noted
watchCrawford County, PA's covered employment is -0.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteCrawford County, PA's average weekly wage was 2.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCrawford County, PA's typical asking rent rose 0.7% from $865 in July 2026 to $871 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.7% = (871.1111111111112 - 865.081046240308) / 865.081046240308 × 100
- 871.1111111111112 = Zillow ZORI, 2026-08
- 865.081046240308 = Zillow ZORI, 2026-07
noteCrawford County, PA's typical home value rose 0.3% from $172,443 in July 2026 to $172,992 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- +0.3% = (172992.13085929127 - 172443.34652909244) / 172443.34652909244 × 100
- 172992.13085929127 = Zillow ZHVI, 2026-08
- 172443.34652909244 = Zillow ZHVI, 2026-07
noteCrawford County, PA's covered employment was 0.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 10 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.