Gregg County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.49, -94.82.
Assembled 2026-10-07. Read the brief.
- 45th pct · 1,660th of 3,063 US counties · median $234,566
- 54th pct · 111th of 243 Texas counties · median $215,660
- counties in the Longview metro: Rank context is unavailable: the manifest lists 4 counties in the Longview metro; fewer than 5 is too few to rank.
- 23rd pct · 2,335th of 3,063 US counties · median +2.9%
- 54th pct · 111th of 243 Texas counties · median +0.0%
- counties in the Longview metro: Rank context is unavailable: the manifest lists 4 counties in the Longview metro; fewer than 5 is too few to rank.
- 18th pct · 1,140th of 1,399 US counties · median $1,496
- 9th pct · 96th of 106 Texas counties · median $1,483
- counties in the Longview metro: Rank context is unavailable: the manifest lists 4 counties in the Longview metro; fewer than 5 is too few to rank.
- 88th pct · 370th of 3,221 US counties · median 8,232
- 88th pct · 29th of 254 Texas counties · median 6,022
- counties in the Longview metro: Rank context is unavailable: the manifest lists 4 counties in the Longview metro; fewer than 5 is too few to rank.
- 76th pct · 771st of 3,221 US counties · median $1,039
- 63rd pct · 94th of 254 Texas counties · median $1,115
- counties in the Longview metro: Rank context is unavailable: the manifest lists 4 counties in the Longview metro; fewer than 5 is too few to rank.
- 33rd pct · 2,024th of 3,063 US counties · median 4.3
- 49th pct · 123rd of 243 Texas counties · median 3.6
- counties in the Longview metro: Rank context is unavailable: the manifest lists 4 counties in the Longview metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $224,184 (Aug 2026), +0.3% over one year, +26.1% over five
- 45th pct · 1,660th of 3,063 US counties · median $234,566
- 54th pct · 111th of 243 Texas counties · median $215,660
- counties in the Longview metro: Rank context is unavailable: the manifest lists 4 counties in the Longview metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Gregg County, TX | $224,184 · +0.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,151/mo (Aug 2026), +2.7% over one year; price-to-rent 16.2
- 18th pct · 1,140th of 1,399 US counties · median $1,496
- 9th pct · 96th of 106 Texas counties · median $1,483
- counties in the Longview metro: Rank context is unavailable: the manifest lists 4 counties in the Longview metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Gregg County, TX | $1,151/mo · +2.7% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,227 a month on $224,184 at 7.28%, against an average weekly wage worth $5,200 a month: 23.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $224,184 × 80% = $179,347, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,227/mo principal and interest
- wage share = payment / (avg weekly wage $1,200 × 52 / 12 = $5,200) = 24% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $224,184 / ($1,200 × 52) = 3.6
- price-to-rent = $224,184 / ($1,151 × 12) = 16.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
76,244 jobs at 4,222 employers (2026 Q1); +0.8% jobs and +3.2% average weekly wage over the year
- 88th pct · 370th of 3,221 US counties · median 8,232
- 88th pct · 29th of 254 Texas counties · median 6,022
- counties in the Longview metro: Rank context is unavailable: the manifest lists 4 counties in the Longview metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Gregg County, TX | 76,244 jobs · $1,200/wk · +0.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 11,554 | $1,377 | 1.01 | +2.1% |
| Retail trade | 9,511 | $765 | 1.28 | -4.0% |
| Manufacturing | 8,179 | $1,396 | 1.33 | +10.9% |
| Accommodation and food services | 7,764 | $437 | 1.13 | +6.7% |
| Construction | 6,263 | $1,207 | 1.57 | -7.6% |
| Wholesale trade | 4,195 | $1,727 | 1.44 | -0.9% |
| Transportation and warehousing | 3,363 | $1,276 | 1.05 | +15.2% |
| Mining, oil and gas | 3,220 | $2,269 | 11.86 | +0.3% |
| Administrative and waste services | 3,210 | $805 | 0.74 | +3.2% |
| Professional and technical services | 2,664 | $1,446 | 0.51 | -2.7% |
| Other services | 2,104 | $1,136 | 0.92 | -0.1% |
| Finance and insurance | 2,057 | $1,694 | 0.66 | -4.1% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
86 % of conservation capacity, weighted over 23 TWDB reservoirs
Sites found: 28, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Cherokee | 80 % full · 40k ac-ft | 19 km |
| Martin Lake | 79 % full · 76k ac-ft | 34 km |
| Lake O the Pines | 93 % full · 241k ac-ft | 42 km |
| Lake Tyler | 86 % full · 72k ac-ft | 43 km |
| Murvaul Lake | 89 % full · 38k ac-ft | 62 km |
| Lake Striker | 81 % full · 17k ac-ft | 63 km |
| Lake Bob Sandlin | 89 % full · 192k ac-ft | 68 km |
| Monticello Reservoir | 73 % full · 35k ac-ft | 69 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
25 gauges · 0 flooding · 0 with quality panels · 2 stale
Sites found: 25, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Sabine Rv abv Longview, TX | flow 146.0 ft³/s | 1 km |
| Sabine Rv bl Longview, TX | flow 138.0 ft³/s · no flooding | 13 km |
| Rabbit Ck at Kilgore, TX | flow 2.45 ft³/s · no flooding | 14 km |
| Sabine Rv nr Gladewater, TX | flow 159.0 ft³/s · no flooding | 14 km |
| Little Cypress Ck nr Ore City, TX | flow 0.00 ft³/s · no flooding | 22 km |
| Cherokee Bayou at Lake Cherokee | no flooding | 23 km |
| Big Sandy Ck nr Big Sandy, TX | flow 18.6 ft³/s · no flooding | 29 km |
| Martin Creek at Martin Creek Lake | no readings | 34 km |
| Martin Ck nr Tatum, TX | flow 0.99 ft³/s · STALE | 37 km |
| Sabine Rv nr Hawkins, TX | flow 123.0 ft³/s · no flooding | 37 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.33)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.3×0.14 / 0.65
Banks & federal dollars #
$4.5 bn in deposits at 52 offices of 23 banks (SOD June 2026); HHI 1,616, moderately concentrated. $858.6 m federal obligations in FY2026 (direct payments $757.2 m, grants $100.0 m), $11,261 per covered job
| Item | Value | Distance |
|---|---|---|
| Texas Bank and Trust Company | $1.6 bn · 34.6% share · 6 offices | |
| Austin Bank, Texas National Association | $538.2 m · 11.9% share · 7 offices | |
| JPMorgan Chase Bank, National Association | $425.9 m · 9.4% share · 2 offices | |
| Gregg, TX | $858.6 m FY2026 · $11,261/job | |
| MULTIPLE RECIPIENTS | $731.8 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Texas Bank and Trust Company | $1,561,944,000 | 34.6% | 6 |
| Austin Bank, Texas National Association | $538,174,000 | 11.9% | 7 |
| JPMorgan Chase Bank, National Association | $425,876,000 | 9.4% | 2 |
| VeraBank, National Association | $355,924,000 | 7.9% | 5 |
| Origin Bank | $289,367,000 | 6.4% | 2 |
| Citizens Bank | $193,326,000 | 4.3% | 3 |
| Spring Hill State Bank | $186,946,000 | 4.1% | 2 |
| The Huntington National Bank | $182,684,000 | 4.0% | 2 |
| Regions Bank | $161,545,000 | 3.6% | 3 |
| Southside Bank | $145,909,000 | 3.2% | 2 |
Deposit concentration is 1,616 across 23 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 23 banks with deposits in the county = 34.6² + 11.9² + 9.4² + … (20 more) = 1,616
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $617,868,979 |
| Department of Veterans Affairs | $108,539,321 |
| Department of Transportation | $86,746,381 |
| Department of Education | $14,829,255 |
| Department of Housing and Urban Development | $12,098,542 |
| Department of Health and Human Services | $11,249,067 |
| Railroad Retirement Board | $5,775,964 |
| Federal Communications Commission | $3,310,799 |
| Department of Defense | $886,111 |
| Department of Agriculture | $484,959 |
| Department of Justice | $249,862 |
| Small Business Administration | $0 |
That is $11,261 per covered job, against 76,244 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $858.6 m / 76,244 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $11,261
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Gregg County, TX: 8 findings, 1 at a watch level and 7 noted
watchGregg County, TX's typical home value of +0.3% scores 24 on the 0-to-100 scale across US counties but 55 across Texas counties, a gap of 31 points.
Period 2026-08.Show the arithmetic
- 31 = |24 across US counties - 55 across Texas counties|
position among the entities that published this metric this period; not an official level
noteGregg County, TX's average weekly wage was 3.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGregg County, TX's covered employment was 0.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGregg County, TX's typical asking rent rose 0.3% from $1,148 in July 2026 to $1,151 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.3% = (1150.6706412294648 - 1147.7266231615506) / 1147.7266231615506 × 100
- 1150.6706412294648 = Zillow ZORI, 2026-08
- 1147.7266231615506 = Zillow ZORI, 2026-07
noteGregg County, TX's typical asking rent of $1,151 ranks 96th of 106 Texas counties, against a median of $1,483.
Period 2026-08.Show the arithmetic
- 10 on the 0-to-100 scale across 106 Texas counties that published rent.latest
position among the entities that published this metric this period; not an official level
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.