Harrison County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.55, -94.37.
Assembled 2026-10-06. Read the brief.
- 42nd pct · 1,773rd of 3,063 US counties · median $234,566
- 49th pct · 124th of 243 Texas counties · median $215,660
- counties in the Longview metro: Rank context is unavailable: the manifest lists 4 counties in the Longview metro; fewer than 5 is too few to rank.
- 21st pct · 2,396th of 3,063 US counties · median +2.9%
- 52nd pct · 117th of 243 Texas counties · median +0.0%
- counties in the Longview metro: Rank context is unavailable: the manifest lists 4 counties in the Longview metro; fewer than 5 is too few to rank.
- 29th pct · 980th of 1,399 US counties · median $1,496
- 21st pct · 83rd of 106 Texas counties · median $1,483
- counties in the Longview metro: Rank context is unavailable: the manifest lists 4 counties in the Longview metro; fewer than 5 is too few to rank.
- 72nd pct · 891st of 3,221 US counties · median 8,232
- 79th pct · 54th of 254 Texas counties · median 6,022
- counties in the Longview metro: Rank context is unavailable: the manifest lists 4 counties in the Longview metro; fewer than 5 is too few to rank.
- 91st pct · 286th of 3,221 US counties · median $1,039
- 83rd pct · 43rd of 254 Texas counties · median $1,115
- counties in the Longview metro: Rank context is unavailable: the manifest lists 4 counties in the Longview metro; fewer than 5 is too few to rank.
- 16th pct · 2,555th of 3,063 US counties · median 4.3
- 32nd pct · 164th of 243 Texas counties · median 3.6
- counties in the Longview metro: Rank context is unavailable: the manifest lists 4 counties in the Longview metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $214,554 (Aug 2026), +0.1% over one year, +6.8% over five
- 42nd pct · 1,773rd of 3,063 US counties · median $234,566
- 49th pct · 124th of 243 Texas counties · median $215,660
- counties in the Longview metro: Rank context is unavailable: the manifest lists 4 counties in the Longview metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Harrison County, TX | $214,554 · +0.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,291/mo (Aug 2026), +3.2% over one year; price-to-rent 13.9
- 29th pct · 980th of 1,399 US counties · median $1,496
- 21st pct · 83rd of 106 Texas counties · median $1,483
- counties in the Longview metro: Rank context is unavailable: the manifest lists 4 counties in the Longview metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Harrison County, TX | $1,291/mo · +3.2% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,174 a month on $214,554 at 7.28%, against an average weekly wage worth $6,266 a month: 18.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $214,554 × 80% = $171,643, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,174/mo principal and interest
- wage share = payment / (avg weekly wage $1,446 × 52 / 12 = $6,266) = 19% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $214,554 / ($1,446 × 52) = 2.9
- price-to-rent = $214,554 / ($1,291 × 12) = 13.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
21,115 jobs at 1,413 employers (2026 Q1); -0.9% jobs and +8.9% average weekly wage over the year
- 72nd pct · 891st of 3,221 US counties · median 8,232
- 79th pct · 54th of 254 Texas counties · median 6,022
- counties in the Longview metro: Rank context is unavailable: the manifest lists 4 counties in the Longview metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Harrison County, TX | 21,115 jobs · $1,446/wk · -0.9% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 4,921 | $2,240 | 2.90 | -6.8% |
| Retail trade | 2,052 | $671 | 1.00 | -3.8% |
| Accommodation and food services | 1,839 | $375 | 0.97 | +7.9% |
| Construction | 1,479 | $1,398 | 1.34 | +3.4% |
| Finance and insurance | 749 | $1,578 | 0.87 | -3.2% |
| Mining, oil and gas | 746 | $2,426 | 9.92 | -16.8% |
| Professional and technical services | 653 | $1,550 | 0.45 | +4.3% |
| Wholesale trade | 624 | $1,736 | 0.77 | +23.6% |
| Administrative and waste services | 500 | $815 | 0.42 | +0.0% |
| Transportation and warehousing | 323 | $1,942 | 0.36 | +11.0% |
| Utilities | 252 | $5,073 | 3.02 | -3.4% |
| Real estate and rental | 204 | $1,383 | 0.63 | -37.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
87 % of conservation capacity, weighted over 19 TWDB reservoirs
Sites found: 22, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake O the Pines | 93 % full · 241k ac-ft | 26 km |
| Lake Cherokee | 80 % full · 40k ac-ft | 34 km |
| Martin Lake | 79 % full · 76k ac-ft | 37 km |
| Caddo Lake | 53 % full · 30k ac-ft | 47 km |
| Murvaul Lake | 89 % full · 38k ac-ft | 57 km |
| Lake Tyler | 86 % full · 72k ac-ft | 83 km |
| Lake Bob Sandlin | 89 % full · 192k ac-ft | 83 km |
| Monticello Reservoir | 73 % full · 35k ac-ft | 86 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
38 gauges · 0 flooding · 0 with quality panels · 1 stale
Sites found: 38, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Little Cypress Bayou nr Jefferson, TX | flow 0.00 ft³/s | 19 km |
| Sabine Rv nr Beckville, TX | flow 177.0 ft³/s | 24 km |
| Big Cypress Ck abv SH 43 nr Karnack, TX | flow 12.5 ft³/s | 25 km |
| Big Cypress Bayou nr Jefferson, TX | flow 19.0 ft³/s | 25 km |
| Black Cypress Bayou at Jefferson, TX | flow 0.08 ft³/s | 26 km |
| Martin Ck nr Tatum, TX | flow 0.99 ft³/s · STALE | 30 km |
| Sabine Rv bl Longview, TX | flow 138.0 ft³/s | 35 km |
| Cross Bayou at Hwy 80 west of Greenwood, LA | stage 1.64 ft | 35 km |
| Paw Paw Bayou near Greenwood, LA | flow 0.00 ft³/s | 38 km |
| Little Cypress Ck nr Ore City, TX | flow 0.00 ft³/s | 38 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
1 wells in 0 named aquifers:
Sites found: 1, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-323601093354101 | depth 50.2 ft · 2016-01-17 | 73 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.47)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.3×0.13 / 0.65
Banks & federal dollars #
$1.1 bn in deposits at 14 offices of 11 banks (SOD June 2026); HHI 1,421, moderately concentrated. $420.3 m federal obligations in FY2026 (direct payments $400.4 m, grants $14.4 m), $19,906 per covered job
| Item | Value | Distance |
|---|---|---|
| Texas Bank and Trust Company | $235.5 m · 20.9% share · 1 office | |
| VeraBank, National Association | $186.1 m · 16.5% share · 2 offices | |
| Community Bank | $180.8 m · 16.0% share · 2 offices | |
| Harrison, TX | $420.3 m FY2026 · $19,906/job | |
| MULTIPLE RECIPIENTS | $383.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Texas Bank and Trust Company | $235,499,000 | 20.9% | 1 |
| VeraBank, National Association | $186,147,000 | 16.5% | 2 |
| Community Bank | $180,777,000 | 16.0% | 2 |
| The Huntington National Bank | $173,809,000 | 15.4% | 1 |
| JPMorgan Chase Bank, National Association | $114,934,000 | 10.2% | 1 |
| Texas National Bank of Jacksonville | $97,772,000 | 8.7% | 1 |
| Glacier Bank | $45,718,000 | 4.1% | 1 |
| Austin Bank, Texas National Association | $41,723,000 | 3.7% | 1 |
| PNC Bank, National Association | $22,462,000 | 2.0% | 1 |
| The First National Bank of Hughes Springs | $17,132,000 | 1.5% | 2 |
Deposit concentration is 1,421 across 11 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 11 banks with deposits in the county = 20.9² + 16.5² + 16.0² + … (8 more) = 1,421
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $329,945,855 |
| Department of Veterans Affairs | $49,414,346 |
| Department of Education | $12,697,877 |
| Department of Housing and Urban Development | $6,925,574 |
| Department of Health and Human Services | $6,578,195 |
| Department of Transportation | $3,935,406 |
| Department of Defense | $3,758,385 |
| Railroad Retirement Board | $3,684,415 |
| Department of Agriculture | $1,488,343 |
| General Services Administration | $888,442 |
| Federal Communications Commission | $885,904 |
| Department of the Interior | $116,233 |
That is $19,906 per covered job, against 21,115 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $420.3 m / 21,115 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,906
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Harrison County, TX: 8 findings, 2 at a watch level and 6 noted
watchHarrison County, TX's covered employment is -0.9% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.9 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchHarrison County, TX's typical home value of +0.1% scores 22 on the 0-to-100 scale across US counties but 52 across Texas counties, a gap of 30 points.
Period 2026-08.Show the arithmetic
- 30 = |22 across US counties - 52 across Texas counties|
position among the entities that published this metric this period; not an official level
noteHarrison County, TX's average weekly wage was 8.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +8.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHarrison County, TX's covered employment was 0.9% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHarrison County, TX's typical asking rent rose 0.3% from $1,287 in July 2026 to $1,291 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.3% = (1290.8809523809523 - 1287.296264440006) / 1287.296264440006 × 100
- 1290.8809523809523 = Zillow ZORI, 2026-08
- 1287.296264440006 = Zillow ZORI, 2026-07
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.