Maverick County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 28.73, -100.32.
Assembled 2026-10-06. Read the brief.
- 43rd pct · 1,718th of 3,063 US counties · median $234,566
- 52nd pct · 117th of 243 Texas counties · median $215,660
- counties in the Eagle Pass metro: Rank context is unavailable: the manifest lists 1 counties in the Eagle Pass metro; fewer than 5 is too few to rank.
- 5th pct · 2,902nd of 3,063 US counties · median +2.9%
- 11th pct · 215th of 243 Texas counties · median +0.0%
- counties in the Eagle Pass metro: Rank context is unavailable: the manifest lists 1 counties in the Eagle Pass metro; fewer than 5 is too few to rank.
- 15th pct · 1,184th of 1,399 US counties · median $1,496
- 6th pct · 99th of 106 Texas counties · median $1,483
- counties in the Eagle Pass metro: Rank context is unavailable: the manifest lists 1 counties in the Eagle Pass metro; fewer than 5 is too few to rank.
- 70th pct · 954th of 3,221 US counties · median 8,232
- 76th pct · 61st of 254 Texas counties · median 6,022
- counties in the Eagle Pass metro: Rank context is unavailable: the manifest lists 1 counties in the Eagle Pass metro; fewer than 5 is too few to rank.
- 12th pct · 2,821st of 3,221 US counties · median $1,039
- 4th pct · 243rd of 254 Texas counties · median $1,115
- counties in the Eagle Pass metro: Rank context is unavailable: the manifest lists 1 counties in the Eagle Pass metro; fewer than 5 is too few to rank.
- 63rd pct · 1,121st of 3,063 US counties · median 4.3
- 79th pct · 51st of 243 Texas counties · median 3.6
- counties in the Eagle Pass metro: Rank context is unavailable: the manifest lists 1 counties in the Eagle Pass metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $219,306 (Aug 2026), -4.2% over one year, +18.8% over five
- 43rd pct · 1,718th of 3,063 US counties · median $234,566
- 52nd pct · 117th of 243 Texas counties · median $215,660
- counties in the Eagle Pass metro: Rank context is unavailable: the manifest lists 1 counties in the Eagle Pass metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Maverick County, TX | $219,306 · -4.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,108/mo (Aug 2026), n/a over one year; price-to-rent 16.5
- 15th pct · 1,184th of 1,399 US counties · median $1,496
- 6th pct · 99th of 106 Texas counties · median $1,483
- counties in the Eagle Pass metro: Rank context is unavailable: the manifest lists 1 counties in the Eagle Pass metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Maverick County, TX | $1,108/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,200 a month on $219,306 at 7.28%, against an average weekly wage worth $3,709 a month: 32.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $219,306 × 80% = $175,445, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,200/mo principal and interest
- wage share = payment / (avg weekly wage $856 × 52 / 12 = $3,709) = 32% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $219,306 / ($856 × 52) = 4.9
- price-to-rent = $219,306 / ($1,108 × 12) = 16.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
19,191 jobs at 941 employers (2026 Q1); +1.7% jobs and +1.2% average weekly wage over the year
- 70th pct · 954th of 3,221 US counties · median 8,232
- 76th pct · 61st of 254 Texas counties · median 6,022
- counties in the Eagle Pass metro: Rank context is unavailable: the manifest lists 1 counties in the Eagle Pass metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Maverick County, TX | 19,191 jobs · $856/wk · +1.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 4,766 | $593 | 1.65 | +0.0% |
| Retail trade | 2,318 | $596 | 1.24 | -2.1% |
| Accommodation and food services | 1,914 | $400 | 1.11 | -1.5% |
| Transportation and warehousing | 834 | $782 | 1.03 | -4.6% |
| Manufacturing | 541 | $805 | 0.35 | +0.0% |
| Finance and insurance | 411 | $820 | 0.53 | +0.2% |
| Administrative and waste services | 326 | $667 | 0.30 | -0.6% |
| Construction | 245 | $1,017 | 0.24 | -0.4% |
| Other services | 142 | $535 | 0.25 | +5.2% |
| Agriculture, forestry, fishing | 112 | $1,160 | 0.81 | -20.6% |
| Real estate and rental | 98 | $784 | 0.33 | -1.0% |
| Information | 69 | $1,459 | 0.20 | -5.5% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Amistad Reservoir | 44 % full · 1,813k ac-ft | 108 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.53)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.3×0.56 / 0.65
Banks & federal dollars #
$1.2 bn in deposits at 11 offices of 3 banks (SOD June 2026); HHI 4,573, highly concentrated. $380.0 m federal obligations in FY2026 (direct payments $205.3 m, contracts $153.6 m), $19,802 per covered job
| Item | Value | Distance |
|---|---|---|
| International Bank of Commerce | $718.9 m · 61.9% share · 6 offices | |
| Falcon International Bank | $258.3 m · 22.2% share · 2 offices | |
| PNC Bank, National Association | $185.1 m · 15.9% share · 3 offices | |
| Maverick, TX | $380.0 m FY2026 · $19,802/job | |
| MULTIPLE RECIPIENTS | $200.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| International Bank of Commerce | $718,902,000 | 61.9% | 6 |
| Falcon International Bank | $258,295,000 | 22.2% | 2 |
| PNC Bank, National Association | $185,073,000 | 15.9% | 3 |
Deposit concentration is 4,573 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 61.9² + 22.2² + 15.9² = 4,573
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $175,632,961 |
| Department of Homeland Security | $142,280,677 |
| Department of Veterans Affairs | $22,188,909 |
| Department of Transportation | $11,404,908 |
| Department of Defense | $10,160,507 |
| Department of Housing and Urban Development | $6,381,331 |
| Department of Health and Human Services | $5,428,342 |
| Railroad Retirement Board | $2,394,444 |
| General Services Administration | $1,178,630 |
| Department of Agriculture | $1,022,263 |
| Department of the Interior | $730,541 |
| Department of Justice | $499,364 |
That is $19,802 per covered job, against 19,191 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $380.0 m / 19,191 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,802
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Maverick County, TX: 12 findings, 3 at a watch level and 9 noted
watchMaverick County, TX's typical home value is -4.2% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -4.160072509483782 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchMaverick County, TX's typical home value is -1.8% against the previous month, a watch level here: typical home value at least 1 percent below the previous month (arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.momPct = -1.8149588952055207 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZHVI month columns; convention chosen for this dashboard, not an official level
watchMaverick County, TX's typical asking rent is -1.7% against the previous month, a watch level here: typical asking rent at least 1 percent below the previous month (arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: rent.momPct = -1.7324484964421805 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level
noteMaverick County, TX's typical home value fell 1.8% from $223,360 in July 2026 to $219,306 in August 2026, on Zillow ZHVI.
Period 2026-08.Show the arithmetic
- -1.8% = (219305.87793006076 - 223359.7658690106) / 223359.7658690106 × 100
- 219305.87793006076 = Zillow ZHVI, 2026-08
- 223359.7658690106 = Zillow ZHVI, 2026-07
noteMaverick County, TX's typical asking rent fell 1.7% from $1,127 in July 2026 to $1,108 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- -1.7% = (1107.5 - 1127.0251299177862) / 1127.0251299177862 × 100
- 1107.5 = Zillow ZORI, 2026-08
- 1127.0251299177862 = Zillow ZORI, 2026-07
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.