Robertson County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.03, -96.51.
Assembled 2026-10-06. Read the brief.
- 64th pct · 1,084th of 3,063 US counties · median $234,566
- 74th pct · 62nd of 243 Texas counties · median $215,660
- counties in the College Station-Bryan metro: Rank context is unavailable: the manifest lists 3 counties in the College Station-Bryan metro; fewer than 5 is too few to rank.
- 57th pct · 1,313th of 3,063 US counties · median +2.9%
- 76th pct · 57th of 243 Texas counties · median +0.0%
- counties in the College Station-Bryan metro: Rank context is unavailable: the manifest lists 3 counties in the College Station-Bryan metro; fewer than 5 is too few to rank.
- US counties: not published this period
- Texas counties: not published this period
- counties in the College Station-Bryan metro: Rank context is unavailable: the manifest lists 3 counties in the College Station-Bryan metro; fewer than 5 is too few to rank.
- 40th pct · 1,924th of 3,221 US counties · median 8,232
- 47th pct · 134th of 254 Texas counties · median 6,022
- counties in the College Station-Bryan metro: Rank context is unavailable: the manifest lists 3 counties in the College Station-Bryan metro; fewer than 5 is too few to rank.
- 85th pct · 467th of 3,221 US counties · median $1,039
- 75th pct · 63rd of 254 Texas counties · median $1,115
- counties in the College Station-Bryan metro: Rank context is unavailable: the manifest lists 3 counties in the College Station-Bryan metro; fewer than 5 is too few to rank.
- 46th pct · 1,630th of 3,063 US counties · median 4.3
- 61st pct · 94th of 243 Texas counties · median 3.6
- counties in the College Station-Bryan metro: Rank context is unavailable: the manifest lists 3 counties in the College Station-Bryan metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $280,261 (Aug 2026), +3.6% over one year, -3.1% over five
- 64th pct · 1,084th of 3,063 US counties · median $234,566
- 74th pct · 62nd of 243 Texas counties · median $215,660
- counties in the College Station-Bryan metro: Rank context is unavailable: the manifest lists 3 counties in the College Station-Bryan metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Robertson County, TX | $280,261 · +3.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Texas counties: not published this period
- counties in the College Station-Bryan metro: Rank context is unavailable: the manifest lists 3 counties in the College Station-Bryan metro; fewer than 5 is too few to rank.
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,534 a month on $280,261 at 7.28%, against an average weekly wage worth $5,664 a month: 27.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $280,261 × 80% = $224,209, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,534/mo principal and interest
- wage share = payment / (avg weekly wage $1,307 × 52 / 12 = $5,664) = 27% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $280,261 / ($1,307 × 52) = 4.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
5,595 jobs at 388 employers (2026 Q1); -0.8% jobs and +5.6% average weekly wage over the year
- 40th pct · 1,924th of 3,221 US counties · median 8,232
- 47th pct · 134th of 254 Texas counties · median 6,022
- counties in the College Station-Bryan metro: Rank context is unavailable: the manifest lists 3 counties in the College Station-Bryan metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Robertson County, TX | 5,595 jobs · $1,307/wk · -0.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Wholesale trade | 579 | $1,995 | 2.70 | -4.3% |
| Transportation and warehousing | 574 | $1,471 | 2.43 | +1.4% |
| Construction | 550 | $1,276 | 1.88 | -6.0% |
| Retail trade | 533 | $584 | 0.98 | +4.1% |
| Accommodation and food services | 428 | $353 | 0.85 | -11.2% |
| Agriculture, forestry, fishing | 370 | $1,103 | 9.16 | +7.9% |
| Administrative and waste services | 313 | $2,032 | 0.98 | +20.4% |
| Mining, oil and gas | 271 | $3,443 | 13.60 | +12.0% |
| Manufacturing | 95 | $878 | 0.21 | +11.8% |
| Utilities | 87 | $3,026 | 3.94 | -31.0% |
| Finance and insurance | 73 | $1,077 | 0.32 | +1.4% |
| Other services | 54 | $938 | 0.32 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 20, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Limestone | 85 % full · 204k ac-ft | 38 km |
| Gibbons Creek Reservoir | 88 % full · 26k ac-ft | 63 km |
| Somerville Lake | 91 % full · 150k ac-ft | 78 km |
| Granger Lake | 100 % full · 52k ac-ft | 86 km |
| Waco Lake | 89 % full · 189k ac-ft | 89 km |
| Belton Lake | 98 % full · 433k ac-ft | 92 km |
| Houston County Lake | 95 % full · 17k ac-ft | 97 km |
| Stillhouse Hollow Lake | 98 % full · 230k ac-ft | 97 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.32)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.3×0.10 / 0.65
Banks & federal dollars #
$568.4 m in deposits at 8 offices of 5 banks (SOD June 2026); HHI 3,688, highly concentrated. $110.8 m federal obligations in FY2026 (direct payments $114.2 m, contracts $547,324), $19,812 per covered job
| Item | Value | Distance |
|---|---|---|
| SouthStar Bank, S.S.B. | $313.2 m · 55.1% share · 4 offices | |
| Prosperity Bank | $114.0 m · 20.1% share · 1 office | |
| Wells Fargo Bank, National Association | $76.6 m · 13.5% share · 1 office | |
| Robertson, TX | $110.8 m FY2026 · $19,812/job | |
| MULTIPLE RECIPIENTS | $111.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| SouthStar Bank, S.S.B. | $313,239,000 | 55.1% | 4 |
| Prosperity Bank | $114,041,000 | 20.1% | 1 |
| Wells Fargo Bank, National Association | $76,560,000 | 13.5% | 1 |
| First Financial Bank | $39,156,000 | 6.9% | 1 |
| First National Bank of Huntsville | $25,451,000 | 4.5% | 1 |
Deposit concentration is 3,688 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 55.1² + 20.1² + 13.5² + … (2 more) = 3,688
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $96,520,417 |
| Department of Veterans Affairs | $12,981,864 |
| Department of Agriculture | $2,715,972 |
| Railroad Retirement Board | $1,740,052 |
| Department of Defense | $544,977 |
| Department of Housing and Urban Development | $536,766 |
| Federal Communications Commission | $286,236 |
| Department of Education | $45,988 |
| Department of Health and Human Services | $20,000 |
| Department of Homeland Security | -$1,035 |
| Department of Transportation | -$4,541,679 |
That is $19,812 per covered job, against 5,595 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $110.8 m / 5,595 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,812
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Robertson County, TX: 4 findings, 1 at a watch level and 3 noted
watchRobertson County, TX's covered employment is -0.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteRobertson County, TX's average weekly wage was 5.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteRobertson County, TX's covered employment was 0.8% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteThe next Zillow ZHVI typical home value (monthly) covering Robertson County, TX is due between 2026-10-14 and 2026-10-21, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-14 to 2026-10-21, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.