Greene County, VA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.30, -78.47.
Assembled 2026-10-07. Read the brief.
- 83rd pct · 498th of 3,063 US counties · median $234,566
- 70th pct · 40th of 133 Virginia counties · median $307,999
- 50th pct · 3rd of 5 counties in the Charlottesville metro · median $382,630
- 35th pct · 1,967th of 3,063 US counties · median +2.9%
- 23rd pct · 102nd of 133 Virginia counties · median +2.9%
- 50th pct · 3rd of 5 counties in the Charlottesville metro · median +1.7%
- 88th pct · 161st of 1,399 US counties · median $1,496
- 82nd pct · 15th of 79 Virginia counties · median $1,757
- counties in the Charlottesville metro: only 3 of counties in the Charlottesville metro published this metric; fewer than 5 is too few to rank
- 31st pct · 2,203rd of 3,221 US counties · median 8,232
- 27th pct · 97th of 133 Virginia counties · median 9,944
- 0th pct · 5th of 5 counties in the Charlottesville metro · median 4,636
- 16th pct · 2,703rd of 3,221 US counties · median $1,039
- 12th pct · 116th of 133 Virginia counties · median $1,048
- 0th pct · 5th of 5 counties in the Charlottesville metro · median $1,165
- 93rd pct · 189th of 3,063 US counties · median 4.3
- 90th pct · 14th of 133 Virginia counties · median 5.4
- 100th pct · 1st of 5 counties in the Charlottesville metro · median 7.3
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $382,630 (Aug 2026), +1.7% over one year, +24.7% over five
- 83rd pct · 498th of 3,063 US counties · median $234,566
- 70th pct · 40th of 133 Virginia counties · median $307,999
- 50th pct · 3rd of 5 counties in the Charlottesville metro · median $382,630
| Item | Value | Distance |
|---|---|---|
| Greene County, VA | $382,630 · +1.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $2,134/mo (Aug 2026), n/a over one year; price-to-rent 14.9
- 88th pct · 161st of 1,399 US counties · median $1,496
- 82nd pct · 15th of 79 Virginia counties · median $1,757
- counties in the Charlottesville metro: only 3 of counties in the Charlottesville metro published this metric; fewer than 5 is too few to rank
| Item | Value | Distance |
|---|---|---|
| Greene County, VA | $2,134/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,094 a month on $382,630 at 7.28%, against an average weekly wage worth $3,822 a month: 54.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $382,630 × 80% = $306,104, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,094/mo principal and interest
- wage share = payment / (avg weekly wage $882 × 52 / 12 = $3,822) = 55% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $382,630 / ($882 × 52) = 8.3
- price-to-rent = $382,630 / ($2,134 × 12) = 14.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
4,014 jobs at 548 employers (2026 Q1); 0.0% jobs and +5.5% average weekly wage over the year
- 31st pct · 2,203rd of 3,221 US counties · median 8,232
- 27th pct · 97th of 133 Virginia counties · median 9,944
- 0th pct · 5th of 5 counties in the Charlottesville metro · median 4,636
| Item | Value | Distance |
|---|---|---|
| Greene County, VA | 4,014 jobs · $882/wk · 0.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 765 | $641 | 1.96 | -4.3% |
| Accommodation and food services | 401 | $450 | 1.11 | -6.3% |
| Construction | 329 | $1,050 | 1.56 | +3.8% |
| Administrative and waste services | 195 | $659 | 0.85 | -4.4% |
| Other services | 173 | $804 | 1.44 | +0.0% |
| Professional and technical services | 172 | $1,589 | 0.62 | +10.3% |
| Transportation and warehousing | 129 | $890 | 0.76 | +0.0% |
| Finance and insurance | 86 | $1,741 | 0.53 | -4.4% |
| Arts, entertainment and recreation | 47 | $405 | 0.71 | +14.6% |
| Manufacturing | 45 | $976 | 0.14 | -4.3% |
| Real estate and rental | 26 | $915 | 0.42 | -18.8% |
| Unclassified | 17 | $867 | 1.99 | +6.2% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$402.3 m in deposits at 4 offices of 4 banks (SOD June 2026); HHI 3,256, highly concentrated. $135.9 m federal obligations in FY2026 (direct payments $134.6 m, grants $1.3 m), $33,869 per covered job
| Item | Value | Distance |
|---|---|---|
| Bank of America, National Association | $189.5 m · 47.1% share · 1 office | |
| Truist Bank | $96.8 m · 24.0% share · 1 office | |
| United Bank | $76.9 m · 19.1% share · 1 office | |
| Greene, VA | $135.9 m FY2026 · $33,869/job | |
| MULTIPLE RECIPIENTS | $134.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Bank of America, National Association | $189,468,000 | 47.1% | 1 |
| Truist Bank | $96,759,000 | 24.0% | 1 |
| United Bank | $76,899,000 | 19.1% | 1 |
| Pioneer Bank | $39,216,000 | 9.7% | 1 |
Deposit concentration is 3,256 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 47.1² + 24.0² + 19.1² + … (1 more) = 3,256
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $115,745,729 |
| Department of Veterans Affairs | $18,508,554 |
| Department of Transportation | $1,292,298 |
| Railroad Retirement Board | $164,235 |
| Federal Communications Commission | $160,934 |
| Department of Agriculture | $78,225 |
| Small Business Administration | $0 |
That is $33,869 per covered job, against 4,014 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $135.9 m / 4,014 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $33,869
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 3.00 | 2026-10-06 | -50.0% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Greene County, VA: 8 findings, 1 at a watch level and 7 noted
watchGreene County, VA's years of wages of 8.3 ranks 189th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: yearsOfWages percentile = 93.86022207707381 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
noteGreene County, VA's average weekly wage was 5.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGreene County, VA's typical asking rent rose 1.1% from $2,111 in July 2026 to $2,134 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +1.1% = (2133.888888888889 - 2110.554886912285) / 2110.554886912285 × 100
- 2133.888888888889 = Zillow ZORI, 2026-08
- 2110.554886912285 = Zillow ZORI, 2026-07
noteGreene County, VA's average weekly wage of $882 ranks 5th of 5 counties in the Charlottesville metro, against a median of $1,165.
Period 2026 Q1.Show the arithmetic
- 0 on the 0-to-100 scale across 5 counties in the Charlottesville metro that published jobs.avgWeeklyWage
position among the entities that published this metric this period; not an official level
noteGreene County, VA's covered employment of 4,014 ranks 5th of 5 counties in the Charlottesville metro, against a median of 4,636.
Period 2026 Q1.Show the arithmetic
- 0 on the 0-to-100 scale across 5 counties in the Charlottesville metro that published jobs.emp
position among the entities that published this metric this period; not an official level
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.