Sussex County, NJ
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.14, -74.69.
Assembled 2026-10-06. Read the brief.
- 90th pct · 292nd of 3,063 US counties · median $234,566
- 40th pct · 13th of 21 New Jersey counties · median $588,036
- 0th pct · 22nd of 22 counties in the New York-Newark-Jersey City metro · median $688,267
- 49th pct · 1,534th of 3,063 US counties · median +2.9%
- 40th pct · 13th of 21 New Jersey counties · median +3.2%
- 14th pct · 19th of 22 counties in the New York-Newark-Jersey City metro · median +4.7%
- 90th pct · 137th of 1,399 US counties · median $1,496
- 35th pct · 14th of 21 New Jersey counties · median $2,286
- 0th pct · 22nd of 22 counties in the New York-Newark-Jersey City metro · median $2,832
- 80th pct · 624th of 3,221 US counties · median 8,232
- 15th pct · 18th of 21 New Jersey counties · median 188,702
- 4th pct · 21st of 22 counties in the New York-Newark-Jersey City metro · median 283,785
- 77th pct · 717th of 3,221 US counties · median $1,039
- 25th pct · 16th of 21 New Jersey counties · median $1,446
- 4th pct · 21st of 22 counties in the New York-Newark-Jersey City metro · median $1,632
- 88th pct · 340th of 3,063 US counties · median 4.3
- 70th pct · 7th of 21 New Jersey counties · median 6.2
- 38th pct · 14th of 22 counties in the New York-Newark-Jersey City metro · median 8.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $449,637 (Aug 2026), +2.9% over one year, +33.7% over five
- 90th pct · 292nd of 3,063 US counties · median $234,566
- 40th pct · 13th of 21 New Jersey counties · median $588,036
- 0th pct · 22nd of 22 counties in the New York-Newark-Jersey City metro · median $688,267
| Item | Value | Distance |
|---|---|---|
| Sussex County, NJ | $449,637 · +2.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $2,221/mo (Aug 2026), +3.6% over one year; price-to-rent 16.9
- 90th pct · 137th of 1,399 US counties · median $1,496
- 35th pct · 14th of 21 New Jersey counties · median $2,286
- 0th pct · 22nd of 22 counties in the New York-Newark-Jersey City metro · median $2,832
| Item | Value | Distance |
|---|---|---|
| Sussex County, NJ | $2,221/mo · +3.6% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,461 a month on $449,637 at 7.28%, against an average weekly wage worth $5,261 a month: 46.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $449,637 × 80% = $359,710, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,461/mo principal and interest
- wage share = payment / (avg weekly wage $1,214 × 52 / 12 = $5,261) = 47% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $449,637 / ($1,214 × 52) = 7.1
- price-to-rent = $449,637 / ($2,221 × 12) = 16.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
38,286 jobs at 3,728 employers (2026 Q1); +1.0% jobs and +3.2% average weekly wage over the year
- 80th pct · 624th of 3,221 US counties · median 8,232
- 15th pct · 18th of 21 New Jersey counties · median 188,702
- 4th pct · 21st of 22 counties in the New York-Newark-Jersey City metro · median 283,785
| Item | Value | Distance |
|---|---|---|
| Sussex County, NJ | 38,286 jobs · $1,214/wk · +1.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 5,978 | $1,264 | 1.04 | +0.8% |
| Retail trade | 5,449 | $770 | 1.46 | -2.8% |
| Accommodation and food services | 3,559 | $511 | 1.03 | +2.9% |
| Manufacturing | 2,912 | $1,476 | 0.95 | +0.0% |
| Other services | 1,795 | $924 | 1.57 | +0.8% |
| Professional and technical services | 1,718 | $1,636 | 0.65 | +0.8% |
| Arts, entertainment and recreation | 1,273 | $552 | 2.02 | +8.2% |
| Administrative and waste services | 1,130 | $1,003 | 0.52 | -2.5% |
| Management of companies | 785 | $4,176 | 1.22 | -3.9% |
| Wholesale trade | 692 | $1,696 | 0.47 | -6.0% |
| Educational services | 495 | $808 | 0.60 | -3.5% |
| Agriculture, forestry, fishing | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$4.6 bn in deposits at 30 offices of 8 banks (SOD June 2026); HHI 2,712, highly concentrated. $1.0 bn federal obligations in FY2026 (direct payments $941.9 m, grants $39.9 m), $26,136 per covered job
| Item | Value | Distance |
|---|---|---|
| Provident Bank | $2.1 bn · 45.6% share · 11 offices | |
| JPMorgan Chase Bank, National Association | $913.0 m · 19.8% share · 5 offices | |
| PNC Bank, National Association | $427.2 m · 9.3% share · 4 offices | |
| Sussex, NJ | $1.0 bn FY2026 · $26,136/job | |
| MULTIPLE RECIPIENTS | $932.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Provident Bank | $2,104,115,000 | 45.6% | 11 |
| JPMorgan Chase Bank, National Association | $913,031,000 | 19.8% | 5 |
| PNC Bank, National Association | $427,151,000 | 9.3% | 4 |
| Wells Fargo Bank, National Association | $396,989,000 | 8.6% | 3 |
| Valley National Bank | $330,992,000 | 7.2% | 3 |
| First Hope Bank, A National Banking Association | $175,831,000 | 3.8% | 2 |
| Santander Bank, N.A. | $155,245,000 | 3.4% | 1 |
| TD Bank, National Association | $112,860,000 | 2.4% | 1 |
Deposit concentration is 2,712 across 8 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 45.6² + 19.8² + 9.3² + … (5 more) = 2,712
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $860,169,428 |
| Department of Veterans Affairs | $66,794,077 |
| Department of Transportation | $36,831,920 |
| Department of Defense | $16,348,149 |
| Department of Education | $5,802,430 |
| Railroad Retirement Board | $5,346,269 |
| Department of Housing and Urban Development | $5,196,118 |
| Department of Justice | $1,313,241 |
| Federal Communications Commission | $1,205,131 |
| Department of Agriculture | $586,007 |
| Department of the Interior | $547,593 |
| Department of Health and Human Services | $397,839 |
That is $26,136 per covered job, against 38,286 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.0 bn / 38,286 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $26,136
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Sussex County, NJ: 16 findings, 4 at a watch level and 12 noted
watchSussex County, NJ's covered employment of 38,286 scores 81 on the 0-to-100 scale across US counties but 15 across New Jersey counties, a gap of 66 points.
Period 2026 Q1.Show the arithmetic
- 66 = |81 across US counties - 15 across New Jersey counties|
position among the entities that published this metric this period; not an official level
watchSussex County, NJ's typical asking rent of $2,221 scores 90 on the 0-to-100 scale across US counties but 35 across New Jersey counties, a gap of 55 points.
Period 2026-08.Show the arithmetic
- 55 = |90 across US counties - 35 across New Jersey counties|
position among the entities that published this metric this period; not an official level
watchSussex County, NJ's average weekly wage of $1,214 scores 78 on the 0-to-100 scale across US counties but 25 across New Jersey counties, a gap of 53 points.
Period 2026 Q1.Show the arithmetic
- 53 = |78 across US counties - 25 across New Jersey counties|
position among the entities that published this metric this period; not an official level
watchSussex County, NJ's typical home value of $449,637 scores 90 on the 0-to-100 scale across US counties but 40 across New Jersey counties, a gap of 50 points.
Period 2026-08.Show the arithmetic
- 50 = |90 across US counties - 40 across New Jersey counties|
position among the entities that published this metric this period; not an official level
noteSussex County, NJ's average weekly wage was 3.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.