Dickson County, TN
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 36.15, -87.36.
Assembled 2026-10-06. Read the brief.
- 81st pct · 579th of 3,063 US counties · median $234,566
- 85th pct · 15th of 95 Tennessee counties · median $259,021
- 38th pct · 9th of 14 counties in the Nashville-Davidson--Murfreesboro--Franklin metro · median $384,552
- 41st pct · 1,797th of 3,063 US counties · median +2.9%
- 34th pct · 63rd of 95 Tennessee counties · median +3.2%
- 53rd pct · 7th of 14 counties in the Nashville-Davidson--Murfreesboro--Franklin metro · median +2.0%
- 72nd pct · 382nd of 1,399 US counties · median $1,496
- 86th pct · 7th of 46 Tennessee counties · median $1,490
- 62nd pct · 4th of 9 counties in the Nashville-Davidson--Murfreesboro--Franklin metro · median $1,732
- 69th pct · 969th of 3,221 US counties · median 8,232
- 75th pct · 24th of 95 Tennessee counties · median 8,576
- 46th pct · 8th of 14 counties in the Nashville-Davidson--Murfreesboro--Franklin metro · median 20,943
- 47th pct · 1,689th of 3,221 US counties · median $1,039
- 47th pct · 50th of 95 Tennessee counties · median $1,030
- 23rd pct · 11th of 14 counties in the Nashville-Davidson--Murfreesboro--Franklin metro · median $1,207
- 86th pct · 416th of 3,063 US counties · median 4.3
- 94th pct · 6th of 95 Tennessee counties · median 5.0
- 76th pct · 4th of 14 counties in the Nashville-Davidson--Murfreesboro--Franklin metro · median 6.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $361,693 (Aug 2026), +2.2% over one year, +24.7% over five
- 81st pct · 579th of 3,063 US counties · median $234,566
- 85th pct · 15th of 95 Tennessee counties · median $259,021
- 38th pct · 9th of 14 counties in the Nashville-Davidson--Murfreesboro--Franklin metro · median $384,552
| Item | Value | Distance |
|---|---|---|
| Dickson County, TN | $361,693 · +2.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,784/mo (Aug 2026), +3.4% over one year; price-to-rent 16.9
- 72nd pct · 382nd of 1,399 US counties · median $1,496
- 86th pct · 7th of 46 Tennessee counties · median $1,490
- 62nd pct · 4th of 9 counties in the Nashville-Davidson--Murfreesboro--Franklin metro · median $1,732
| Item | Value | Distance |
|---|---|---|
| Dickson County, TN | $1,784/mo · +3.4% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,980 a month on $361,693 at 7.28%, against an average weekly wage worth $4,455 a month: 44.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $361,693 × 80% = $289,354, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,980/mo principal and interest
- wage share = payment / (avg weekly wage $1,028 × 52 / 12 = $4,455) = 44% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $361,693 / ($1,028 × 52) = 6.8
- price-to-rent = $361,693 / ($1,784 × 12) = 16.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
18,850 jobs at 1,375 employers (2026 Q1); +0.3% jobs and +3.3% average weekly wage over the year
- 69th pct · 969th of 3,221 US counties · median 8,232
- 75th pct · 24th of 95 Tennessee counties · median 8,576
- 46th pct · 8th of 14 counties in the Nashville-Davidson--Murfreesboro--Franklin metro · median 20,943
| Item | Value | Distance |
|---|---|---|
| Dickson County, TN | 18,850 jobs · $1,028/wk · +0.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 3,302 | $1,331 | 2.18 | -2.0% |
| Health care and social assistance | 3,238 | $1,091 | 1.14 | -2.2% |
| Retail trade | 2,491 | $716 | 1.36 | +1.3% |
| Accommodation and food services | 1,831 | $438 | 1.08 | -1.6% |
| Construction | 1,195 | $1,201 | 1.21 | -3.3% |
| Administrative and waste services | 1,067 | $555 | 1.00 | +29.2% |
| Wholesale trade | 706 | $1,585 | 0.98 | +0.1% |
| Finance and insurance | 598 | $1,881 | 0.78 | +8.7% |
| Other services | 445 | $808 | 0.79 | -8.1% |
| Professional and technical services | 287 | $1,129 | 0.22 | -5.6% |
| Information | 139 | $1,385 | 0.40 | -28.0% |
| Real estate and rental | 107 | $966 | 0.37 | -19.5% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
86 gauges · 0 flooding · 27 with quality panels averaging 97 % · 42 stale
Sites found: 86, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| HARPETH RIVER AT MCDANIEL, TN | flow 0.00 ft³/s · quality 80 % (5) | 69 km |
| PINEY RIVER AT CEDAR HILL, TN | flow 16.0 ft³/s · STALE | 18 km |
| USGS-360553087352201 | temp 17.1 °C · quality 100 % (1) · STALE | 21 km |
| CUMBERLAND RIVER AT RIVER MILE 142.9, TN | DO 6.40 mg/l · quality 100 % (4) · STALE | 23 km |
| CUMBERLAND RIVER BELOW CHEATHAM DAM, TN | flow 3,970 ft³/s · STALE | 23 km |
| Cumberland River at Cheatham Lock and Dam | observation not current | 24 km |
| HARPETH RIVER NEAR KINGSTON SPRINGS, TN | flow 129.0 ft³/s · quality 100 % (3) · no flooding | 24 km |
| YELLOW CREEK AT ELLIS MILLS, TN | flow 16.4 ft³/s | 25 km |
| YELLOW CREEK NEAR SHILOH, TN | flow 732.0 ft³/s · STALE | 27 km |
| CUMBERLAND RIVER AT ASHLAND CITY, TN | flow 12,100 ft³/s · no flooding | 29 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
6 wells in 0 named aquifers:
Sites found: 6, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-360429087233602 | depth 28.4 ft · 1986-12-19 | 8 km |
| USGS-360553087352201 | depth 15.4 ft · 2024-08-01 | 21 km |
| USGS-360905087070201 | depth 44.6 ft · 2026-10-05 | 22 km |
| USGS-355749086533300 | depth 31.2 ft · 1984-02-28 | 47 km |
| USGS-360020087573300 | depth 85.7 ft · 1998-02-24 | 56 km |
| USGS-360835086441100 | depth 54.1 ft · 1997-09-29 | 56 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.33)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.03 / 0.55
Banks & federal dollars #
$1.6 bn in deposits at 20 offices of 9 banks (SOD June 2026); HHI 1,655, moderately concentrated. $377.5 m federal obligations in FY2026 (direct payments $358.8 m, contracts $16.2 m), $20,029 per covered job
| Item | Value | Distance |
|---|---|---|
| First Federal Bank | $483.8 m · 29.3% share · 7 offices | |
| TriStar Bank | $283.8 m · 17.2% share · 3 offices | |
| Bank of Dickson | $261.3 m · 15.9% share · 4 offices | |
| Dickson, TN | $377.5 m FY2026 · $20,029/job | |
| MULTIPLE RECIPIENTS | $346.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Federal Bank | $483,803,000 | 29.3% | 7 |
| TriStar Bank | $283,833,000 | 17.2% | 3 |
| Bank of Dickson | $261,336,000 | 15.9% | 4 |
| U.S. Bank National Association | $137,328,000 | 8.3% | 1 |
| FirstBank | $120,528,000 | 7.3% | 1 |
| Regions Bank | $104,946,000 | 6.4% | 1 |
| Pinnacle Bank | $104,222,000 | 6.3% | 1 |
| Lawrence Bank | $77,071,000 | 4.7% | 1 |
| Traditions First Bank | $75,706,000 | 4.6% | 1 |
Deposit concentration is 1,655 across 9 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 9 banks with deposits in the county = 29.3² + 17.2² + 15.9² + … (6 more) = 1,655
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $287,713,207 |
| Department of Veterans Affairs | $55,512,343 |
| Department of Defense | $14,780,500 |
| Department of Housing and Urban Development | $7,508,753 |
| Railroad Retirement Board | $3,270,416 |
| Department of Agriculture | $2,762,359 |
| Department of Education | $2,618,752 |
| Department of Transportation | $1,517,612 |
| Department of Justice | $1,464,135 |
| Federal Communications Commission | $387,679 |
| Department of Health and Human Services | $60,000 |
| Small Business Administration | -$54,242 |
That is $20,029 per covered job, against 18,850 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $377.5 m / 18,850 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $20,029
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Dickson County, TN: 7 findings, 7 noted
noteDickson County, TN's average weekly wage was 3.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDickson County, TN's typical asking rent rose 0.7% from $1,771 in July 2026 to $1,784 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.7% = (1783.5 - 1770.6065429302284) / 1770.6065429302284 × 100
- 1783.5 = Zillow ZORI, 2026-08
- 1770.6065429302284 = Zillow ZORI, 2026-07
noteDickson County, TN's covered employment was 0.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDickson County, TN's price-to-rent ratio of 16.9 ranks 9th of 9 counties in the Nashville-Davidson--Murfreesboro--Franklin metro, against a median of 20.2.
Period 2026-08.Show the arithmetic
- 0 on the 0-to-100 scale across 9 counties in the Nashville-Davidson--Murfreesboro--Franklin metro that published priceToRent
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
noteDickson County, TN's years of wages of 6.8 ranks 6th of 95 Tennessee counties, against a median of 5.0.
Period 2026-08.Show the arithmetic
- 95 on the 0-to-100 scale across 95 Tennessee counties that published yearsOfWages
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.