Maury County, TN
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 35.62, -87.08.
Assembled 2026-10-06. Read the brief.
- 86th pct · 415th of 3,063 US counties · median $234,566
- 92nd pct · 8th of 95 Tennessee counties · median $259,021
- 61st pct · 6th of 14 counties in the Nashville-Davidson--Murfreesboro--Franklin metro · median $384,552
- 30th pct · 2,132nd of 3,063 US counties · median +2.9%
- 18th pct · 78th of 95 Tennessee counties · median +3.2%
- 38th pct · 9th of 14 counties in the Nashville-Davidson--Murfreesboro--Franklin metro · median +2.0%
- 64th pct · 503rd of 1,399 US counties · median $1,496
- 71st pct · 14th of 46 Tennessee counties · median $1,490
- 12th pct · 8th of 9 counties in the Nashville-Davidson--Murfreesboro--Franklin metro · median $1,732
- 81st pct · 609th of 3,221 US counties · median 8,232
- 81st pct · 18th of 95 Tennessee counties · median 8,576
- 61st pct · 6th of 14 counties in the Nashville-Davidson--Murfreesboro--Franklin metro · median 20,943
- 88th pct · 364th of 3,221 US counties · median $1,039
- 93rd pct · 7th of 95 Tennessee counties · median $1,030
- 76th pct · 4th of 14 counties in the Nashville-Davidson--Murfreesboro--Franklin metro · median $1,207
- 74th pct · 796th of 3,063 US counties · median 4.3
- 69th pct · 30th of 95 Tennessee counties · median 5.0
- 30th pct · 10th of 14 counties in the Nashville-Davidson--Murfreesboro--Franklin metro · median 6.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $402,875 (Aug 2026), +1.2% over one year, +24.6% over five
- 86th pct · 415th of 3,063 US counties · median $234,566
- 92nd pct · 8th of 95 Tennessee counties · median $259,021
- 61st pct · 6th of 14 counties in the Nashville-Davidson--Murfreesboro--Franklin metro · median $384,552
| Item | Value | Distance |
|---|---|---|
| Maury County, TN | $402,875 · +1.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,669/mo (Aug 2026), +1.7% over one year; price-to-rent 20.1
- 64th pct · 503rd of 1,399 US counties · median $1,496
- 71st pct · 14th of 46 Tennessee counties · median $1,490
- 12th pct · 8th of 9 counties in the Nashville-Davidson--Murfreesboro--Franklin metro · median $1,732
| Item | Value | Distance |
|---|---|---|
| Maury County, TN | $1,669/mo · +1.7% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,205 a month on $402,875 at 7.28%, against an average weekly wage worth $5,971 a month: 36.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $402,875 × 80% = $322,300, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,205/mo principal and interest
- wage share = payment / (avg weekly wage $1,378 × 52 / 12 = $5,971) = 37% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $402,875 / ($1,378 × 52) = 5.6
- price-to-rent = $402,875 / ($1,669 × 12) = 20.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
39,775 jobs at 3,062 employers (2026 Q1); -3.2% jobs and -1.7% average weekly wage over the year
- 81st pct · 609th of 3,221 US counties · median 8,232
- 81st pct · 18th of 95 Tennessee counties · median 8,576
- 61st pct · 6th of 14 counties in the Nashville-Davidson--Murfreesboro--Franklin metro · median 20,943
| Item | Value | Distance |
|---|---|---|
| Maury County, TN | 39,775 jobs · $1,378/wk · -3.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 7,361 | $2,296 | 2.30 | -11.1% |
| Retail trade | 4,768 | $758 | 1.23 | +1.9% |
| Health care and social assistance | 4,272 | $1,207 | 0.71 | +3.6% |
| Accommodation and food services | 4,077 | $464 | 1.14 | +0.5% |
| Construction | 2,294 | $1,350 | 1.10 | +5.1% |
| Finance and insurance | 1,866 | $1,765 | 1.15 | +0.4% |
| Administrative and waste services | 1,612 | $1,292 | 0.71 | -1.4% |
| Wholesale trade | 1,508 | $1,793 | 0.99 | +0.0% |
| Professional and technical services | 1,348 | $1,648 | 0.49 | +3.7% |
| Other services | 968 | $983 | 0.81 | -2.9% |
| Educational services | 564 | $735 | 0.66 | +0.4% |
| Real estate and rental | 538 | $1,114 | 0.88 | +37.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$2.1 bn in deposits at 25 offices of 9 banks (SOD June 2026); HHI 2,474, highly concentrated. $726.3 m federal obligations in FY2026 (direct payments $695.8 m, grants $22.6 m), $18,259 per covered job
| Item | Value | Distance |
|---|---|---|
| First Farmers and Merchants Bank | $913.2 m · 43.7% share · 8 offices | |
| United Community Bank | $279.0 m · 13.3% share · 4 offices | |
| Heritage Bank & Trust | $242.6 m · 11.6% share · 2 offices | |
| Maury, TN | $726.3 m FY2026 · $18,259/job | |
| MULTIPLE RECIPIENTS | $678.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Farmers and Merchants Bank | $913,153,000 | 43.7% | 8 |
| United Community Bank | $279,021,000 | 13.3% | 4 |
| Heritage Bank & Trust | $242,615,000 | 11.6% | 2 |
| Regions Bank | $235,986,000 | 11.3% | 2 |
| TriStar Bank | $182,459,000 | 8.7% | 4 |
| First Horizon Bank | $123,639,000 | 5.9% | 2 |
| U.S. Bank National Association | $66,140,000 | 3.2% | 1 |
| Fifth Third Bank, National Association | $43,911,000 | 2.1% | 1 |
| Republic Bank & Trust Company | $3,560,000 | 0.2% | 1 |
Deposit concentration is 2,474 across 9 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 9 banks with deposits in the county = 43.7² + 13.3² + 11.6² + … (6 more) = 2,474
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $582,878,861 |
| Department of Veterans Affairs | $95,762,129 |
| Department of Transportation | $17,411,165 |
| Department of Education | $13,782,065 |
| Railroad Retirement Board | $5,594,764 |
| Department of Agriculture | $3,209,267 |
| Department of Housing and Urban Development | $2,594,611 |
| Federal Communications Commission | $1,653,661 |
| Department of Defense | $1,283,891 |
| Department of Health and Human Services | $1,129,668 |
| General Services Administration | $614,548 |
| Department of Homeland Security | $229,040 |
That is $18,259 per covered job, against 39,775 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $726.3 m / 39,775 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,259
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -88,576.00 | 2026-07-01 | -24.4% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Maury County, TN: 15 findings, 1 at an alert level, 3 at a watch level and 11 noted
alertMaury County, TN's covered employment is -3.2% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -3.2 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchMaury County, TN's covered employment is -3.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -3.2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchMaury County, TN's average weekly wage is -1.7% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -1.7 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchMaury County, TN's momentum index is -0.31, a watch level here: momentum index in the cooling band (the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: momentum = -0.3099110892856404 <= -0.25
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
the cooling band of the momentum index computed here, score at or below -0.25; convention chosen for this dashboard, not an official level
noteMaury County, TN's covered employment was 3.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -3.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.