Hunt County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.12, -96.08.
Assembled 2026-10-06. Read the brief.
- 63rd pct · 1,126th of 3,063 US counties · median $234,566
- 73rd pct · 65th of 243 Texas counties · median $215,660
- 0th pct · 11th of 11 counties in the Dallas-Fort Worth-Arlington metro · median $371,935
- 7th pct · 2,822nd of 3,063 US counties · median +2.9%
- 19th pct · 195th of 243 Texas counties · median +0.0%
- 30th pct · 8th of 11 counties in the Dallas-Fort Worth-Arlington metro · median -1.9%
- 52nd pct · 667th of 1,399 US counties · median $1,496
- 57th pct · 46th of 106 Texas counties · median $1,483
- 0th pct · 11th of 11 counties in the Dallas-Fort Worth-Arlington metro · median $1,639
- 78th pct · 679th of 3,221 US counties · median 8,232
- 83rd pct · 44th of 254 Texas counties · median 6,022
- 10th pct · 10th of 11 counties in the Dallas-Fort Worth-Arlington metro · median 61,348
- 83rd pct · 525th of 3,221 US counties · median $1,039
- 73rd pct · 69th of 254 Texas counties · median $1,115
- 60th pct · 5th of 11 counties in the Dallas-Fort Worth-Arlington metro · median $1,215
- 46th pct · 1,626th of 3,063 US counties · median 4.3
- 61st pct · 93rd of 243 Texas counties · median 3.6
- 20th pct · 9th of 11 counties in the Dallas-Fort Worth-Arlington metro · median 5.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $276,017 (Aug 2026), -2.7% over one year, +9.4% over five
- 63rd pct · 1,126th of 3,063 US counties · median $234,566
- 73rd pct · 65th of 243 Texas counties · median $215,660
- 0th pct · 11th of 11 counties in the Dallas-Fort Worth-Arlington metro · median $371,935
| Item | Value | Distance |
|---|---|---|
| Hunt County, TX | $276,017 · -2.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,521/mo (Aug 2026), +0.8% over one year; price-to-rent 15.1
- 52nd pct · 667th of 1,399 US counties · median $1,496
- 57th pct · 46th of 106 Texas counties · median $1,483
- 0th pct · 11th of 11 counties in the Dallas-Fort Worth-Arlington metro · median $1,639
| Item | Value | Distance |
|---|---|---|
| Hunt County, TX | $1,521/mo · +0.8% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,511 a month on $276,017 at 7.28%, against an average weekly wage worth $5,568 a month: 27.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $276,017 × 80% = $220,814, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $1,511/mo principal and interest
- wage share = payment / (avg weekly wage $1,285 × 52 / 12 = $5,568) = 27% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $276,017 / ($1,285 × 52) = 4.1
- price-to-rent = $276,017 / ($1,521 × 12) = 15.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
33,794 jobs at 1,880 employers (2026 Q1); +1.4% jobs and +2.4% average weekly wage over the year
- 78th pct · 679th of 3,221 US counties · median 8,232
- 83rd pct · 44th of 254 Texas counties · median 6,022
- 10th pct · 10th of 11 counties in the Dallas-Fort Worth-Arlington metro · median 61,348
| Item | Value | Distance |
|---|---|---|
| Hunt County, TX | 33,794 jobs · $1,285/wk · +1.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 7,148 | $2,265 | 2.63 | +2.4% |
| Retail trade | 4,001 | $747 | 1.21 | -0.3% |
| Accommodation and food services | 3,322 | $415 | 1.09 | +6.7% |
| Health care and social assistance | 2,898 | $1,085 | 0.57 | -2.9% |
| Construction | 1,735 | $1,297 | 0.98 | +4.5% |
| Administrative and waste services | 1,159 | $860 | 0.60 | +2.9% |
| Professional and technical services | 933 | $1,998 | 0.40 | +8.0% |
| Wholesale trade | 832 | $1,520 | 0.64 | +4.1% |
| Other services | 577 | $927 | 0.57 | +8.5% |
| Finance and insurance | 438 | $1,429 | 0.32 | +3.8% |
| Real estate and rental | 371 | $1,275 | 0.72 | +22.8% |
| Utilities | 317 | $2,045 | 2.38 | +2.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
87 % of conservation capacity, weighted over 34 TWDB reservoirs
Sites found: 43, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lk Tawakoni nr Wills Point, TX | 799,800 Acre-ft (USGS, no capacity on file) | 38 km |
| Lake Tawakoni | 92 % full · 872k ac-ft | 38 km |
| Lavon Lake | 81 % full · 410k ac-ft | 38 km |
| Lake Sulphur Springs | 86 % full · 18k ac-ft | 41 km |
| New Terrell City Lake | 25 % full · 9k ac-ft | 45 km |
| Cooper (Chapman) Lake | 69 % full · 259k ac-ft | 49 km |
| Lake Ray Hubbard | 86 % full · 440k ac-ft | 53 km |
| Lake Bonham | 78 % full · 11k ac-ft | 59 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
40 gauges · 0 flooding · 1 with quality panels averaging 100 % · 4 stale
Sites found: 40, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Cowleech Fk Sabine Rv at Greenville, TX | flow 0.00 ft³/s · no flooding | 1 km |
| W Caddo Ck at IH 30 nr Caddo Mills, TX | flow 4.51 ft³/s | 17 km |
| S Sulphur Rv at Commerce, TX | flow 0.09 ft³/s · STALE | 19 km |
| Middle Sulphur Rv at Commerce, TX | flow 0.00 ft³/s | 22 km |
| S Sulphur Rv at SH 11 nr Commerce, TX | flow 13.4 ft³/s | 23 km |
| Indian Ck at SH 78 nr Farmersville, TX | flow 54.9 ft³/s | 29 km |
| S Fk Sabine Rv nr Quinlan, TX | flow 22.0 ft³/s · no flooding | 30 km |
| E Fk Trinity Rv nr Lavon, TX | flow 274.0 ft³/s | 38 km |
| North Texas Lakes at Lake Lavon | no readings | 38 km |
| Sabine Rv nr Wills Point, TX | flow 4.47 ft³/s | 38 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.35)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.3×0.13 + 0.2×0.00 / 0.85
Banks & federal dollars #
$1.5 bn in deposits at 18 offices of 10 banks (SOD June 2026); HHI 1,842, highly concentrated. $1.8 bn federal obligations in FY2026 (contracts $1.2 bn, direct payments $623.2 m), $54,531 per covered job
| Item | Value | Distance |
|---|---|---|
| JPMorgan Chase Bank, National Association | $361.0 m · 23.6% share · 2 offices | |
| Alliance Bank | $355.6 m · 23.3% share · 4 offices | |
| The American National Bank of Texas | $348.6 m · 22.8% share · 3 offices | |
| Hunt, TX | $1.8 bn FY2026 · $54,531/job | |
| L3HARRIS TECHNOLOGIES INTEGRATED SYSTEMS L.P. | $1.2 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| JPMorgan Chase Bank, National Association | $360,958,000 | 23.6% | 2 |
| Alliance Bank | $355,564,000 | 23.3% | 4 |
| The American National Bank of Texas | $348,602,000 | 22.8% | 3 |
| Bank of America, National Association | $187,581,000 | 12.3% | 1 |
| The First Bank of Celeste | $76,271,000 | 5.0% | 1 |
| Glacier Bank | $74,051,000 | 4.8% | 1 |
| Cypress Bank, SSB | $54,303,000 | 3.6% | 1 |
| First National Bank Texas | $31,648,000 | 2.1% | 3 |
| Truist Bank | $27,324,000 | 1.8% | 1 |
| Hancock Whitney Bank | $10,911,000 | 0.7% | 1 |
Deposit concentration is 1,842 across 10 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 10 banks with deposits in the county = 23.6² + 23.3² + 22.8² + … (7 more) = 1,842
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Department of Defense | $1,183,236,732 |
| Social Security Administration | $486,686,659 |
| Department of Veterans Affairs | $96,490,069 |
| Department of Education | $27,547,660 |
| Department of Transportation | $24,659,832 |
| Department of Housing and Urban Development | $9,365,583 |
| Department of Health and Human Services | $5,123,774 |
| Department of Agriculture | $3,319,345 |
| Railroad Retirement Board | $3,121,041 |
| Federal Communications Commission | $1,302,188 |
| National Aeronautics and Space Administration | $1,294,190 |
| Department of Justice | $589,307 |
That is $54,531 per covered job, against 33,794 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.8 bn / 33,794 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $54,531
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Hunt County, TX: 12 findings, 2 at a watch level and 10 noted
watchHunt County, TX's typical home value is -2.7% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -2.7072507196701237 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchHunt County, TX's typical asking rent is -1.4% against the previous month, a watch level here: typical asking rent at least 1 percent below the previous month (arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: rent.momPct = -1.4235953094608238 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level
noteHunt County, TX's average weekly wage was 2.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHunt County, TX's typical asking rent fell 1.4% from $1,543 in July 2026 to $1,521 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- -1.4% = (1520.8134625497707 - 1542.7763543659958) / 1542.7763543659958 × 100
- 1520.8134625497707 = Zillow ZORI, 2026-08
- 1542.7763543659958 = Zillow ZORI, 2026-07
noteHunt County, TX's covered employment was 1.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.