Parker County, TX
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 32.78, -97.81.
Assembled 2026-10-06. Read the brief.
- 89th pct · 313th of 3,063 US counties · median $234,566
- 97th pct · 8th of 243 Texas counties · median $215,660
- 90th pct · 2nd of 11 counties in the Dallas-Fort Worth-Arlington metro · median $371,935
- 19th pct · 2,465th of 3,063 US counties · median +2.9%
- 45th pct · 132nd of 243 Texas counties · median +0.0%
- 100th pct · 1st of 11 counties in the Dallas-Fort Worth-Arlington metro · median -1.9%
- 56th pct · 607th of 1,399 US counties · median $1,496
- 68th pct · 34th of 106 Texas counties · median $1,483
- 10th pct · 10th of 11 counties in the Dallas-Fort Worth-Arlington metro · median $1,639
- 82nd pct · 570th of 3,221 US counties · median 8,232
- 84th pct · 39th of 254 Texas counties · median 6,022
- 20th pct · 9th of 11 counties in the Dallas-Fort Worth-Arlington metro · median 61,348
- 69th pct · 968th of 3,221 US counties · median $1,039
- 55th pct · 113th of 254 Texas counties · median $1,115
- 20th pct · 9th of 11 counties in the Dallas-Fort Worth-Arlington metro · median $1,215
- 90th pct · 285th of 3,063 US counties · median 4.3
- 96th pct · 9th of 243 Texas counties · median 3.6
- 100th pct · 1st of 11 counties in the Dallas-Fort Worth-Arlington metro · median 5.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $442,877 (Aug 2026), -0.2% over one year, +16.4% over five
- 89th pct · 313th of 3,063 US counties · median $234,566
- 97th pct · 8th of 243 Texas counties · median $215,660
- 90th pct · 2nd of 11 counties in the Dallas-Fort Worth-Arlington metro · median $371,935
| Item | Value | Distance |
|---|---|---|
| Parker County, TX | $442,877 · -0.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,572/mo (Aug 2026), +4.8% over one year; price-to-rent 23.5
- 56th pct · 607th of 1,399 US counties · median $1,496
- 68th pct · 34th of 106 Texas counties · median $1,483
- 10th pct · 10th of 11 counties in the Dallas-Fort Worth-Arlington metro · median $1,639
| Item | Value | Distance |
|---|---|---|
| Parker County, TX | $1,572/mo · +4.8% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,424 a month on $442,877 at 7.28%, against an average weekly wage worth $4,975 a month: 48.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $442,877 × 80% = $354,302, r = 7.28%/12 (Freddie Mac PMMS via FRED, 2026-10-01), n = 360 → $2,424/mo principal and interest
- wage share = payment / (avg weekly wage $1,148 × 52 / 12 = $4,975) = 49% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $442,877 / ($1,148 × 52) = 7.4
- price-to-rent = $442,877 / ($1,572 × 12) = 23.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
43,849 jobs at 3,884 employers (2026 Q1); +3.1% jobs and +2.2% average weekly wage over the year
- 82nd pct · 570th of 3,221 US counties · median 8,232
- 84th pct · 39th of 254 Texas counties · median 6,022
- 20th pct · 9th of 11 counties in the Dallas-Fort Worth-Arlington metro · median 61,348
| Item | Value | Distance |
|---|---|---|
| Parker County, TX | 43,849 jobs · $1,148/wk · +3.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 6,439 | $863 | 1.51 | +0.4% |
| Accommodation and food services | 5,433 | $448 | 1.38 | +9.2% |
| Health care and social assistance | 5,024 | $1,091 | 0.76 | +1.5% |
| Construction | 4,119 | $1,557 | 1.79 | +6.1% |
| Manufacturing | 3,406 | $1,633 | 0.97 | +0.7% |
| Professional and technical services | 2,042 | $1,331 | 0.68 | +8.8% |
| Administrative and waste services | 1,878 | $993 | 0.75 | +16.5% |
| Wholesale trade | 1,511 | $1,968 | 0.90 | +2.0% |
| Other services | 1,437 | $886 | 1.10 | +0.8% |
| Transportation and warehousing | 1,020 | $1,373 | 0.55 | +4.4% |
| Finance and insurance | 883 | $1,957 | 0.49 | +2.6% |
| Real estate and rental | 774 | $1,290 | 1.15 | -0.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
83 % of conservation capacity, weighted over 36 TWDB reservoirs
Sites found: 40, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Weatherford | 59 % full · 18k ac-ft | 12 km |
| Lake Mineral Wells | 85 % full · 5k ac-ft | 23 km |
| Eagle Mountain Reservoir | 74 % full · 185k ac-ft | 33 km |
| Eagle Mtn Res abv Ft Worth, TX | 137,400 Acre-ft (USGS, no capacity on file) | 34 km |
| Benbrook Lake | 74 % full · 86k ac-ft | 36 km |
| Lk Worth abv Ft Worth, TX | 26,940 Acre-ft (USGS, no capacity on file) | 36 km |
| Lake Worth | 74 % full · 24k ac-ft | 36 km |
| Lake Palo Pinto | 80 % full · 27k ac-ft | 46 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
58 gauges · 0 flooding · 2 with quality panels averaging 90 % · 10 stale
Sites found: 58, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Marys Ck at Benbrook, TX | flow 1.33 ft³/s · quality 80 % (5) · no flooding | 35 km |
| North Texas Lakes at Lake Weatherford | no readings | 12 km |
| Clear Fk Trinity Rv nr Weatherford, TX | flow 0.67 ft³/s · no flooding | 15 km |
| Brazos Rv nr Dennis, TX | flow 152.0 ft³/s · no flooding | 21 km |
| North Texas Lakes at Lake Mineral Wells | no readings | 22 km |
| Kickapoo Ck at FM 1189 nr Dennis, TX | flow 0.00 ft³/s | 24 km |
| Clear Fork Trinity Rv at Kelly Rd nr Aledo, TX | flow 0.00 ft³/s | 25 km |
| Walnut Ck at Reno, TX | flow 0.05 ft³/s | 28 km |
| North Texas Lakes at Eagle Mountain Lake | no readings | 33 km |
| Palo Pinto Ck at Water Plant Rd nr Santo, TX | stage 5.06 ft | 33 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
7 wells in 2 named aquifers: Alluvial aquifers, Edwards-Trinity aquifer system
Sites found: 7, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Alluvial aquifers | depth 5.85 ft · 2005-03-28 | 35 km |
| Alluvial aquifers | depth 11.1 ft · 2005-03-28 | 35 km |
| Alluvial aquifers | depth 5.79 ft · 2005-03-28 | 35 km |
| Edwards-Trinity aquifer system | depth 307.4 ft · 2005-09-30 | 51 km |
| Edwards-Trinity aquifer system | depth 845.5 ft · 2005-06-19 | 53 km |
| Edwards-Trinity aquifer system | depth 443.2 ft · 2005-09-01 | 59 km |
| Edwards-Trinity aquifer system | depth 232.2 ft · 2005-09-30 | 65 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.39)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.3×0.17 + 0.2×0.10 / 0.85
Banks & federal dollars #
$4.0 bn in deposits at 38 offices of 21 banks (SOD June 2026); HHI 1,115, moderately concentrated. $1.1 bn federal obligations in FY2026 (direct payments $1.1 bn, grants $38.4 m), $25,752 per covered job
| Item | Value | Distance |
|---|---|---|
| First Financial Bank | $927.7 m · 23.1% share · 6 offices | |
| PlainsCapital Bank | $621.9 m · 15.5% share · 2 offices | |
| First National Bank and Trust Company of Weatherford | $377.2 m · 9.4% share · 5 offices | |
| Parker, TX | $1.1 bn FY2026 · $25,752/job | |
| MULTIPLE RECIPIENTS | $1.0 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Financial Bank | $927,709,000 | 23.1% | 6 |
| PlainsCapital Bank | $621,873,000 | 15.5% | 2 |
| First National Bank and Trust Company of Weatherford | $377,211,000 | 9.4% | 5 |
| PNC Bank, National Association | $315,417,000 | 7.9% | 3 |
| Wells Fargo Bank, National Association | $260,439,000 | 6.5% | 2 |
| TexasBank | $252,658,000 | 6.3% | 2 |
| JPMorgan Chase Bank, National Association | $236,278,000 | 5.9% | 1 |
| Pinnacle Bank | $198,355,000 | 4.9% | 1 |
| Prosperity Bank | $146,544,000 | 3.7% | 2 |
| Community National Bank & Trust of Texas | $132,863,000 | 3.3% | 1 |
Deposit concentration is 1,115 across 21 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 21 banks with deposits in the county = 23.1² + 15.5² + 9.4² + … (18 more) = 1,115
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $796,000,349 |
| Department of Veterans Affairs | $221,989,767 |
| Department of Transportation | $32,089,257 |
| Department of the Interior | $28,534,867 |
| Railroad Retirement Board | $13,386,108 |
| Department of Education | $12,469,671 |
| Department of Defense | $6,628,037 |
| Department of Housing and Urban Development | $5,660,133 |
| Federal Communications Commission | $4,947,157 |
| Department of Health and Human Services | $4,479,772 |
| Department of Agriculture | $1,848,775 |
| Environmental Protection Agency | $808,000 |
That is $25,752 per covered job, against 43,849 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.1 bn / 43,849 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $25,752
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 12.69 | 2026-10-05 | +3.3% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.60 | 2026-10-06 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 6.00 | 2026-09-22 | -14.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 6,830.00 | 2026-08-01 | +7.4% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 96.16 | 2026-09-29 | -3.2% |
| 30-year fixed mortgage rate · % | 7.28 | 2026-10-01 | +3.6% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 646,347.00 | 2026-08-01 | +1.1% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Parker County, TX: 14 findings, 2 at a watch level and 12 noted
watchParker County, TX's years of wages of 7.4 ranks 285th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: yearsOfWages percentile = 90.7250163291966 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchParker County, TX's typical home value is -0.2% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-08.Show the arithmetic
- test: home.yoyPct = -0.1739294725473132 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
noteParker County, TX's covered employment was 3.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteParker County, TX's average weekly wage was 2.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteParker County, TX's typical asking rent rose 0.7% from $1,561 in July 2026 to $1,572 in August 2026, on Zillow ZORI.
Period 2026-08.Show the arithmetic
- +0.7% = (1572.2403982910307 - 1560.65059822558) / 1560.65059822558 × 100
- 1572.2403982910307 = Zillow ZORI, 2026-08
- 1560.65059822558 = Zillow ZORI, 2026-07
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.